Circular Letter No. 3454 — Discloses the layout of information under Circular No. 3,290 of September 5, 2005

CIRCULAR LETTER NO. 003454

Discloses the layout of information under Circular No. 3,290 of September 5, 2005.

In accordance with the sole paragraph of Article 5 of Circular No. 3,290 of September 5, 2005, we disclose the layout to be adopted for providing information to competent authorities, when requested, observing the provisions of Circular No. 3,461 of July 24, 2009.

2. The information must be provided in five electronic files, named:

I - "AGENCIAS": must contain the data of the branches of the financial institution maintaining the investigated accounts, the branches maintaining the accounts with which transactions were carried out, and the branches in which transactions occurred between the aforementioned accounts;

II - "CONTAS": must identify the bank accounts whose banking secrecy was lifted in accordance with Complementary Law No. 105 of January 10, 2001, covering the investigated bank accounts and those with which transactions were carried out;

III - "TITULARES": must identify the individuals, natural or legal, who are holders, legal representatives, and attorneys of the bank accounts whose banking secrecy was lifted in accordance with Complementary Law No. 105 of 2001, covering the investigated bank accounts and those with which transactions were carried out;

IV - "EXTRATO": must identify the entries related to the investigated accounts; and

V - "ORIGEM_DESTINO": must identify the source(s) or destination(s) of funds related to an entry reported in the "EXTRATO" file.

3. The "AGENCIAS" file must be composed of the fields described below:

I - field "NUMERO_BANCO":

a) type: numeric;

b) size: 3 characters;

c) description: COMPE code of the financial institution;

II - field "NUMERO_AGENCIA":

a) type: numeric;

b) size: 4 characters;

c) description: branch number without check digit;

III - field "NOME_AGENCIA":

a) type: text;

b) size: 50 characters;

c) description: branch name;

IV - field "ENDERECO_LOGRADOURO":

a) type: text;

b) size: 80 characters;

c) description: address and complement of the branch;

V - field "ENDERECO_CIDADE":

a) type: text;

b) size: 40 characters;

c) description: name of the city where the branch is located;

VI - field "ENDERECO_UF":

a) type: text;

b) size: 2 characters;

c) description: abbreviation of the State where the branch is located;

VII - field "ENDERECO_PAIS":

a) type: text;

b) size: 40 characters;

c) description: name of the country where the branch is located;

VIII - field "ENDERECO_CEP":

a) type: text;

b) size: 8 characters;

c) description: branch ZIP code in format 99999999;

IX - field "TELEFONE_AGENCIA":

a) type: text;

b) size: 20 characters;

c) description: branch phone number;

X - field "DATA_ABERTURA_AGENCIA":

a) type: date;

b) size: 8 characters;

c) description: branch opening date;

XI - field "DATA_FECHAMENTO_AGENCIA":

a) type: date;

b) size: 8 characters;

c) description: branch closing date.

4. The "CONTAS" file must be composed of the fields described below:

I - field "NUMERO_BANCO":

a) type: numeric;

b) size: 3 characters;

c) description: COMPE code of the financial institution;

II - field "NUMERO_AGENCIA":

a) type: numeric;

b) size: 4 characters;

c) description: branch number without check digit;

III - field "NUMERO_CONTA":

a) type: text;

b) size: 20 characters;

c) description: account number with check digit. Do not use separators, such as dots, slashes, hyphens, or other formatting characters;

IV - field "TIPO_CONTA":

a) type: numeric;

b) size: 1 character;

c) description: use the following codes: "1" for checking account, "2" for savings account, "3" for investment account, "4" for other cases;

V - field "DATA_ABERTURA_CONTA":

a) type: date;

b) size: 8 characters;

c) description: account opening date;

VI - field "DATA_ENCERRAMENTO_CONTA":

a) type: date;

b) size: 8 characters;

c) description: account closing date;

VII - field "MOVIMENTACAO_CONTA":

a) type: numeric;

b) size: 1 character;

c) description: use the following codes: "1" for investigated account with banking activity during the period of lifting banking secrecy, "2" for investigated account without activity during the period, "3" when it is an account of the same financial institution that carried out a banking transaction with an investigated account.

5. The "TITULARES" file must be composed of the fields described below:

I - field "NUMERO_BANCO":

a) type: numeric;

b) size: 3 characters;

c) description: COMPE code of the financial institution;

II - field "NUMERO_AGENCIA":

a) type: numeric;

b) size: 4 characters;

c) description: branch number without check digit;

III - field "NUMERO_CONTA":

a) type: text;

b) size: 20 characters;

c) description: account number with check digit;

IV - field "TIPO_CONTA":

a) type: numeric;

b) size: 1 character;

c) description: use the following codes: "1" for checking account, "2" for savings account, "3" for investment account, "4" for other cases;

V - field "TIPO_TITULAR":

a) type: text;

b) size: 1 character;

c) description: indicates the type of link in the account: use "T" for the holder, "1" for the first co-holder, "2" for the second co-holder, and so on consecutively; or "R" for representative, "L" for legal representative, "P" for attorney, "O" for others;

VI - field "PESSOA_INVESTIGADA":

a) type: numeric;

b) size: 1 character;

c) description: indicates whether the person, natural or legal, had banking secrecy lifted (as per judicial determination). Use "0" if not lifted or "1" if lifted;

VII - field "TIPO_PESSOA_TITULAR":

a) type: numeric;

b) size: 1 character;

c) description: indicates whether it is a natural or legal person. Use "1" for natural person or "2" for legal person;

VIII - field "CPF_CNPJ_TITULAR":

a) type: text;

b) size: 14 characters;

c) description: number of the Individual Taxpayer Registry (CPF) or National Registry of Legal Entities (CNPJ), according to TIPO_PESSOA_TITULAR. Use only numbers, without separators;

IX - field "NOME_TITULAR":

a) type: text;

b) size: 80 characters;

c) description: full name of the person;

X - field "NOME_DOC_IDENTIFICACAO":

a) type: text;

b) size: 50 characters;

c) description: name reported on the identification document, which is not CPF or CNPJ. Examples: RG, Work Card, Professional Identity, any document that constitutes the legal entity;

XI - field "NUMERO_DOC_IDENTIFICACAO":

a) type: text;

b) size: 20 characters;

c) description: number and complement of the identification document, as registered by the financial institution, which may contain formatting. Examples: RG 123456 SSP/DF, OAB 1234-DF;

XII - field "ENDERECO_LOGRADOURO":

a) type: text;

b) size: 80 characters;

c) description: person's residential address and complement;

XIII - field "ENDERECO_CIDADE":

a) type: text;

b) size: 40 characters;

c) description: name of the person's residential city;

XIV - field "ENDERECO_UF":

a) type: text;

b) size: 2 characters;

c) description: abbreviation of the State of the person's residence;

XV - field "ENDERECO_PAIS":

a) type: text;

b) size: 40 characters;

c) description: name of the person's residential country;

XVI - field "ENDERECO_CEP":

a) type: text;

b) size: 8 characters;

c) description: person's ZIP code in format 99999999;

XVII - field "TELEFONE_PESSOA":

a) type: text;

b) size: 20 characters;

c) description: person's phone number;

XVIII - field "VALOR_RENDA":

a) type: numeric;

b) size: 14 characters;

c) description: value of the income declared by the account holder to the financial institution;

XIX - field "DATA_ATUALIZACAO_RENDA":

a) type: date;

b) size: 8 characters;

c) description: date of the last update of the income value declared by the account holder to the financial institution;

XX - field DATA_INICIO_RELACIONAMENTO_CONTA

a) type: date;

b) size: 8 characters;

c) description: date of start of relationship with the account;

XXI - field DATA_FIM_RELACIONAMENTO_CONTA

a) type: date;

b) size: 8 characters;

c) description: date of end of relationship with the account.

6. The "EXTRATO" file must be composed of the fields described below:

I - field "CODIGO_CHAVE_EXTRATO":

a) type: numeric;

b) size: 18 characters;

c) description: sequential number generated by the financial institution to identify entries. This code cannot be repeated in this file, therefore, it individualizes and links each record of the "EXTRATO" file to its corresponding records in the "ORIGEM_DESTINO" file;

II - field "NUMERO_BANCO":

a) type: numeric;

b) size: 3 characters;

c) description: COMPE code of the financial institution in which the investigated person has an account;

III - field "NUMERO_AGENCIA":

a) type: numeric;

b) size: 4 characters;

c) description: branch number, without check digit, in which the investigated person has an account;

IV - field "NUMERO_CONTA":

a) type: text;

b) size: 20 characters;

c) description: investigated account number with check digit;

V - field "TIPO_CONTA":

a) type: numeric;

b) size: 1 character;

c) description: use the following codes: "1" for checking account, "2" for savings account, "3" for investment account, "4" for other cases;

VI - field "DATA_LANCAMENTO":

a) type: date;

b) size: 8 characters;

c) description: date on which the entry was made;

VII - field "NUMERO_DOCUMENTO":

a) type: text;

b) size: 20 characters;

c) description: code of the document used by the financial institution to identify the entry;

VIII - field "DESCRICAO_LANCAMENTO":

a) type: text;

b) size: 50 characters;

c) description: transaction history, description of the type of entry made;

IX - field "TIPO_LANCAMENTO":

a) type: numeric;

b) size: 3 characters;

c) description: fill with the code of the transaction type, according to the Annex of this circular letter;

X - field "VALOR_LANCAMENTO":

a) type: numeric;

b) size: 14 characters;

c) description: value of the entry;

XI - field "NATUREZA_LANCAMENTO":

a) type: text;

b) size: 1 character;

c) description: indicate nature of the entry: "C" for Credit, "D" for Debit, asterisk sign "*" for Others (Examples: blocks, provisions, future entries);

XII - field "VALOR_SALDO":

a) type: numeric;

b) size: 14 characters;

c) description: value of the account balance after the entry;

XIII - field "NATUREZA_SALDO":

a) type: text;

b) size: 1 character;

c) description: indicate the nature of the balance: "C" for Creditor, "D" for Debtor;

XIV - field "LOCAL_TRANSACAO":

a) type: text;

b) size: 80 characters;

c) description: location of the transaction (Branch, ATM, PAB, Store, Market, etc.). Data: Name of the Location - City/UF and any other reference of location. Transactions carried out at virtual points (internet banking, mobile internet) can be identified with the text "Internet". Transactions carried out by phone can be identified with the text "Telefone". Examples: Extra 3422 - Brasília/DF; Cruzeiro Branch - Vitória/ES; PAB Infraero Airport - Brasília/DF; Internet; Telefone.

7. The "ORIGEM_DESTINO" file must be composed of the fields described below:

I - field "CODIGO_CHAVE_OD":

a) type: numeric;

b) size: 18 characters;

c) description: sequential number generated by the financial institution to identify ORIGEM_DESTINO records. This code cannot be repeated in the file;

II - field "CODIGO_CHAVE_EXTRATO":

a) type: numeric;

b) size: 18 characters;

c) description: code related to the field "CODIGO_CHAVE_EXTRATO" in the EXTRATO file. For each record in the "EXTRATO" file there will always be one or more corresponding records in the "ORIGEM_DESTINO" file;

III - field "VALOR_TRANSACAO":

a) type: numeric;

b) size: 14 characters;

c) description: individual value of each document of the transaction;

IV - field "NUMERO_DOCUMENTO_TRANSACAO":

a) type: text;

b) size: 20 characters;

c) description: number of the document used by the financial institution to identify the transaction;

V - field "NUMERO_BANCO_OD":

a) type: number;

b) size: 3 characters;

c) description: COMPE code of the financial institution that sent or received funds from the investigated account;

VI - field "NUMERO_AGENCIA_OD":

a) type: number;

b) size: 4 characters;

c) description: branch number, without check digit, that sent or received funds from the investigated account;

VII - field "NUMERO_CONTA_OD":

a) type: text;

b) size: 20 characters;

c) description: number, with check digit, of the account that sent or received funds from the investigated account;

VIII - field "TIPO_CONTA_OD":

a) type: number;

b) size: 1 character;

c) description: use the following codes: "1" for checking account, "2" for savings account, "3" for investment account, "4" for other cases;

IX - field "TIPO_PESSOA_OD":

a) type: number;

b) size: 1 character;

c) description: use the following codes for the type of person that participated in the transaction as the orderer or as the beneficiary of funds: "1" for Natural, "2" for Legal;

X - field "CPF_CNPJ_OD":

a) type: text;

b) size: 14 characters;

c) description: CPF or CNPJ number of the person who carried out the transaction as the orderer or as the beneficiary of funds. In cases of endorsement, fill in the CPF/CNPJ of the final beneficiary who received the endorsed check (endossees), located on the back of the check;

XI - field "NOME_PESSOA_OD":

a) type: text;

b) size: 80 characters;

c) description: name of the person who carried out the transaction with the investigated person, as the orderer or as the final beneficiary of funds. In cases of endorsement, fill in the name of the final beneficiary who received the endorsed check (endossees), located on the back of the check;

XII - field "NOME_DOC_IDENTIFICACAO_OD":

a) type: text;

b) size: 50 characters;

c) description: name of the identification document of the orderer or final beneficiary used in the transaction, which is not CPF. Examples: RG, Work Card, Professional Identity, among others;

XIII - field "NUMERO_DOC_IDENTIFICACAO_OD":

a) type: text;

b) size: 20 characters;

c) description: number and complement of the identification document of the orderer or final beneficiary as registered by the financial institution, which may contain formatting characters. Examples: RG 123456 SSP/DF, OAB 1234-DF;

XIV - field "CODIGO_DE_BARRAS":

a) type: text;

b) size: 100 characters;

c) description: numbers that make up the barcode (including the DV) of a compensation document (boleto). Separation characters must be used, such as dots, slashes, hyphens, or other formatting characters;

XV - field "NOME_ENDOSSANTE_CHEQUE":

a) type: text;

b) size: 80 characters;

c) description: in cases of endorsement, in this field the name of the natural or legal person to whom the check was named must appear, located on the front of the document, that is, the issuer of the endorsement (endorser);

XVI - field "DOC_ENDOSSANTE_CHEQUE":

a) type: text;

b) size: 50 characters;

c) description: name, number and complement of the identification document of the natural or legal person to whom the check was named, located on the front of the document, that is, the issuer of the endorsement (endorser) used in the transaction. Examples: CPF 99999999999, RG 123456 SSP/DF, OAB 1234-DF, Professional Identity 123456, etc;

XVII - field "SITUACAO_IDENTIFICACAO":

a) type: numeric;

b) size: 1 character;

c) description: indicate the fixed value "0" (zero);

XVIII - field "OBSERVACAO":

a) type: text;

b) size: 250 characters;

c) description: other important information, such as for example, "cash withdrawal", "withdrawal at the teller", "distribution of deposits into different accounts", among others.

8. The files must be prepared in text format (extension ".txt"), ASCII standard, for use in PC-type microcomputers, observing the following instructions:

I - no header should be generated;

II - as a column separator, use the tab character, and as a line separator, use the "carriage return" character;

III - in the case of absence of information, empty fields must be left blank, that is, do not fill with spaces or zeros;

IV - text type fields must be aligned to the left. If the content of the data is smaller than the maximum size of the column, the remaining characters should not be filled with spaces;

V - for date type fields, use the format ddmmaaaa, without separators. Example: 05/02/2008 = 05022008; and

VI - numeric type fields must contain only numbers, without formatting (dots, hyphens, slashes, commas, among others). When the content of these fields is a monetary value, it must always be reported up to the second decimal place. It is not necessary to report leading zeros. Examples: 100,00 report 10000; 10.023,03 report 1002303; 0,00 report 000.

9. Financial institutions must be prepared to provide the information under the conditions now disclosed, within a period of up to 120 (one hundred and twenty) days from the date of publication of this circular letter.

10. The deadlines and forms of response and forwarding of the information established by the requesting authority must be observed. Any changes will be handled directly between the financial institution and the requesting authority.

11. Financial institutions may use integrated information systems for validation, transmission, reception, and control of compliance with the information provided for in this circular letter, observing security requirements.

12. This circular letter enters into force on the date of its publication.

13. Circular Letter No. 3,254 of December 8, 2006 is revoked.

Brasília, June 14, 2010.

Department of Prevention of Financial Illicit Activities and of Response to Information Requests of the Financial System

Ricardo Liáo
Chief

Annex to Circular Letter No. 3,454, of June 14, 2010

Lists the codes for filling out the "TIPO_LANCAMENTO" field:

1. For debit entries, report:

• 101 for checks;

• 102 for charges;

• 103 for reversals;

• 104 for notified entry;

• 105 for fees;

• 106 for investment;

• 107 for loan/financing;

• 108 for foreign exchange;

• 109 for CPMF;

• 110 for IOF;

• 111 for income tax;

• 112 for supplier payment;

• 113 for salary payment;

• 114 for electronic withdrawal;

• 115 for shares;

• 117 for transfer between accounts;

• 118 for return of compensation;

• 119 for return of deposited check;

• 120 for interbank transfer (DOC, TED);

• 121 for supplier advance; and

• 122 for OC/AEROPS;

2. For credit entries, report:

• 201 for deposits;

• 202 for net collection;

• 203 for check returns;

• 204 for reversals;

• 205 for notified entry;

• 206 for investment redemption;

• 207 for loan/financing;

• 208 for foreign exchange;

• 209 for interbank transfer (DOC, TED);

• 210 for shares;

• 211 for dividends;

• 212 for insurance;

• 213 for transfer between accounts;

• 214 for special deposits;

• 215 for return of compensation;

• 216 for OCT;

• 217 for supplier payments; and

• 219 for salary payments