Circular Letter No. CC/2025/00000027

Summary

Disseminates the Guidelines on risk-weighted assets (RWA) positions for real estate properties intended for housing under Article 126a of Regulation (EU) No 575/2013 (EBA/GL/2025/03), which apply from 4 November 2025.

Status

In force

Official Journal

10/2025 Supplement

Publication Date

30-10-2025

Issue Date

30-10-2025

Recipient Type

Credit Institutions, Financial Companies

Descriptors

Mortgage Credit, Credit Risks, Supervision, Own Funds, Real Estate

Recipients

Banks, Central Credit Cooperative Society, Mutual Agricultural Credit Societies, Savings Banks, Mortgage Credit Institutions, Credit Financial Institutions, Factoring Companies, Mutual Guarantee Companies, Investment Companies, Financial Leasing Companies, Credit Financial Companies

---

To improve your browsing experience, this site uses anonymous information provided by cookies. Cookie Policy

Cookies are files or text files containing small amounts of information that are downloaded and stored on the user's device via their browser when visiting a web page. Cookies can be categorized according to the purpose they serve. There are cookies that are strictly necessary for the functioning of the site, while others collect statistical information to analyze site usage and performance, or are used to ensure the provision of additional features on the site or to save visitor preferences regarding navigation, whenever using the same device. This cookie policy is an integral part of the personal data protection policy. Learn more about these policies.

Manage cookie preferences

Strictly necessary cookies
Always active
These cookies are necessary for the website to function and cannot be switched off in our systems. Normally, they are only configured in response to actions taken by you that correspond to a request for services, such as setting your privacy preferences, logging in, or filling out forms. You can configure your browser to block or alert you about these cookies, but some parts of the website will not work. These cookies do not store any personally identifiable information.

Performance cookies

Performance cookies

These cookies allow us to count visits and traffic sources so that we can measure and improve the performance of our website. They help us know which pages are the most and least popular and see how visitors move around the website. All information collected by these cookies is aggregated and, therefore, anonymous. If you do not allow these cookies, we will not know when you visited our site.

Advertising cookies

Advertising cookies

These cookies may be set on our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant ads on other websites. They do not store personal information directly, but are based on the unique identification of your browser and internet device. If you do not allow these cookies, you will have less targeted advertising.

Cookie list

checkbox label

label Consent

Leg.Interest

checkbox label

label

checkbox label

label

checkbox label

label