Circular No. 3371 — Establishes a standardized table of priority services and a standardized basic package, as provided in Resolution No. 3,518 of 2007

Circular No. 3,371, December 6, 2007.

CIRCULAR NO. 3,371

Establishes a standardized table of priority services and a standardized basic package, as provided in Resolution No. 3,518 of 2007.

The Collegiate Board of the CENTRAL BANK OF BRAZIL, in an extraordinary session held on December 6, 2007, based on Articles 3, 6, and 15 of Resolution No. 3,518 of December 6, 2007,

DECIDED:

Art. 1. The following are defined:
I - In the form of Table I annexed to this circular, the priority services, related to deposit accounts, fund transfers, credit operations, and registration, provided for in Article 3 of Resolution No. 3,518 of December 6, 2007; II - In the form of Table II annexed to this circular, the standardized package of priority services, provided for in Article 6 of Resolution No. 3,518 of 2007.

§ 1. The charging of a fee for a priority service not provided for in Tables I and II depends on authorization from the Central Bank of Brazil, which shall rule within 60 days, counted from the date of filing of the request.

§ 2. Proposals for the creation of new delivery channels for the services listed in Table I must be submitted to the Central Bank of Brazil, which shall rule within 30 days, counted from the date of filing of the request.

§ 3. The authorization of new delivery channels, in the form of § 2, shall be issued by an act of the Department of Norms of the Financial System (DENOR).

Art. 2. This Circular enters into force on the date of its publication.

Brasília, December 6, 2007.

Alexandre Antonio Tombini
Director

This text does not replace the one published in the DOU and in Sisbacen

TRANSITIONAL PROVISIONS TITLE – 29
CHAPTER: Uncodified Circulars – 2
SECTION:
Circular No. 3,371, December 6, 2007.

Table I

LIST OF SERVICES | DELIVERY CHANNELS | ACRONYM | IN STATEMENT | FEE VALUE 1 REGISTRATION
1.1 Creation of registration for initial relationship | REGISTRATION
1.2 Renewal of registration | RENEWAL REGISTRATION
2 DEPOSIT ACCOUNT
2.1 Card
2.1.1 Provision of 2nd copy of card with debit function | 2nd copy-DEBIT CARD
2.1.2 Provision of 2nd copy of card with savings account movement function | 2nd copy – SAVINGS CARD
2.2 Check
2.2.1 Exclusion from the Register of Issuers of Bounced Checks (CCF) | EXCLUSION CCF
2.2.2 Counter-order (or revocation and opposition (or suspension) to the payment of checks) | SUSPENSION/REVOCATION
2.2.3 Provision of check sheets | CHECK SHEET
2.2.4 Administrative check | ADMINISTRATIVE CHECK
2.2.5 Bank Transfer Check (TB and TBG) | CHECK TB/TBG
2.2.6 Certified check | CERTIFIED CHECK
2.3 Withdrawal
2.3.1 Withdrawal from checking and savings accounts | In-person or personal | PERSONAL WITHDRAWAL
Self-service terminal | TERMINAL WITHDRAWAL
Banking Correspondent | CORRESPONDENT WITHDRAWAL
2.4 Deposit
2.4.1 Identified Deposit | IDENTIFIED DEPOSIT
2.5 Inquiry
2.5.1 Provision of monthly statement of checking and savings accounts | In-person or personal | MONTH STATEMENT (P)
Self-service terminal and other electronic means | MONTH STATEMENT (E) Banking correspondent | MONTH STATEMENT (C)
2.5.2 Provision of monthly statement of checking and savings accounts for a period | In-person or personal | STATEMENT MOVEMENT (P)
Self-service terminal and other electronic means | STATEMENT MOVEMENT (E) Banking Correspondent | STATEMENT MOVEMENT (C)
2.5.3 Provision of copy of microfilm, microfiche or similar | MICROFILM
3 FUND TRANSFERS
3.1 Transfer by means of DOC/TED | In-person or personal | DOC/TED personal
Self-service terminal and other electronic means | DOC/TED electronic Internet | DOC/TED internet
3.2 Scheduled transfer by means of DOC/TED | In-person or personal | DOC/TED scheduled (P)
Self-service terminal and other electronic means | DOC/TED scheduled (E) Internet | DOC/TED scheduled (I)
3.3 Transfer between accounts in the same institution | In-person or personal | TRANSF. FUND (P)
Self-service terminal and other electronic means, as well as internet | TRANSF. FUND (E/I)
3.4 Payment Order | PAYMENT ORDER
4 CREDIT OPERATIONS
4.1 Granting of advance to depositor | ADVANCE. DEPOSITOR
(P) Personal
(E) Electronic
(C) Banking Correspondent
(I) Internet

TRANSITIONAL PROVISIONS TITLE – 29
CHAPTER: Uncodified Circulars – 2
SECTION:
Circular No. 3,371, December 6, 2007.

CODE | ACRONYM | TRIGGERING FACT FOR CHARGING
1.1 REGISTRATION | Exclusively, carrying out research in credit protection services, databases and registration information, and processing of data and information necessary for the initial relationship of checking deposit accounts, savings deposit accounts and credit operations and leasing.
1.2 RENEWAL REGISTRATION | Updating of registration data to comply with regulation regarding the "know your customer" policy, charged a maximum of twice a year.
2.1.1 2nd copy-DEBIT CARD | Creation and issuance of a new card with debit function, restricted to cases of replacement requests made by the account holder, resulting from theft or robbery and other reasons not attributable to the issuing institution.
2.1.2 2nd copy-SAVINGS CARD | Creation and issuance of a new savings card, restricted to cases of replacement requests made by the account holder, resulting from theft or robbery and other reasons not attributable to the issuing institution.
2.2.1 EXCLUSION CCF | Removal at the client's request of their name from the Register of Issuers of Bounced Checks (CCF).
2.2.2 SUSPENSION/REVOCATION | Carrying out of counter-order (or revocation) and opposition (or suspension) to the payment of a check, charged only once, comprising the phases of provisional request, confirmation and eventual cancellation at request.
2.2.3 CHECK SHEET | Creation and provision of check sheet, per unit, in addition to the 10 sheets provided free of charge.
2.2.4 ADMINISTRATIVE CHECK | Issuance of administrative check.
2.2.5 CHECK TB/TBG | Creation and provision, at the client's request, of bank transfer check sheet, per unit.
2.2.6 CERTIFIED CHECK | Procedures for registration and blocking of the balance in the checking deposit account corresponding to the value of the check.
2.3.1 PERSONAL WITHDRAWAL | Withdrawal at the cash counter beyond the number of withdrawals permitted free of charge per month (non-cumulative free allowance).
TERMINAL WITHDRAWAL | Withdrawal at self-service terminal beyond the number of withdrawals permitted free of charge per month (non-cumulative free allowance).
CORRESPONDENT WITHDRAWAL | Withdrawal at a company representing a financial institution, acting as a correspondent, beyond the number of withdrawals permitted free of charge per month (the fee value cannot exceed the value of the PERSONAL WITHDRAWAL fee) (non-cumulative free allowance).
2.4.1 IDENTIFIED DEPOSIT | Deposit with registration of information about the depositor and others necessary for the identification of the operation at any time, requested by this.
2.5.1 MONTH STATEMENT (P) | Provision of statement with the month's movement at the cash counter or by other forms of personal service (P), such as telephone service performed by an attendant, beyond the number permitted free of charge per month (non-cumulative free allowance).
MONTH STATEMENT (E) | Provision of statement with the month's movement at self-service terminal or by other forms of automated electronic service (E), without human intervention, beyond the number permitted free of charge per month (non-cumulative free allowance). MONTH STATEMENT (C) | Provision of statement with the month's movement at a company representing a financial institution, acting as a correspondent (C), beyond the number permitted free of charge per month (non-cumulative free allowance).
2.5.2 STATEMENT MOVEMENT (P) | Provision of statement with the movement of a period at the cash counter or by other forms of personal service (P), such as telephone service performed by an attendant, beyond the number permitted free of charge per month (non-cumulative free allowance).
STATEMENT MOVEMENT (E) | Provision of statement with the movement of a period at self-service terminal or by other forms of automated electronic service (E), without human intervention, beyond the number permitted free of charge per month (non-cumulative free allowance). STATEMENT MOVEMENT (C) | Provision of statement with the movement of a period at a company representing a financial institution, acting as a correspondent (C), beyond the number permitted free of charge per month (non-cumulative free allowance).
2.5.3 MICROFILM | Provision of copy of microfilm, microfiche or similar.
3.1 DOC/TED personal | Carrying out of fund transfer by means of DOC or TED at the cash counter or by other forms of personal service, including telephone service performed by an attendant.
DOC/TED electronic | Carrying out of fund transfer by means of DOC or TED at self-service terminal or by other forms of automated electronic service, without human intervention.
DOC/TED internet | Carrying out of fund transfer by means of DOC or TED via the internet.
3.2 DOC/TED scheduled (P) | Carrying out of scheduled fund transfer by means of DOC or TED at the cash counter or by other forms of personal service (P), such as telephone service performed by an attendant.
DOC/TED scheduled (E) | Carrying out of scheduled fund transfer by means of DOC or TED at self-service terminal or by other forms of automated electronic service (E), without human intervention. DOC/TED scheduled (I) | Carrying out of scheduled fund transfer by means of DOC or TED via the internet (I).
3.3 TRANSF. FUND (P) | Carrying out of fund transfer between accounts in the same institution at the cash counter or by other forms of personal service (P), such as telephone service performed by an attendant, beyond the number permitted free of charge per month (non-cumulative free allowance).
TRANSF. FUND (E/I) | Carrying out of fund transfer between accounts in the same institution at self-service terminal or by other forms of automated electronic service (E), without human intervention, beyond the number permitted free of charge per month (non-cumulative free allowance), as well as via the internet (I).
3.4 PAYMENT ORDER | Carrying out of payment order.
4.1 ADVANCE. DEPOSITOR | Collection of information and assessment of feasibility and risks for the granting of credit to cover the debtor balance in the checking deposit account and excess over the previously agreed special check limit.

TRANSITIONAL PROVISIONS TITLE – 29
CHAPTER: Uncodified Circulars – 2
SECTION:
Circular No. 3,371, December 6, 2007.

Table II

STANDARDIZED PACKAGE INDIVIDUAL | Checking deposit account | Movement with card (without check) | QUANTITY INCLUDED 1 | 1.1 Creation of registration for initial relationship | - | - 2 | 1.2 Renewal of registration | 2 times per year 3 | 2.3.1 Withdrawal* | 8 per month 4 | 2.5.1 Monthly statement* | 4 per month 5 | 2.5.2 Statement of the immediately preceding month | 2 per month 6 | 3.3 Transfer between accounts in the same institution* | 4 per month

Charged value:

• included free events