RegAlertRule · BCRA · 24 Apr 2026 · A 8428
Circular CONAU 1-1723 RUNOR 1-1957: Quarterly/Annual Supervision Reporting Regime Adjustments
The Central Bank of the Argentine Republic issued Communication A 8428 to implement adjustments to the Quarterly/Annual Supervision Reporting Regime (R.I. - S.), effective for the quarter ending June 30, 2026. The directive introduces new reporting items (codes 999736-999739) requiring interoperable digital wallets to disclose data on non-presential channel users, including transaction volumes and product contracts. Additionally, the circular updates definitions for existing codes regarding fixed-term operations, loan volumes, and judicial deposits to ensure consistency with the Balance of Balances reporting framework.
2026 - YEAR OF ARGENTINE GREATNESS
COMMUNICATION "A" 8428
Date: 24/04/2026
TO FINANCIAL ENTITIES:
Ref.: Circular
CONAU 1-1723,
RUNOR 1-1957:
R.I. for Quarterly/Annual Supervision. Adjustments.
We address you to communicate the adjustments related to the Reporting Regime referenced above.
In this regard, the following items related to information on non-presential channel users are incorporated into Section 7 – "Information on Complementary Data". These items are only to be reported by financial entities registered as "Interoperable Digital Wallets":
- 999736 - Number of holders who have registered their user accounts on non-presential channels at the end of the quarter.
- 999737 - Number of holders who used non-presential channels to initiate at least one transactional operation during the quarter.
- 999738 - Number of holders who contracted a savings or investment product through non-presential channels during the quarter.
- 999739 - Number of holders who contracted a loan through non-presential channels during the quarter.
These adjustments will be effective starting from the quarter ending on 30/06/26.
Attached as an Annex are the sheets to be replaced in the corresponding Consolidated Text and in Section 13 of "Submission of Information to the Central Bank".
We salute you attentively.
CENTRAL BANK OF THE ARGENTINE REPUBLIC
Mariana A. Díaz
Manager of the Reporting Regime
Rodrigo J. Danessa
Principal Manager of the Reporting Regime and Information Centers
FUNCTIONAL POSITION
ANNEX
Codes 999705, 999706, 889901 and 889902 - Number of fixed-term operations. The number of fixed-term deposit operations in pesos and foreign currency, for individuals and companies, will be reported.
Codes 999707, 999708 and 999712 to 999715 - Number of loan operations. The number of operations included in the Loans category, corresponding to the non-financial public sector, non-financial private sector, and residents abroad, will be recorded, in pesos, in foreign currency, for individuals and companies.
Code 999710 - Staffing at headquarters.
Senior management staff will also be included.
Code 999711 - Staffing at branches in the country. Senior management staff will also be included.
4. Information on Judicial Deposits
Codes 999728 to 999735
Balances - in thousands of pesos - as of the last day of each of the three monthly periods forming part of the quarter under report will be detailed. These must be consistent at the total level (and for each type of currency: pesos/foreign currency) with the balances that were timely reported in items 311113, 311153, 311413, 311453, 311725, 311753, 315113, 315153, 315413, 315453, 315725, and 315753 of the R.I. Balance of Balances for the respective months.
5. Information on Non-Presential Channel Users (items mandatory only for financial entities registered as "Interoperable Digital Wallets")
To report the items identified with codes 999736 to 999739, the following technical definitions must be taken into account:
- Non-presential channels: home-banking, mobile-banking, or electronic wallet.
- Holders: natural persons who are holders of at least one bank account (in pesos and/or foreign currency), and according to the concept of "unique client" described in point 1 of these Procedure Rules.
- User Registration: possession of access credentials enabled for non-presential channels.
B.C.R.A. REPORTING REGIME FOR SUPERVISION (R.I. – S.) 7 – INFORMATION ON COMPLEMENTARY DATA Version: 9th COMMUNICATION "A" 8428 Effective Date: 01/04/2026
- Transactional Operations: those involving fund movements originated by the account holder, such as paying a service, transferring funds (push transfer), requesting funds (pull transfer or DEBIN), contracting a loan, establishing a fixed-term deposit, establishing or redeeming a common investment fund, buying or selling foreign currency, etc.
- Contracting: acquiring a savings, investment, or loan product. It does not include cases where balances are invested automatically (for example, by automatic renewal of a fixed-term deposit or of balances in common money funds), except if the decision to start doing so was made during the quarter under report.
- Savings and Investment Products: includes all products of the financial system (for example, fixed-term deposits) and of the capital market (for example, common investment funds) that financial entities offer to natural persons through non-presential channels. It does not include buying or selling foreign currency of any type.
- Loans: any type of financing that natural persons manage entirely through non-presential channels, from the application to the contracting.
B.C.R.A. REPORTING REGIME FOR SUPERVISION (R.I. – S.) 7 – INFORMATION ON COMPLEMENTARY DATA Version: 11th COMMUNICATION "A" 8428 Effective Date: 01/04/2026
DEPOSIT INSURANCE
- 889841 Number of holders of passive operations covered by Deposit Insurance.
- 889842 Number of holders of passive operations whose deposit balances are covered by Deposit Insurance at 100%.
- 890182 Number of Holders of passive operations not covered by Deposit Insurance.
- 889843 Total amount of balances corresponding to 889841.
- 889844 Total amount of balances corresponding to 889842.
- 890183 Number of Holders of passive operations covered by the Deposit Privilege.
- 890184 Total amount of passive operations covered by the Deposit Privilege.
- 889895 Total amount of passive operation balances not covered by Deposit Insurance.
- 889896 Total amount of passive operation balances covered by Deposit Insurance in less than 100%.
STRUCTURE/OPERATIONAL VOLUME
- 889845 Number of holders of active and/or passive operations of the non-financial sector.
- 889846 Number of holders of active operations of the non-financial sector.
- 889850 Number of credit card holders (issued by the entity).
- 889851 Number of holders of accounts or passive operations of the non-financial sector.
- 889852 Number of holders of current accounts of the non-financial sector.
- 889853 Number of holders of savings accounts of the non-financial sector.
- 889854 Number of holders of fixed-term operations of the non-financial sector.
- 889901 Number of fixed-term deposits of individuals.
- 889902 Number of fixed-term deposits of companies.
- 889905 Number of primary credit cards.
- 889906 Number of additional credit cards.
- 889908 Number of debit cards.
- 889910 Number of savings accounts for the payment of social aid plans or programs.
- 889911 Number of pension accounts.
- 999705 Number of fixed-term operations in pesos.
- 999706 Number of fixed-term operations in foreign currency.
- 999707 Number of pledge loan operations in pesos.
- 999708 Number of pledge loan operations in foreign currency.
- 999710 Staffing at headquarters.
- 999711 Staffing at branches in the country.
- 999712 Number of mortgage loan operations in pesos.
- 999713 Number of other loan operations in pesos.
- 999714 Number of mortgage loan operations in foreign currency.
- 999715 Number of other loan operations in foreign currency.
- 999716 Number of savings accounts designated for authorized minors.
- 999717 Balance at the end of the quarter corresponding to code 999716.
- 999718 Number of savings accounts designated for adolescent minors.
- 999719 Balance at the end of the quarter corresponding to code 999718.
- 999720 Number of universal free accounts.
- 999721 Number of savings accounts for repatriation of funds – Personal Assets Law 27.541.
B.C.R.A. REPORTING REGIME FOR SUPERVISION (R.I. – S.) 7 – INFORMATION ON COMPLEMENTARY DATA Version: 6th COMMUNICATION "A" 8428 Effective Date: 01/04/2026
- 999722 Number of special accounts for repatriation of funds - General Resolution of the former AFIP No. 4816/2020 and amendments.
- 999723 Number of special accounts for repatriation of funds - Solidarity and Extraordinary Contribution. Law 27.605.
- 999724 Number of special accounts in pesos for Deposit and Cancellation for Argentine Construction - Law 27.613.
- 999725 Number of special accounts in foreign currency for Deposit and Cancellation for Argentine Construction - Law 27.613.
- 999726 Number of savings accounts for tourists residing abroad in foreign currency.
- 999727 Amount in US dollars credited during the quarter under report in the accounts reported corresponding to item 999726.
INFORMATION ON JUDICIAL DEPOSITS
Information on balances existing at the close of each of the months that make up the quarter under report.
- 999728 Balances of fixed-term judicial deposits corresponding to Federal or National Jurisdictions in pesos.
- 999729 Balances of fixed-term judicial deposits corresponding to Federal or National Jurisdictions in foreign currency.
- 999730 Balances of judicial deposits in demand accounts corresponding to Federal or National Jurisdictions in pesos.
- 999731 Balances of judicial deposits in demand accounts corresponding to Federal or National Jurisdictions in foreign currency.
- 999732 Balances of fixed-term judicial deposits corresponding to Other Jurisdictions in pesos.
- 999733 Balances of fixed-term judicial deposits corresponding to Other Jurisdictions in foreign currency.
- 999734 Balances of judicial deposits in demand accounts corresponding to Other Jurisdictions in pesos.
- 999735 Balances of judicial deposits in demand accounts corresponding to Other Jurisdictions in foreign currency.
INFORMATION ON NON-PRESENTIAL CHANNEL USERS
- 999736 Number of holders who have registered their user accounts on non-presential channels at the end of the quarter.
- 999737 Number of holders who used non-presential channels to initiate at least one transactional operation during the quarter.
- 999738 Number of holders who contracted a savings or investment product through non-presential channels during the quarter.
- 999739 Number of holders who contracted a loan through non-presential channels during the quarter.
B.C.R.A. REPORTING REGIME FOR SUPERVISION (R.I. – S.) 7 – INFORMATION ON COMPLEMENTARY DATA Version: 1st COMMUNICATION "A" 8428 Effective Date: 01/04/2026
ANNEX 5
Table 8: INFORMATION ON COMPLEMENTARY DATA
Report Code (Field 6): "C24"
Period Date 2: Field 3
Consolidation Code: Field 5 ("003")
| Item Code | Concept | Amount |
|---|---|---|
| Period 2 | ||
| Month 3 (Field 7) Month 2 (Field 16) Month 1 (Field 17) | ||
| 1.- DEPOSIT INSURANCE | ||
| 0000889841 | Number of holders of passive operations covered by Deposit Insurance. | |
| 0000889842 | Number of holders of passive operations whose deposit balances are covered by Deposit Insurance at 100%. | |
| 0000890182 | Number of holders of passive operations not covered by Deposit Insurance. | |
| 0000889843 | Total amount of balances corresponding to 889841. | |
| 0000889844 | Total amount of balances corresponding to 889842. | |
| 0000890183 | Number of holders of passive operations covered by the Deposit Privilege. | |
| 0000890184 | Total amount of passive operations covered by the Deposit Privilege. | |
| 0000889895 | Total amount of passive operation balances not covered by Deposit Insurance. | |
| 0000889896 | Total amount of passive operation balances covered by Deposit Insurance in less than 100%. |
B.C.R.A. SUBMISSION OF INFORMATION TO THE CENTRAL BANK Section 13. Reporting Regime for Supervision.
2.- STRUCTURE / OPERATIONAL VOLUME
| Item Code | Concept | Amount |
|---|---|---|
| Period 2 | ||
| Month 3 (Field 7) Month 2 (Field 16) Month 1 (Field 17) | ||
| 0000889845 | Number of holders of active and/or passive operations of the non-financial sector. | |
| 0000889846 | Number of holders of active operations of the non-financial sector. | |
| 0000889850 | Number of credit card holders (issued by the entity). | |
| 0000889851 | Number of holders of accounts or passive operations of the non-financial sector. | |
| 0000889852 | Number of holders of current accounts of the non-financial sector. | |
| 0000889853 | Number of holders of savings accounts of the non-financial sector. | |
| 0000889854 | Number of holders of fixed-term operations of the non-financial sector. | |
| 0000889901 | Number of fixed-term deposits of individuals. |
Version: 10th
COMMUNICATION "A" 8428
Effective Date: 01/04/2026
ANNEX 5
| Item Code | Concept | Amount |
|---|---|---|
| Period 2 | ||
| Month 3 (Field 7) Month 2 (Field 16) Month 1 (Field 17) | ||
| 2.- STRUCTURE / OPERATIONAL VOLUME | ||
| 0000889902 | Number of fixed-term deposits of companies. | |
| 0000889905 | Number of primary credit cards. | |
| 0000889906 | Number of additional credit cards. | |
| 0000889908 | Number of debit cards. | |
| 0000889910 | Number of savings accounts for the payment of social aid plans or programs. | |
| 0000889911 | Number of pension accounts. | |
| 0000999705 | Number of fixed-term operations in pesos. | |
| 0000999706 | Number of fixed-term operations in foreign currency. | |
| 0000999707 | Number of pledge loan operations in pesos. | |
| 0000999708 | Number of pledge loan operations in foreign currency. | |
| 0000999710 | Staffing at headquarters. | |
| 0000999711 | Staffing at branches in the country. | |
| 0000999712 | Number of mortgage loan operations in pesos. | |
| 0000999713 | Number of other loan operations in pesos. | |
| 0000999714 | Number of mortgage loan operations in foreign currency. | |
| 0000999715 | Number of other loan operations in foreign currency. | |
| 0000999716 | Number of savings accounts designated for authorized minors. | |
| 0000999717 | Balance at the end of the quarter corresponding to code 999716. | |
| 0000999718 | Number of savings accounts designated for adolescent minors. | |
| 0000999719 | Balance at the end of the quarter corresponding to code 999718. | |
| 0000999720 | Number of universal free accounts. | |
| 0000999721 | Number of savings accounts for repatriation of funds – Personal Assets Law 27541. | |
| 0000999722 | Number of special accounts for repatriation of funds - General Resolution of the former AFIP No. 4816/2020 and amendments. | |
| 0000999723 | Number of special accounts for repatriation of funds - Solidarity and Extraordinary Contribution. Law 27605. | |
| 0000999724 | Number of special accounts in pesos for Deposit and Cancellation for Argentine Construction – Law 27613. | |
| 0000999725 | Number of special accounts in foreign currency for Deposit and Cancellation for Argentine Construction – Law 27613. | |
| 0000999726 | Number of savings accounts for tourists residing abroad in foreign currency. |
B.C.R.A. SUBMISSION OF INFORMATION TO THE CENTRAL BANK Section 13. Reporting Regime for Supervision. Version: 19th COMMUNICATION "A" 8428 Effective Date: 01/04/2026
ANNEX 5
| Item Code | Concept | Amount |
|---|---|---|
| Period 2 | ||
| Month 3 (Field 7) Month 2 (Field 16) Month 1 (Field 17) | ||
| 3.- INFORMATION ON JUDICIAL DEPOSITS | ||
| 0000999727 | Amount in US dollars credited during the quarter under report in the accounts reported corresponding to item 999726. | |
| 0000999728 | Balances of fixed-term judicial deposits corresponding to Federal or National Jurisdictions in pesos. | |
| 0000999729 | Balances of fixed-term judicial deposits corresponding to Federal or National Jurisdictions in foreign currency. | |
| 0000999730 | Balances of judicial deposits in demand accounts corresponding to Federal or National Jurisdictions in pesos. | |
| 0000999731 | Balances of judicial deposits in demand accounts corresponding to Federal or National Jurisdictions in foreign currency. | |
| 0000999732 | Balances of fixed-term judicial deposits corresponding to Other Jurisdictions in pesos. | |
| 0000999733 | Balances of fixed-term judicial deposits corresponding to Other Jurisdictions in foreign currency. | |
| 0000999734 | Balances of judicial deposits in demand accounts corresponding to Other Jurisdictions in pesos. | |
| 0000999735 | Balances of judicial deposits in demand accounts corresponding to Other Jurisdictions in foreign currency. | |
| 4.- INFORMATION ON NON-PRESENTIAL CHANNEL USERS | ||
| 0000999736 | Number of holders who have registered their user accounts on non-presential channels at the end of the quarter. | |
| 0000999737 | Number of holders who used non-presential channels to initiate at least one transactional operation during the quarter. | |
| 0000999738 | Number of holders who contracted a savings or investment product through non-presential channels during the quarter. | |
| 0000999739 | Number of holders who contracted a loan through non-presential channels during the quarter. |
Shaded fields must not be integrated.
Month 3 = March, June, September, and December.
Month 2 = February, May, August, and November.
Month 1 = January, April, July, and October.
B.C.R.A. SUBMISSION OF INFORMATION TO THE CENTRAL BANK Section 13. Reporting Regime for Supervision. Version: 15th COMMUNICATION "A" 8428 Effective Date: 01/04/2026
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