Circular No. 10/2026/TT-NHNN Amending Circular No. 27/2024/TT-NHNN (as amended by Circular No. 28/2025/TT-NHNN) on Cooperative Banks and the People's Credit Fund System Safety Assurance Fund

STATE BANK OF VIETNAM
CIRCULAR
No. 10/2026/TT-NHNN
SOCIALIST REPUBLIC OF VIETNAM
Independence - Freedom - Happiness
Hanoi, Day Month 2026

Pursuant to the Law on the State Bank of Vietnam No. 46/2010/QH12; Pursuant to the Law on Credit Institutions No. 47/2024/QH15, which was amended and supplemented by Law No. 96/2025/QH15; Pursuant to the Law on Cooperatives No. 17/2023/QH15; Pursuant to Decree No. 26/2025/ND-CP of the Government stipulating the functions, tasks, powers and organizational structure of the State Bank of Vietnam; At the proposal of the Chief Inspector of the Banking Supervision Agency; The Governor of the State Bank of Vietnam hereby issues a Circular amending and supplementing a number of articles of Circular No. 27/2024/TT-NHNN regulating cooperative banks, the collection, management and use of the People's Credit Fund System Safety Assurance Fund, which was amended and supplemented by Circular No. 28/2025/TT-NHNN.

Article 1. Amending, supplementing the title and a number of clauses of Article 5

1. Amending the title of Article 5 as follows:
   "Article 5. Operating term, operating area, head office".
2. Supplementing Clause 3 into Article 5 as follows:
   "3. The head office of the cooperative bank must ensure compliance with the regulations on the head office of cooperatives according to the law on cooperatives and the following requirements:
   a) Is