Circular No. 02/SCO/2014, Dated April 15 – Reporting of Additional Information within Off-Site Supervision

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Bank of Mozambique
Administration

Circular No. 02 /SCO/2014
Maputo, April 15, 2014

Subject: Reporting of additional information within Off-site Supervision

The Bank of Mozambique, in the exercise of its supervisory function over credit institutions and financial companies and pursuant to Article 39 of Law No. 1/92, dated January 3, determines:

1. Credit institutions must submit, with reference to the last day of each month and within the following 15 calendar days, detailed information regarding:

   a) Top 100 depositors; b) Overdue credit by economic activity sectors; c) Foreign assets; d) Interest rate-sensitive assets and liabilities; and e) Resources of credit institutions in the country and abroad.

2. The information referred to in the preceding paragraph must be presented in accordance with the annex to this Circular.

3. The information referred to in this circular must be submitted on an individual basis and provided to the Bank of Mozambique through documentary and magnetic media via the BSA application (Banking Supervision Application).

4. Along with this Circular, the reporting tables referred to in paragraph 1 of this Circular are attached on magnetic media and form an integral part thereof.

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Bank of Mozambique
Administration

Maps	Tables
Top 100 depositors	1
Overdue credit by economic activity sectors	2
Foreign assets	3
Interest rate-sensitive assets and liabilities	4
Resources of credit institutions in the country and abroad	5

5. Any doubts arising from the interpretation and application of this circular will be resolved by the Banking Supervision Department of the Bank of Mozambique.

6. This circular enters into force 60 days after its publication.

BANK OF MOZAMBIQUE
Supervision and Accounting Division
[Signature]
Joana J. D. Matsombe
(Administrator)

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MZ_STS_DP10001
Annex to Circular No. ________/SCO/2014
Table No. 1: Top 100 Depositors

Institution Code:
Economic Year:
Start Date:
End Date:

ORDER	COUNTERPARTY	ACCOUNT CODE IN ANALYTICAL STATEMENT	TYPE OF COUNTERPARTY	COUNTRY OF COUNTERPARTY	NUIT	MATURITY DATE	VALUE	CURRENCY	INDEX TYPE	OPERATION RATE	INDEXER	REPORT DATE	DEPOSIT TYPE
1
2
3
4
5
6
7
...
100

EXPLANATORY NOTES
COUNTERPARTY: Customer Name
ACCOUNT CODE: Indicate the account code where it is registered in the analytical statement TYPE OF COUNTERPARTY: State "1" if it belongs to the economic group or "0" if not COUNTRY OF COUNTERPARTY: Country where the counterparty is located, following ISO 3166-1 Code NUIT: To be completed if the counterparty is resident (optional field) MATURITY DATE: For time deposits or other applications with a maturity period, fill in the date in dd/mm/yyyy format VALUE: Value in thousands of Meticais CURRENCY: Fill with ISO 4217 code INDEX TYPE: (For currency) - fixed, floating, mixed, none OPERATION RATE: Indicate the rate that remunerates the deposit INDEXER: (For deposits in euros or others) (For rate) - LIBOR, MAIBOR, BM rediscount rate, etc. REPORT DATE: dd/mm/yyyy format (date to which the information refers)

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MZ_STS_CVSA001
Annex to Circular No. ________/SCO/2014
Table No. 2: Overdue Credit by Economic Activity Sectors (values in thousands of Meticais)

Institution Code:
Economic Year:
Start Date:
End Date:

Economic Activity Sectors	Class I	Class II	Class III	Class IV	Class V	Total
1. AGRICULTURE						0
1.1 Tea						0
1.2 Sugar						0
1.3 Cashew						0
1.4 Sisal						0
1.5 Copra						0
1.6 Cotton						0
1.7 Others						0
2. LIVESTOCK						0
3. FORESTRY & WOOD EXPL.						0
4. FISHERIES						0
5. EXTRACTIVE INDUSTRY						0
Coal						0
Others						0
6. TRANSFORMING INDUSTRIES						0
6.1 Food, Beverages & Tobacco						0
6.2 Textiles, Clothing & Footwear						0
6.3 Chemicals						0
6.4 Metallurgy						0
6.5 Others						0
7. ELECTRICITY, GAS & WATER						0
8. CONSTRUCTION & PUBLIC WORKS						0
9. TOURISM INDUSTRY						0
10. COMMERCE						0
11. TRANSPORT & COMMUNICATIONS						0
11.1 Rail Transport						0
11.2 Road Transport						0
11.3 Maritime Transport						0
11.4 Others						0
12. NON-MONETARY FIN. INST.						0
13. OTHER SECTORS						0
Private						0
Housing						0
Miscellaneous						0
TOTAL						0

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MZ_STS_ACTEXT001
Annex to Circular No. ________/SCO/2014
Table No. 3: Foreign Assets

Institution Code:
Economic Year:
Start Date:
End Date:

ASSET TYPE	ACCOUNT CODE	COUNTERPARTY	COUNTRY OF COUNTERPARTY	TYPE OF COUNTERPARTY	REPORT DATE	MATURITY DATE	INDEX TYPE	INDEXER	GUARANTOR TYPE	GUARANTEE VALUE	GUARANTEE CLASS	OPERATION RATE	CURRENCY	VALUE
														0.00

EXPLANATORY NOTES
ASSET TYPE: Deposit, Credit Operation, Others ACCOUNT CODE: Account 103, Account 111 or Account 131 COUNTERPARTY: Name of the institution where the application or availability is held COUNTRY OF COUNTERPARTY: Country where the counterparty is located, following ISO 3166-1 Code TYPE OF COUNTERPARTY: State "1" if related entity or "0" if not REPORT DATE: dd/mm/yyyy format (date to which the information refers) MATURITY DATE: dd/mm/yyyy format INDEX TYPE: Fixed, floating, mixed, none INDEXER: Libor, etc. (specify) GUARANTOR TYPE: State if it belongs to the economic group or "0" if not GUARANTEE VALUE: In thousands of Meticais GUARANTEE CLASS: Government bonds, letter of guarantee, guarantees, others (specify) OPERATION RATE: In % a.a. CURRENCY: ISO 4217 Code VALUE: In thousands of Meticais

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MZ_STS_ACTPASSTXJ001
Annex to Circular No. ________/SCO/2014
Table No. 4: Interest Rate-Sensitive Assets and Liabilities (values in thousands of Meticais)

Institution Code:
Economic Year:
Start Date:
End Date:

Interest rate-sensitive assets
<=2 days
>2 and <=15 days
>15 and <= 30 days
>30 and <=60 days
>60 and <=90 days
>90 and <=180 days
>180 and <=360 days
>360 and <=2 years
>2 and <=3 years
>3 and <=4 years
>4 and <=5 years
>5 and <=10 years
> 10 years
indeterminate
Total interest rate-sensitive assets¹
Interest rate-sensitive liabilities
<=2 days
>2 and <=15 days
>15 and <= 30 days
>30 and <=60 days
>60 and <=90 days
>90 and <=180 days
>180 and <=360 days
>360 and <=2 years
>2 and <=3 years
>3 and <=4 years
>4 and <=5 years
>5 and <=10 years
> 10 years
indeterminate
Total interest rate-sensitive liabilities¹

1 Maturity may be estimated using residual and/or contractual interest rate repricing maturity.

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MZ_STS_RIC001
Annex to Circular No. ________/SCO/2014
TABLE No. 5: Resources of credit institutions in the country and abroad

Institution Code:
Economic Year:
Start Date:
End Date:

COUNTERPARTY	LIABILITY TYPE	ACCOUNT CODE	VALUE	CURRENCY	MATURITY DATE	COUNTRY OF COUNTERPARTY	INDEX TYPE	OPERATION TYPE	INDEXER	CONTRACTING DATE

EXPLANATORY NOTES
COUNTERPARTY: Name of the credit institution LIABILITY TYPE: Deposit, subordinated debt, parent company credit line, loan, others (specify) ACCOUNT CODE: Account 390, Account 391, Account 41, Account 480, others (specify) VALUE: In thousands of Meticais CURRENCY: Fill with ISO 4217 code MATURITY DATE: dd/mm/yyyy format COUNTRY OF COUNTERPARTY: Fill with ISO 3166-1 code INDEX TYPE: Fixed, Floating, mixed, none OPERATION RATE: In % a.a. INDEXER: LIBOR, etc (specify) CONTRACTING DATE: dd/mm/yyyy format ---