Regulatory Alerts2026-09-08 | A 8478Added
Circular CONAU 1-1736, RUNOR 1-1972: Information Requirement. UVA Mortgage Loans - Sustainability Guarantee Fund
Awarded financial entities must daily submit information on UVA mortgage loans granted using funds from the Sustainability Guarantee Fund (FGS) for first homes, and their disbursements, within 48 banking business hours of new developments. This includes details such as tender identification, debtor identification (C.U.I.T., C.U.I.L., C.D.I.), loan grant date, operation number, purpose, term (not less than 180 months), additional annual nominal rate (capped at 7.5%), amounts in UVAs and thousands of pesos, property valuation, loan-to-value percentage, and initial installment-to-income ratio. The information must adhere to HIPO.json and DESEM.json record designs and be submitted via the BCRA's CFFGS API, with rectifications permitted without prior authorization.
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