Circular No. 3.620

The Collegiate Board of the Central Bank of Brazil, in a session held on 18 December 2012, having regard to the provisions of arts. 5 of Law No. 4.829, of 5 November 1965, and 39 of Decree No. 58.380, of 10 May 1966,

R E S O L V E S :

Art. 1 The System of Operations of Rural Credit and Proagro (Sicor) is hereby established, intended for the registration of operations carried out within the scope of the National System of Rural Credit (SNCR).

§ 1 As of 1 January 2013, credit operations classified as rural credit operations, as well as the classification of projects under the Program of Guarantee of Agricultural Activity (Proagro), whose formalization occurs as of that date, must be registered in Sicor by the financial institutions that are part of the SNCR.

§ 2 The rules relating to the operation of Sicor are consolidated in Section 3-5-A of the Rural Credit Manual (MCR 3-5-A) and in the MCR - Document 5-A, with the sheets intended for updating said Manual being attached to this Circular.

Art. 2 Rural credit operations and the classification of projects under Proagro, formalized up to 31 December 2012, shall remain subject, for purposes of registration with the Central Bank of Brazil, to the rules contained in MCR 3-5 and MCR - Document 5, with the sheets intended for updating said Manual being attached to this Circular.

Art. 3 The Department of Regulation, Supervision and Control of Rural Credit and Proagro Operations (Derop) is hereby authorized to make changes to the procedures relating to Sicor contained in MCR 3-5-A and MCR - Document 5-A, and to those relating to the registration system addressed in MCR 3-5 and MCR - Document 5.

Art. 4 This Circular enters into force on the date of its publication.

Sidnei Correa Marques Director of Organization of the Financial System and Control of Rural Credit Operations --------------------------------------------------------------------- TITLE: RURAL CREDIT CHAPTER: Operations - 3 SECTION: Accounting and Control – 5 () --------------------------------------------------------------------- 1 - Rural credit must have a distinct record in the accounting of the financial institution, according to its characteristics. 2 - The accounting of the movement of the Advanced Post is linked to that of the agency to which it is subordinate. 3 - The declassified operation must be excluded from the title "Rural Financing", when it loses the characteristics of rural credit. 4 - It is forbidden to account in the title "Rural Financing" the discount of commercial duplicates and other general credit titles, even if the predominant activity of the discounter is agriculture. 5 - The rural credit financings granted must be registered in the Common Registry of Rural Operations (Recor) system, which aims to: a) carry out the statistical survey of rural credit; b) avoid parallelism of credit assistance; c) enable better monitoring of rural credit operations; d) enable better monitoring and control of operations framed in the Program of Guarantee of Agricultural Activity (Proagro). 6 - The information destined for the registration of operation in the Recor system is provided based on the data requested in Document 5 of this manual, recorded according to layout and technical specifications defined in the transaction PDIC600 of the Central Bank Information System (Sisbacen) (System Acronym = COR; Document Code = 0585; Layout Code = LCOR0001, LCOR0002 and LCOR0003). 7 - The information must be sent through the application PSTAW10, destined for the exchange of information between the Central Bank of Brazil and the financial institutions, as dealt with in Circular Letter No. 2.847, of 13 April 1999, and Communiqué No. 7.474, of 24 April 2000, available for download on the page of the referred Autarchy on the internet, at the address www.bcb.gov.br. 8 - The Recor system admits, at most, 50 (fifty) enterprises per credit instrument. 9 - The code numbers related to the Recor tables are obtained in the transaction PCOR910 of Sisbacen, through access to the following subtransactions: a) TCOR001, for the code of the category of the credit beneficiary; b) TCOR002, for the code of the program or credit line/source of resources; c) TCOR003, for the code of the enterprise; d) TCOR004, for the code of the activity/purpose. 10 - The codes related to the Registry of Municipalities (Cadmu) can be obtained through access to the site of the Central Bank of Brazil at the following address of the World Wide Web (Internet): www.bcb.gov.br > Sisbacen > File transfer > File layout > Doc 5021 Layout > Table of Brazilian Municipalities. 11 - It is incumbent upon the Department of Regulation, Supervision and Control of Rural Credit and Proagro Operations
(Derop), for purposes of the Recor system: a) to include new enterprise codes upon written request from the financial institution; b) to codify newly created municipalities, based on information obtained through presentation of a copy of the state law that created the municipality published in the Official Gazette of the State. 12 - The registration in Recor must be made within a maximum period of 30 (thirty) days, counted from the date of signature of the credit instrument, or of the term of adherence to Proagro, in the case of an enterprise not financed. 13 - If there is no contracting from the first to the last day of the month, the financial institution must communicate the fact to Derop by the 10th (tenth) day of the subsequent month. 14 - The financial institution that grants on-lending credit is responsible for the registration of the subloans in Recor, as well as for the fidelity of the data sent by the cooperative. 15 - The modifications of records of Recor, due to incorrect registration or alteration of contractual conditions, with or without formalization of an addendum, must be made by the financial institutions themselves using the layout defined in the transaction PDIC600 of Sisbacen (record type "c"). 16 - The exclusion of any operation from Recor must be made solely by Derop, upon specific request from the financial institution, containing "Bacen Reference No.", "CNPJ/Agency/DV" and justification for the exclusion. 17 - The exclusion of operation is admitted only in the case of improper registration, duplication of operation or withdrawal of financing, verified before the release of the first installment of the credit. 18 - No modification of record in Recor is allowed due to extension of the maturity date of the debt. 19 - The financial institution must keep the rural financing dossier at the operating agency or at a centralizing unit, for purposes of inspection by the Central Bank of Brazil. 20 - It is admitted that the original of the document alluding to the operation be provisionally replaced in the dossier by a copy, in the event of its withdrawal for any measure on the part of the financial institution. 21 - The documentation related to a settled rural loan, including a copy of the credit instrument and the registration form that served as the basis for the approval of the operation, must be kept at the operating agency or at the centralizing unit for a period of 1 (one) year, for purposes of eventual inspection by the Central Bank of Brazil, without prejudice to other special provisions in this regard. 22 - It is permitted to maintain, in microfilm form, the documentation related to a settled rural loan, provided that the provisions of the current federal legislation on microfilming are observed, as well as of Resolution No. 913, of 5 April 1984, dealt with in the Manual of Norms and Instructions – MNI 6-5. 23 - In discount operations, the retention of invoices linked to the credit is waived, and it is incumbent upon the
financial institution: a) to require from the discounter a detailed list of the invoices; b) to check and authenticate the list; c) to stamp the invoices, characterizing their linkage to the credit, before returning it to the discounter. 24 - The operations carried out under the National Program for Strengthening Family Agriculture (Pronaf), under the revolving credit modality, must be registered in Recor for the total value of the open credit and re-registered in the event of renewal, with observance of: a) the enterprise codes disclosed and contained in the tables of the transaction PCOR910 of Sisbacen; b) the instructions for filling out Document 5 of this manual. 25 - The enterprises assisted by revolving credit and framed in Proagro, through a specific clause, must be mandatorily registered at the time/production cycle to which they refer or, at the discretion of the agent, until the tenth day after the signature of the credit instrument, through new Recor documents: a) specifying all data related to the supported enterprise and registering in field 7 ("Operation No.") the "Bacen Reference No." related to the credit to which it is linked; b) using specific Recor codes for each enterprise, available in the transaction PCOR910, Table TCOR003, of Sisbacen; c) indicating in field 5 ("Date of Issue") the date of registration. 26 - The operations of discount of Rural Duplicate (DR) and Rural Promissory Note (NPR) must be registered in Recor with observance of the following criteria for the purpose of filling out Document 5 of this manual: a) category of the issuer (field 09): inform the code 9908; b) National Registry of Legal Entities (CNPJ)/Registry of Natural Persons (CPF) of the issuers (field 10): inform the CNPJ or the CPF of the acquirer of the product; c) municipality (field 17): inform the code of the municipality of the acquirer of the product; d) fields of numbers 2, 3, 4, 5, 6, 8, 12, 14, 20, 21, 24, 27 and 29: fill in according to instructions in force; e) the information pertinent to the other fields will not be required for purposes of registration of discount operations. 27 - The penalties provided for in Resolution No. 2.901, of 31 October 2001: a) are applied for the non-supply to the Central Bank of Brazil, under the regulatory conditions and deadlines, of information on rural credit operations without adherence to Proagro, observed the following criteria: I - information for registration in Recor, dealt with in item 12: fine per business day of delay, counted from the day following the date foreseen for supplying the information on the set of rural credit operations contracted in each base date, applied from 1/2/2009; and II - communication on the inexistence of contracting of rural credit operations from the first to the last day of the month, dealt with in item 13: fine per business day of delay, counted from the day following the date foreseen for communication to the Central Bank of Brazil, applied from 1/2/2009; b) do not
apply to rural credit operations with adherence to Proagro, which are subject to their own rules. 28 - The communication on the inexistence of contracting of rural credit operations, dealt with in items 13 and 27, must be made through the transaction PESP930 of Sisbacen, using option 5 – "Supply of Declarations". --------------------------------------------------------------------- TITLE: RURAL CREDIT CHAPTER: Operations - 3 SECTION: Accounting and Control - 5-A () --------------------------------------------------------------------- 1 - Rural credit must have a distinct record in the accounting of the financial institution, according to its characteristics, in view of the provisions of arts. 39 and 43 of Decree No. 58.380, of 10 May 1966. 2 - The System of Rural Credit and Proagro Operations (Sicor) is destined for the registration of credit operations classified as rural credit operations approved by the financial institutions that are part of the National System of Rural Credit (SNCR), as well as of the framings of enterprises in the Program of Guarantee of Agricultural Activity (Proagro), whose formalization occurs from 1/1/2013. 3 - Sicor aims to: a) carry out the statistical survey of rural credit; b) avoid parallelism of credit assistance; c) enable better monitoring of rural credit operations; d) enable the monitoring and control of operations framed in Proagro; e) incorporate information and data necessary for monitoring the policy of Brazilian rural credit; f) group information and data essential to the management of the policies of agricultural insurance and of the guarantee of agricultural activity; g) provide the federal agencies responsible for these policies access to reports of the referred system. 4 - The data and information destined for the registration of operation in Sicor must be provided by the financial institutions in accordance with the provisions established in the MCR - Document 5-A, including with regard to the form of sending to the Central Bank of Brazil (BCB). 5 - It is incumbent upon the Department of Regulation, Supervision and Control of Rural Credit and Proagro Operations (Derop) of the BCB the administration of Sicor, and it is its duty, at a minimum: a) to ensure its maintenance and updating, particularly of the MCR - Document 5-A; b) to give wide dissemination of the data and information of the system, mainly through the BCB site on the internet; c) to promote its dissemination. 6 - The operations carried out under the National Program for Strengthening Family Agriculture (Pronaf), under the revolving credit modality, must be registered in Sicor for the total value of the open credit and re-registered in the event of renewal. 7 - The enterprises assisted by revolving credit and framed in Proagro, through a specific clause, must be mandatorily registered at the time/production cycle to which they refer, through new records in Sicor: a) specifying all data related to the supported enterprise and registering
in the MCR - Document 5-A, in field 7 (Operation No.) the number Ref Bacen (field 3) related to the credit to which it is linked; b) using specific Sicor codes for each enterprise; c) indicating in field 5 (Date of Issue) the date of registration. 8 - In discount operations, the retention of invoices linked to the credit is waived, and it is incumbent upon the financial institution: a) to require from the discounter a detailed list of the invoices; b) to check and authenticate the list; c) to stamp the invoices, characterizing their linkage to the credit, before returning it to the discounter. 9 - It is forbidden to account in the title "Rural Financing" the discount of commercial duplicates and other general credit titles, even if the predominant activity of the discounter is agriculture. 10 - The financial institution must keep the rural credit financing dossier at the operating agency or at a centralizing unit, for purposes of supervision by the BCB. 11 - It is admitted that the original of the document alluding to the operation be provisionally replaced in the dossier by a copy, in the event of its withdrawal for any measure on the part of the financial institution. 12 - The documentation related to the settled rural credit operation, including a copy of the credit instrument and the registration form that served as the basis for the approval of the operation, must be kept at the operating agency or at the centralizing unit for a period of 1 (one) year, for purposes of eventual supervision by the BCB, without prejudice to other special provisions in this regard. 13 - It is permitted to maintain, in microfilm form, the documentation related to the settled rural credit operation, provided that the provisions of the current federal legislation on microfilming are observed, as well as of Resolution No. 913, of 5 April 1984. 14 - The declassified operation must be excluded from the title "Rural Financing", when it loses the characteristics of rural credit. MCR - DOCUMENT 5 --------------------------------------------------------------------- RECOR – REGISTRATION DATA (Circular Letter No. 2.588, of 13 October 1995; Communiqué No. 12.627, of 29 October 2004; Circular Letter No. 3.456, of 29 June 2010)

Data that must be provided to the Central Bank of Brazil, for the purpose of registration and updating of operations in the Common Registry of Rural Operations (Recor). They must be sent using the PSTAW10 application, intended for the exchange of information between the Central Bank of Brazil and financial institutions, referred to in Circular Letter No. 2.847, of 13 April 1999, and Communication No. 7.474, of 24 April 2000, available for download on the page of that Authority on the internet, at the address www.bcb.gov.br, as well as on that of Connect. The layouts of said documents remain those available in transaction PDIC600 (System acronym=COR, Document Code=0585), of the Central Bank Information System (Sisbacen), according to Communication No. 5.885, of 4 November 1997.

The code numbers relating to the Recor tables are obtained in transaction PCOR910 of Sisbacen, through access to the following subtransactions: TCOR001, for the code of the category of the credit beneficiary; TCOR002, for the code of the program or credit line/source of funds; TCOR003, for the code of the enterprise; and TCOR004, for the code of the activity/purpose. Note: the expression "Term of Adhesion to Proagro", used in this document, refers to "term of adhesion for the framing of non-financed activity in the Program for the Guarantee of Agricultural Activity (Proagro)". 1 - Bacen Ref. No.: number assigned to the operation by the financial institution, in a centralized manner, following the formation order below, with the repetition of the numbering in the same calendar year being expressly prohibited: a) first 2 digits: must coincide with the last 2 digits of the year of issuance of the credit instrument or of the Term of Adhesion to Proagro; b) following 7 digits: sequential number per financial institution, starting from 0000001, restarting each year. 2 - CNPJ Inst. Financ/Agency-DV: registration number in the National Register of Legal Entities (CNPJ) of the financial institution that granted the credit or framed the non-financed activity in Proagro (basic number, branch and check digits). 3 - Date of Issuance: date on which the credit instrument or the Term of Adhesion to Proagro was signed, in the format ddmmyyyy (day, month, year). 4 - Maturity: maturity date of the operation or of the Term of Adhesion to Proagro, in the format ddmmyyyy (day, month, year). 5 - Operation No.: prefix and number of the operation, in the form usually adopted by the financial institution, respecting a maximum of 17 characters. In the case of a subloan operation, the basic CNPJ (first eight digits) and the "Bacen Ref. No." registered in the credit instrument of the on-lending operation (parent note) to which the subloan is linked must be provided. 6 - Operation Amount: total amount of the credit. In the case of a Term of Adhesion to Proagro, record the number 0 (zero). When it concerns an operation with more than one enterprise, this amount must correspond to the sum of the credit portions referred to in item 13. 7 - Category of the Issuer: code that characterizes the category of the credit beneficiary or of the Term of Adhesion to Proagro, according to Sisbacen transaction PCOR910, table TCOR001. In the event of more than one issuer, enter the code that characterizes the largest producer. 8 - CNPJ/CPF of the Issuer(s): registration number in the CNPJ or in the Register of Individuals (CPF) of the beneficiary(ies) of the credit or of the Term of Adhesion to Proagro. In the case of CNPJ, enter only the basic number (first eight digits). 9 - Order No.: sequential number, from 1 up to a maximum of 50, identifying the set of financed items necessary to characterize the enterprise(s) contained in the credit instrument. Note: more than 1 (one) "Order No." must
be registered (box "B" of the layout) whenever at least one of the following situations occurs: a) financing or framing of non-financed activities in Proagro of 2 (two) or more enterprises in the same credit instrument or Term of Adhesion to Proagro; b) the credit instrument or Term of Adhesion to Proagro covering 1 (one) or more properties located in different municipalities, and in this case, the data of items 13, 14, 17, 18 and 19 must correspond to the area exploited in each municipality; c) incidence, on the same financing, of different effective interest rates, and in this case, the data of items 17, 18 and 19 must be proportional to the credit portions relating to each rate; d) financing of the same enterprise by more than one source of funds, and in this case, the data of items 17, 18 and 19 must be proportional to the credit portions relating to each source of funds. 10 - Source of Funds: code of the origin of the funds used in the financing, according to Sisbacen transaction PCOR910, table TCOR002. 11 - Municipality Code: municipality code, according to the list disclosed semi-annually by the Department of Regulation, Supervision and Control of Rural Credit and Proagro Operations (Derop). 12 - Enterprise Code: enterprise code, according to transaction PCOR910, table TCOR003, of Sisbacen. 13 - Credit Portion: amount of the credit portion relating to the enterprise linked to each "Order No." (box "B" of the layout) contained in the credit instrument. The sum of all portions must correspond to the total amount of the credit registered in item 6. 14 - Own Resources Portion: amount of the portion of the producer's own resources destined to each financed enterprise or referring to the Term of Adhesion to Proagro. 15 - Proagro/Rate: additional Proagro rate applicable to the framed amount, always using two decimal places. The registration of rate 0 (zero) indicates that the operation was not framed in Proagro and will not be recognized for any purpose of the program. 16 - Interest: effective annual interest rate applicable to the financing, always using two decimal places. 17 - Financed/Covered Area: area, in hectares, corresponding to the financed project or to the Proagro Membership Agreement, always using two decimal places. 18 - Quantity/Unit: quantity corresponding to the various items of the credit or Proagro Membership Agreement, when provided for in the PCOR910 transaction, table TCOR003, of Sisbacen, in accordance with the respective standard unit, always using two decimal places. This data is mutually exclusive with respect to the previous one (financed/covered area). 19 - Production Forecast/Unit: estimate of the project's production, expressed in the standard unit of measure indicated in the PCOR910 transaction, table TCOR003, of Sisbacen, always using two decimal places. 20 - Crop Year/Civil Year: period of agricultural production (crop year) or livestock production (civil year) to which the product subject to the credit or the
Proagro Membership Agreement refers, in the form YYYYyyyy (YEAR, year), observing the following conditions: a) YYYY = the 4 digits of the initial year of formation of the crop, of the cultivation practices or of the livestock production; b) yyyy = the 4 digits of the year of completion of the crop (harvest) or of the livestock production; c) example: initial year completion year "Crop year/civil year" MAR/1993 NOV/1993 19931993 SEP/1993 AUG/1994 19931994; d) it is mandatory for costing and marketing operations or subject to a Proagro Membership Agreement. 21 - CNPJ/CPF of the Owner(s) of the Property(ies): CNPJ or CPF number of the owner(s) of the property(ies) benefiting from the credit or Proagro Membership Agreement. If there are more than two owners, inform the largest participants in the company. In the case of CNPJ, record only the basic number (first eight digits). 22 - Insurance Modality: inform "1" for membership in Traditional Proagro; "2" for membership in "Proagro Mais"; "3" for membership in another insurance modality; and "9" when there is no membership in Proagro or insurance. 23 - Amount of the "Expected Gross Revenue of the Project (RBE)": record the amount of the expected gross revenue of the project financed by the costing operation, considered for payment of the installment of the rural investment credit classified under Proagro Mais. 24 - "Bacen Reference No." of the rural investment credit operation: inform the Bacen Reference No. of the rural investment credit operation whose installment was classified under Proagro Mais. 25 - CNPJ of the financial institution lending the rural investment credit operation classified under Proagro Mais: inform the basic CNPJ (first eight digits) of the financial institution that financed the investment operation whose installment was classified under Proagro Mais. 26 - Investment installment: inform the amount effectively classified referring to the installment of the rural investment credit covered by Proagro Mais. MCR - DOCUMENT 5-A SICOR --------------------------------------------------------------------- Rural Credit and Proagro Operations System I - GENERAL CONDITIONS Of Sicor, the Communication Medium and the Person Responsible for Registration System and Effective Date 1 - As of 1/1/2013, the information relating to all Rural Credit operations and to the classifications under the Agricultural Activity Guarantee Program (Proagro) must be registered in the Rural Credit and Proagro Operations System (Sicor), in accordance with the fields, numbered from 1 to 66, listed in this Document 5-A and other rules contained in the Rural Credit Manual (MCR) and applicable regulations. 2 - The fields are divided into three groups: a) group 1: Static Fields from 1 to 47; b) group 2: Dynamic Fields from 48 to 55; c) group 3: Complementary Fields from 56 to 66. Identification of the Rural Credit Operation 3 - Each rural credit operation is mandatorily identified, at the time of registration, by a Ref
Bacen number (field 3) generated and informed automatically by Sicor. 4 - The Ref Bacen is definitive throughout the entire useful life of the operation and in the subsequent period, as long as it remains registered in Sicor. Classification of the Rural Credit Operation - Status 5 - The Status of the Rural Credit Operation (SOR) is intended to provide a classification that allows knowledge of scenarios represented by sets of rural financings, at a given moment in the useful life of these operations. 6 - The classification of the rural credit operation must be updated permanently during its useful life, according to one of the following codes, which make up field 49: 01 - In Original Course (SOR01); 02 - In Arrears (SOR02); 03 - Extended (SOR03); 04 - Renegotiated Without New Operation (SOR04); 05 - Partially Renegotiated With New Operation (SOR05); 06 - Fully Renegotiated With New Operation (SOR06); 07 - Settled (SOR07); 08 - Declassified (SOR08); 09 - Written Off as Loss (SOR09); 10 - Excluded (SOR10); 11 - Registered in the Union's Active Debt (SOR11). 7 - At the time of registration, the operation is classified by Sicor, automatically, with the code SOR01. 8 - The classification with the status SOR10 is carried out automatically by Sicor, upon receipt of the exclusion message COR0002. Useful Life of the Rural Credit Operation 9 - For the purposes of Sicor, the useful life of a rural credit operation begins with the identification of a Ref Bacen number and with the SOR01 classification, both generated automatically by Sicor, at the time of registration, and ends with the SOR05, SOR06, SOR07, SOR08, SOR09, SOR10 or SOR11 classification. Registration 10 - Registration in Sicor may be carried out by means of: a) a message ("messaging") in XML format, through the use of: I - message queue management software having as its communication infrastructure the Network of the National Financial System (RSFN), which is available to the financial institutions that are members of the Brazilian Payment System (SPB); II - File Transfer System (STA), via the internet, available at the electronic address http://bcb.gov.br/?INSTFIN; b) the application called Sicor Web (Web application), available at the electronic address www.bcb.gov.br > National Financial System > Rural Credit – ‘Rural Credit and Proagro Operations System–SICOR’ > Access to Sicor-Web. Messages: Definition and Format 11 - The messages that travel through the RSFN are defined in the RSFN Message and File Catalog, available at the electronic address www.bcb.gov.br/?SPBTRANS. 12 - The messages referring to Sicor are described in the service group Rural Operations Control (COR), Volume III of the catalog. 13 - Volume IV of the catalog contains the field and type dictionaries, as well as the cross-references necessary for the complete description of all Sicor messages. 14 - The Sicor messages (COR service group) are divided as follows: a) “COR0001 - financial institution requests inclusion or
alteration of Rural Credit Instrument” (operation) in Sicor; b) “COR0002 - financial institution requests exclusion of Rural Credit Instrument” (operation) already registered in Sicor; c) “COR0003 - financial institution queries Rural Credit Instrument” (operation) in Sicor; d) “COR0001R1 - Sicor informs the inclusion or alteration of the Rural Credit Instrument” (operation) in Sicor; e) “COR0002R1 - Sicor informs the exclusion of the Rural Credit Instrument” (operation) already registered in Sicor; f) “COR0003R1 - Sicor informs the result of the query requested by the financial institution”, by CPF or by CNJP. Tables 15 - The Sicor tables are available at the electronic address: www.bcb.gov.br > National Financial System > Rural Credit > Tables. Responsible for Registration 16 - The financial institution that grants Rural Credit and/or operates Proagro, in the capacity of agent of that program, as defined in MCR 16-1, is responsible for the registration of the operation in Sicor, including in the case of a subloan operation (daughter note). 17 - Registration of the operation in Sicor by a financial institution different from the one that granted the credit is permitted when there is specific authorization or normative provision. In this case, it is mandatory to provide the CNPJ of the institutions involved, which are then identified as follows: a) registering institution: “Responsible Institution”; b) granting institution of the credit: “Participating Institution”. Inclusion of Information in Sicor 18 - For the purpose of including information in Sicor, the following must be observed: a) time: from 8:00 a.m. to 8:00 p.m., on business days; b) date: the inclusion date must coincide with the date of formalization/signature of the respective rural credit operation or of the Proagro Adhesion Term (D+0). Alteration of Information in Sicor - General Rules - Static Fields That May Be Altered 19 - Except for the fields identified by numbers 3, 4, 5 and 20, all other static fields may be altered, subject to the conditions below and the permitted time limits, which are counted from the date of formalization/signature of the respective operation until the date of alteration: a) time: from 3:00 a.m. to 8:00 p.m., on business days; b) operations with Proagro adhesion, within a period of up to 40 (forty) days: the fields: 8, 9, 11, 19, 21, 24, 27, 33, 39 and 46; c) operations without Proagro adhesion, within a period of up to 60 (sixty) days: the fields: 8, 9, 11, 19, 21, 24, 27, 33, 39 and 46; d) operations with or without Proagro adhesion, within a period of up to 40 (forty) days: the fields: 34, 35, 43, 44 and 45; e) the other static fields (not mentioned in the caput and in items “a”, “b”, “c” and “d”) may be altered until the end of the useful life of the operation. Alteration of Information in Sicor - Specific Rules - Dynamic Fields 20 - The dynamic fields must be altered or updated monthly throughout the useful life of the operation. 21 - For
inclusion, alteration and updating of the dynamic fields, compliance with the conditions referring to fields 48 to 55, established in “II.2 - DYNAMIC FIELDS 48 TO 55” of this Document 5-A, is indispensable. Alteration of Information in Sicor - Specific Rules - Complementary Fields 22 - The complementary fields generally are not alterable. Exclusion of Information from Sicor 23 - For the purpose of excluding information from Sicor, the following conditions must be observed and the permitted time limits, which are counted from the date of formalization/signature of the respective operation until the date of exclusion: a) time: from 3:00 a.m. to 8:00 p.m., on business days; b) type of operation: any operation until the release (partial or total) of the respective credit, without prejudice to compliance with the time limits indicated in item “d”, and therefore the linked account must show a “zero” balance. For this purpose, any balance referring to the debit of the Proagro additional amount, dealt with in MCR16-3, must not be considered; c) reasons: as per the Sicor Table; d) time limits: I - operation with Proagro adhesion: up to 40 (forty) days; II - operation without Proagro adhesion: up to 90 (ninety) days; e) the financial institution that granted Rural Credit must include, in its rural operations recording system, functionality that leads to the automatic issuance of an exclusion message (COR0002), when no release of the credit (partial or total) occurs within the time limits permitted in item “d”. II - SPECIFIC CONDITIONS Of the Fields that Make Up Sicor II.1 - STATIC FIELDS FROM 1 TO 47 Content and Guidance 1 - Credit Instrument: inform the code of the credit instrument used in the operation, in accordance with the Sicor Table. 2 - Type of Certificate: inform the code corresponding to the type of certificate used in the operation (credit instrument: “single certificate”, “parent certificate” or “child certificate”), in accordance with the Sicor Table. Note: This field must be used to identify whether the financing was granted directly to a producer or to a production cooperative (single certificate), to a credit cooperative for on-lending to its rural producer members (parent certificate) or to a rural cooperative member through a sub-loan arising from on-lending (child certificate). 3 - Ref Bacen: this is a number generated and informed automatically by Sicor at the time of registration, with the purpose of informing that the Rural Credit operation or the Proagro Adhesion Term was successfully registered. This number is composed of 11 digits, with the first 4 referring to the year of the date of issuance of the operation. Notes: a) The Ref Bacen is mandatory and definitive throughout the entire useful life of the operation and in the subsequent period, while it remains registered in Sicor; b) the Ref Bacen must be mandatorily informed in any forwarding or exchange of files, whether on the initiative of the financial institution or by the
Central Bank of Brazil; c) the expression "Proagro Adhesion Term", used in this Document 5-A, refers to "term of adhesion for inclusion in Proagro of a non-financed rural costing activity". 4 - CNPJ Institution/Branch: inform, without separating dots, the basic number (first eight digits), plus the variation and control (six complementary digits, identifiers of the branch) referring to the registration in the National Register of Legal Entities (CNPJ) of the financial institution that granted the financing or that included in Proagro a non-financed rural costing activity, observing the formatting allowed for sending the message. Notes: a) in the registration both by message and via Sicor Web, the complete CNPJ number (14 digits) must be informed; b) the concepts of “Responsible Institution” and “Participating Institution”, established in “I - GENERAL CONDITIONS” of this Document 5-A, under the subtitle “Responsible for Registration”, must be observed. 5 - Date of Issuance: inform the date on which the credit instrument or the Proagro Adhesion Term was formalized/signed by the contracting parties, observing the formatting allowed for sending the message. 6 - Due Date: inform the due date of the credit instrument or the Proagro Adhesion Term, observing the formatting allowed for sending the message. 7 - Operation No.: inform the number of the credit instrument, usually adopted by the financial institution, or of the Proagro Adhesion Term, observing the formatting allowed for sending the message. 8 - CNPJ FI Parent Certificate: exclusively in the case of contracting a sub-loan operation (child certificate), between the credit cooperative and the cooperative member producer, inform, without separating dots, the basic number (first eight digits) referring to the CNPJ of the banking financial institution that granted the financing to the credit cooperative for on-lending (parent certificate), observing the formatting allowed for sending the message. 9 - Ref Bacen Parent Certificate: exclusively in the case of contracting a sub-loan operation (child certificate), between the credit cooperative and the cooperative member producer, inform the Ref Bacen number of the operation subject to the financing by the banking financial institution to the credit cooperative for on-lending (parent certificate), observing the formatting allowed for sending the message. 10 - SCR Identification: inform the identification of the operation in the Credit Information System (SCR) of the Central Bank of Brazil, by indicating: a) the Operation Contract Code in the SCR, composed of 40 digits; and b) the Operation Modality in the SCR, composed of 4 digits. 11 - Total Operation Amount: inform the total amount of the financing, observing the formatting allowed for sending the message. Notes: a) in the case of a Proagro Adhesion Term, record the number “0” (zero); b) when it is an operation with more than one “financing destination group”, this amount must correspond to the sum of
the credit installments referred to in field 27. 12 - Issuer Category: inform the code that characterizes the category of the beneficiary of the financing or of the Proagro Adhesion Term, in accordance with the Sicor Table. Note: In the case of an operation with more than one issuer, the code that characterizes the largest producer must be informed. 13 - CNPJ/CPF Issuer: inform the registration number in the CNPJ or in the Individual Taxpayer Registry (CPF) of the beneficiary of the financing or of the Proagro Adhesion Term, observing the formatting allowed for sending the message. Note: In the case of an operation with more than one issuer, the CNPJs and/or CPFs of all beneficiaries of the financing or of the Proagro Adhesion Term must be informed. 14 - Issuer Person Type: inform the code that identifies whether the issuer of the rural credit instrument is an individual or a legal entity, in accordance with the SPB Domain Dictionary available at the electronic address: www.bcb.gov.br/?SPBTRANS Auxiliary Documents - Domain Dictionary for the SPB. 15 - Beneficiary Sex: this is information obtained automatically by Sicor from the CPF of the issuer. Notes: a) in the case of an operation with more than one issuer, Sicor identifies the sex of all of them; b) in the case of a legal entity issuer, this field will remain blank. 16 - Number of Participants: this is information obtained automatically by Sicor by counting the CPF and/or CNPJ of the issuers. 17 - Número Ordem: this is information obtained automatically by Sicor with the count of the quantity of each “grupo de destinação do financiamento” that makes up the same credit instrument (from 1 to 50 – examples: 1/50; 2/50; 3/50, ...and 50/50). Notas: a) in the event of alteration, via message, of any one of the financed items, the registering institution must resend all the data of the respective credit instrument, including the Ref Bacen, respecting the original order of each “grupo de destinação do financiamento” (example: 1/50; 2/50; 3/50, ... and 50/50); b) in the case of sending a file containing dynamic fields, it is mandatory to inform the Número de Ordem corresponding to each destinação de financiamento of the respective credit instrument. 18 - Fonte Recursos: inform the code referring to each source of resources used to back the financing, in accordance with the Sicor Table. 19 - Programa ou Linha Crédito: inform the code of the Programa or Linha de Crédito used in the financing of each “grupo de destinação do financiamento” or financed item (from 1 to 50), in accordance with the Sicor Table. 20 - DAP: inform the number of the Declaração de Aptidão ao Pronaf (DAP), valid on the date of contracting the rural credit operation or the Termo de Adesão ao Proagro, in accordance with the list made available by the Ministério do Desenvolvimento Agrário (MDA). 21 - Código Município: inform the code of the municipality where the project linked to the financing or to the Termo de Adesão ao Proagro
will be implemented, in accordance with registration in the CADMU/BCB system, available at www.bcb.gov.br > Câmbio e Capitais Internacionais > Sistemas > Transferência de Arquivos > Resolução CMN 3.568/08 – Leiaute do Cadastro de Correspondentes Cambiais > Tabela de Municípios brasileiros – (ZIP – 300 KB). 22 - Localização Empreendimento/Gleba: inform, when applicable, the geodetic coordinates (latitude, longitude and altitude) of the vertices and/or inflection points for each gleba (cultivated area) that makes up the project subject to agricultural costing or to the Termo de Adesão ao Proagro, observing the formatting allowed for sending a message. Exemplos: a) circular gleba: inform, at minimum, 2 (two) points, the first being at the center and the others at the boundary of the gleba; b) triangular gleba: inform, at minimum, the geodetic coordinates of the 3 (three) vertices; c) square and rectangular gleba: inform, at minimum, the geodetic coordinates of the 4 (four) vertices; d) other forms of gleba: inform the geodetic coordinates of the respective vertices and/or inflection points. Notas: a) the geodetic coordinates must be informed, observing, for each point: (i) latitude (-90º/+90º), (ii) longitude (-180º/+180º) and (iii) altitude (in meters); b) the SIRGAS2000 geodetic reference system (Sistema de Referência Geocêntrico para as Américas) must be used, officially adopted by the Instituto Brasileiro de Geografia e Estatística (IBGE); c) the fields referring to the geodetic coordinates must be filled in observing the sequential order of collection of those points, along the perimeter of the respective gleba; d) in the case of using Sicor Web, the field referring to “Número Ordem Sequencial” provided therein must additionally be filled in for each point. Ex: 1, 2, 3, ... “n”; e) initially, information on altitude will not be required in the Sicor registration. 23 - Gleba Identificação: inform, when applicable, the sequential number that identifies each gleba corresponding to the agricultural costing project that has geodetic coordinates (field 22). Ex: 1, 2, 3, ... “n”. Nota: This field is required only in operations that have geodetic coordinates (field 22). 24 - Código Empreendimento: inform activity, purpose, modality, product, by-product/product variety, consortium, harvest basket, Zoneamento Agrícola de Risco Climático (Zarc), in accordance with the Sicor Tables. 25 - Produto Consorciado: inform the code(s) of the product(s) cultivated in consortium with the main product, in accordance with the Sicor Table (product table - field 24). 26 - Sistema Produção Agrícola: exclusively in the case of contracting an agricultural costing or agricultural commercialization project, inform Tipo de Agricultura, Tipo de Integração/Consórcio, Grão/Semente, Tipo de Irrigação, Tipo de Cultivo, Fase/Ciclo de Produção, in accordance with the Sicor Table. Nota: The requirement of this field for agricultural commercialization is restricted to operations of
Financiamento para a Garantia de Preços ao Produtor – FGPP (field 47). 27 - Valor Parcela Crédito: inform the value of the credit installment related to the project linked to each group “destinação do financiamento” (field 17 - Itens financiados), as provided for in the rural credit instrument. Nota: The sum of all installments must correspond to the total value of the credit recorded in field 11. 28 - Encargos Financeiros (Juros): inform the effective annual interest rate applicable to the financing, observing the formatting allowed for sending a message. 29 - Encargos Financeiros (Complemento): inform, when there is one, the code corresponding to the complementary financial charge, examples of which are the Taxa Referencial (TR) and the Taxa de Juros de Longo Prazo (TJLP), in accordance with the Sicor Table. 30 - Código Tesouro Nacional: this is information obtained automatically by Sicor, with the objective of identifying the effective participation of resources from the Tesouro Nacional. Note: The National Treasury Code has the following formation rule: a) digits: 26 digits distributed in this order: crop season start year (4); source of funds (4); Program/Credit Line (4); purpose (1), effective annual interest rate (5) and CNPJ of the financial institution (8); b) if any of the items that make up the formation rule is changed, the National Treasury Code will be changed automatically upon receipt of the change file in Sicor. 31 - STN Risk Percentage: provide the risk percentage of the operation related to the financial responsibility of the National Treasury, by indicating the respective percentage share, observing the formatting allowed for sending the message. 32 - Constitutional Fund Risk Percentage: provide the risk percentage of the operation under the responsibility of the Constitutional Fund, by indicating the respective percentage share, observing the formatting allowed for sending the message. 33 - Own Resources Installment Amount: provide the amount of the installment of the producer's own resources allocated to each "financing destination group" or referring to the Proagro Adhesion Term, observing the formatting allowed for sending the message. 34 - Guarantee Modality: provide the guarantee linked to the operation for each "financing destination group", examples of which are adhesion to Proagro and rural insurance, according to the Sicor Table. 35 - Proagro Rate: provide the Proagro additional rate applicable to the amount included in the program, according to the Sicor Table. Note: The registration of rate 0 (zero) indicates that the operation was not included in Proagro and will not be recognized for any purpose of the program. 36 - Area (ha): provide the area, in hectares, corresponding to each financed enterprise or Proagro Adhesion Term, observing the formatting allowed for sending the message. Notes: a) this information is mutually exclusive with field 37; b) this field is used, in most cases, in the case of agricultural
costing financing (examples: 10ha of beans; 20ha of corn; 30ha of soybeans) or in the case of investment – formation of perennial crops (examples: 15ha of avocado; 40ha of sugarcane). 37 - Quantity: provide the quantity corresponding to each financed enterprise or Proagro Adhesion Term, according to the standard unit of measure involved, as per the Sicor Table. Notes: a) this information is mutually exclusive with field 36; b) this field must not be used in the case of agricultural costing financing; c) this field is used, in most cases, in the case of commercialization financing (examples: 10t of coffee; 15t of corn; 2.345l of milk) and investment (examples: 1 tractor; 1 harvester). 38 - Production Estimate: provide, when applicable, the production estimate of each enterprise subject to financing or Proagro Adhesion Term, according to the standard unit of measure involved, as per the Sicor Table. Notes: This field is used, in most cases, in the case of financing of: a) agricultural costing (examples: 40.000kg of rice; 80.000kg of soybeans; 7.000 boxes of pera orange); b) livestock costing (examples: 5.000l of fresh milk; 3.000t of hay; 10 thousand dozen eggs). 39 - Expected Gross Revenue Value Enterprise (RBE): provide, in the case of a rural costing operation (agricultural and livestock), the RBE value of each financed enterprise or Proagro Adhesion Term, observing the formatting allowed for sending the message. 40 - Crop Season/Civil Year: provide for the operations below, in the format YYYYyyyy, the crop season/civil year corresponding to: a) agricultural costing and commercialization or Proagro Adhesion Term: the period of the respective production (crop season); b) livestock costing: the initial year of the respective production (civil year); c) livestock commercialization: the initial year of the respective production (civil year); d) agricultural or livestock investment: the year of the respective contracting of the operation. Notes: a) observe the following conditions: I - "YYYY": the 4 digits of the initial year of crop formation, cultivation practices or livestock production; II - "yyyy": the 4 digits of the year of completion of the crop (harvest) or livestock production; III - "YYYY" = "yyyy": for livestock costing and commercialization; IV - "YYYY" = "yyyy": for agricultural or livestock investment; b) examples: Example 1: 1.1 - Initial Month/Year: Apr/2012; 1.2 - Completion Month/Year: Nov/2012; 1.3 - Crop Season: 20122012; Example 2: 2.1 - Initial Month/Year: Sep/2012; 2.2 - Completion Month/Year: Apr/2013; 2.3 - Crop Season: 20122013; Example 3: 3.1 - Contracting Month/Year: Mar/2013; 3.2 - Crop Season/Civil Year: 20132013. Example 4: 4.1 - Contracting Month/Year: Mar/2013; 4.2 - Crop Season/Civil Year: 20132013. 41 - CNPJ/CPF Property Owner: provide the basic CNPJ number (first eight digits) or CPF of the owner(s) of the property(ies) benefited by the financing or Proagro Adhesion Term, observing the formatting allowed for
sending the message. Note: If there is more than one owner, provide the participants who hold the largest share in the company. 42 - Property Owner Person Type: provide the code that identifies whether the owner of the property benefited by the financing is an individual or legal entity, according to the SPB Domain Dictionary available at the electronic address: www.bcb.gov.br/?SPBTRANS > Auxiliary Documents - Domain Dictionary for the SPB. 43 - Bacen Ref Rural Investment: provide, exclusively in the case of a rural costing operation included in Proagro Mais, the Bacen Ref number of the rural investment operation, already registered in Sicor, and whose installment(s) is(are) being included in Proagro Mais as provided in MCR 16-10. Notes: a) in the case of a rural investment operation contracted up to 31/12/2012, the Ref Bacen number must be informed with 2 (two) zeros added on the left, considering that Sicor has an 11-digit format; b) the registration of this field 43 must, mandatorily, be complemented with that of fields 44 and 45. 44 - CNPJ IF Mutuante Investimento Rural: inform, exclusively in the case of a rural costing operation classified under Proagro Mais, the basic CNPJ (first 8 digits) of the financial institution that financed the rural investment operation, already registered in Sicor, and whose installment(s) is(are) being classified under Proagro Mais as provided in MCR 16-10. Notes: a) the registration of this field 44 should only be carried out if field 43 is registered; b) the registration of this field 44 must be complemented with that of field 45. 45 - Valor Parcela Investimento Rural: inform, exclusively in the case of a rural costing operation classified under Proagro Mais, the amount of the rural investment installment(s) that is(are) being classified under Proagro Mais as provided in MCR 16-10, observing the formatting allowed for sending messages. Note: The registration of this field 45 should only be carried out if fields 43 and 44 are registered. 46 - Cronograma Original Reembolso Operação: inform the following data of the original repayment (payment) schedule of the operation, defined on the date of contracting the financing: a) number of each installment: inform the number of each installment of the operation (“1”, “2”, “3”, ... “n”); b) expected date for payment of each installment: inform the date of each installment, observing the formatting allowed for sending messages; c) principal amount of each installment: inform the principal amount (without financial charges) of each payment installment, observing the formatting allowed for sending messages. 47 - Fornecedor: inform the following data for marketing credit operations via FGPP and Financing for Coffee Acquisition (FAC): type of person (according to the SPB Domain Dictionary available at the electronic address: www.bcb.gov.br/?SPBTRANS > Documentos Auxiliares - Dicionário de Domínios para o SPB); CPF/CNPJ; date of purchase; amount of purchase; code of the
municipality of purchase (according to registration in the CADMU/BCB system, available at the address www.bcb.gov.br > Câmbio e Capitais Internacionais > Sistemas > Transferência de Arquivos > Resolução CMN 3.568/08 – Leiaute do Cadastro de Correspondentes Cambiais > Tabela de Municípios brasileiros – (ZIP – 300 KB)); and quantity; Identification of the Product Harvest. II.2 - DYNAMIC FIELDS 48 TO 55 General Conditions Update 1 - For the purposes of Sicor, the dynamic data or information that make up the “Dynamic Fields” comprise monthly or sporadic updates of data or information related to operations already registered in Sicor. Sending to the Central Bank (Bacen) 2 - For submission to Bacen, the following guidelines must be observed: a) file format: follow the formatting indicated in the definitions file (“.xsd”) available at the electronic address: www.bcb.gov.br > Sistema Financeiro Nacional > Crédito Rural > Sicor > Informações para dados dinâmicos; b) form of sending: exclusively through STA and Mensageria (I - CONDIÇÕES GERAIS - Cadastramento). Note: The sending of files containing dynamic fields, via messaging, is subject to the following procedure: a) the financial institution must transfer the file to the RSFN FTP server; b) subsequently, the financial institution must send a GEN0015 message, according to the message catalog (generic message that indicates to Sicor the existence of files available on the RSFN FTP server for processing); c) sending frequency: monthly; d) deadline for sending: by the tenth business day of the month following the month of occurrence or verification; Examples of occurrence/verification: 1 - “extension”: 1.1 - defined on 21/01/2013; 1.2 - sending to Bacen: 15/02/2013; 2 - “balance of the day”: 2.1 - 30/01/2013; 2.2 - sending to Bacen: 15/02/2013; 3 - “renegotiation”: 3.1 - defined on 01/03/2013; 3.2 - sending to Bacen: 12/04/2013. e) first submission/sending to Bacen: 15/02/2013. DYNAMIC FIELDS 48 AND 49 Content and Guidance 48 - Bônus/Rebate Concedido Tesouro Nacional: inform the following data related to each payment of bonus/rebate effectively made to the account of the National Treasury by the financial institution: a) code of the Bonus/Rebate: according to the list provided by the Ministry of Finance (MF); b) date of payment of the bonus/rebate observing the formatting allowed for sending messages; c) amount of the Bonus/Rebate. 49 - Status Operação Crédito Rural (SOR): inform the status of each operation verified on the last business day of each month, according to the Sicor Table. Note: It is recommended to examine the “Purpose” and the “Basic Conditions” below. Purpose of Field 49 1 - The Status of the Rural Credit Operation (SOR) has the purpose of offering a classification that allows the understanding of scenarios represented by sets of rural financings, at a given moment in the useful life of these operations. 2 - The adequate understanding of this objective also requires the prior examination of
concepts and conditions established in the MCR, particularly those related to the Ref Bacen number and the useful life of rural credit operations, established in “I - CONDIÇÕES GERAIS” of this Document 5-A. Basic Conditions of Field 49 3 - Each operation must be mandatorily classified with one of the following SOR codes: 01 - Em Curso Original (SOR01); 02 - Em Atraso (SOR02); 03 - Prorrogada (SOR03); 04 - Renegociada Sem Nova Operação (SOR04); 05 - Renegociada Parcialmente Com Nova Operação (SOR05); 06 - Renegociada Totalmente Com Nova Operação (SOR06); 07 - Liquidada (SOR07); 08 - Desclassificada (SOR08); 09 - Baixada como Prejuízo (SOR09); 10 - Excluída (SOR10); 11 - Inscrita em Dívida Ativa da União (SOR11). 4 - For the purposes of the status of rural credit operations, the following concepts and conditions must also be observed: a) SOR01-In Progress Original: Status assigned to the operation that maintains all the conditions originally contracted. This is how the operation that has not been subject to any contractual change throughout its useful life is identified. An operation with the SOR01 status may be subject to payment delay, the occurrence of which determines that it be reclassified to SOR02. Once the delay is regularized through payment, the operation must have its status restored to SOR01, unless settled (SOR07); b) SOR02-Overdue: Status assigned to the operation that has 31 (thirty-one) days or more of delay in relation to the contracted maturity (partial or final). The operation with the SOR02 status must be reclassified to the immediately previous status, that is, to SOR01, SOR03, SOR04 or SOR05, as the case may be, when the delay is regularized through payment, unless settled (SOR07); c) SOR03-Extended: Status assigned to the operation subject to extension or deferral of term, effected before the contracted maturity (partial or final), with all other contractual conditions in force at the time of that act maintained. An operation with the SOR03 status may be subject to payment delay, the occurrence of which determines that it be reclassified to SOR02. Once the delay is regularized through payment, the operation must have its status restored to SOR03, unless settled (SOR07); d) SOR04-Renegotiated Without New Operation: Status assigned to the operation subject to any contractual change, provided that it does not qualify as an extended operation (SOR03), nor has generated a new rural credit operation (SOR05 or SOR06). An operation with the SOR04 status may be subject to payment delay, the occurrence of which determines that it be reclassified to SOR02. Once the delay is regularized through payment, the operation must have its status restored to SOR04, unless settled (SOR07); e) SOR05-Partially Renegotiated With New Operation: Status assigned to the operation whose partial renegotiation indicates the maintenance of that renegotiated operation and the creation of a new rural credit operation. In general, the new operation may include
the renegotiation of more than one rural credit operation and involve more than one rural credit purpose (costing, commercialization and investment). The financial institution, when registering the new operation, must inform the Ref Bacen numbers and amounts related to the operations subject to renegotiation with the SOR05 and/or SOR06 statuses, as the case may be. An operation with the SOR05 status may be subject to payment delay, the occurrence of which determines that it be reclassified to SOR02. Once the delay is regularized through payment, the operation must have its status restored to SOR05, unless settled (SOR07); f) SOR06-Totally Renegotiated With New Operation: Status assigned to the operation whose total renegotiation indicates the extinction of the renegotiated operation and the creation of a new rural credit operation. In general, the new operation may include the renegotiation of more than one rural credit operation and involve more than one rural credit purpose (costing, commercialization and investment). The financial institution, when registering the new operation, must inform the Ref Bacen numbers and amounts related to the operations subject to renegotiation with the SOR05 and/or SOR06 statuses, as the case may be. The classification with the SOR06 code defines the end of the useful life of the respective operation within the scope of Sicor; g) SOR07-Settled: Status assigned to the operation that, after the release (partial or total) of the respective credit into the linked account, presents a "zero" balance. For the purposes of this concept, any balance referring to the debit of the Proagro additional, dealt with in MCR 16-3, must not be considered. The classification with the SOR07 code defines the end of the useful life of the respective operation within the scope of Sicor; h) SOR08-Declassified: Status assigned to the operation excluded from the accounting title "rural financings" ("declassified from rural credit"). The classification with the SOR08 code defines the end of the useful life of the respective operation within the scope of Sicor; i) SOR09-Written Off as Loss: Status assigned to the operation whose outstanding balance has been transferred from assets to a suspense account, with the corresponding debit to provision, under the terms of art. 7 of Resolution No. 2,682, of 21/12/1999. The classification with the SOR09 status defines the end of the useful life of the respective operation within the scope of Sicor; j) SOR10-Excluded: Status assigned to the operation whose classification was changed from SOR01 to SOR10, in accordance with the deadlines and reasons for exclusion (COR0002), established in "I - GENERAL CONDITIONS" of this Document 5-A. The classification with the SOR10 status may be made for any rural credit operation until the release (partial or total) of the respective credit, and the linked account must therefore present a "zero" balance. For this purpose, any balance referring to the debit of the
Proagro additional, dealt with in MCR 16-3, must not be considered. The SOR10 status indicates that the operation did not produce a financial effect. The SOR10 status defines the end of the useful life of the respective operation within the scope of Sicor; k) SOR11-Registered in the Union's Active Debt: Status assigned to the operation whose outstanding balance has been transferred to the Union's Active Debt; l) Examples of Rural Credit Debt Renegotiation: I - status SOR03: debt extension, comprising solely the extension or deferral of the term, carried out or formalized before the contracted maturity (partial or final); II - status SOR04: alteration of the contracted maturity (partial or final), carried out or formalized after the agreed maturity; III - status SOR04: agreement that implies alteration of the contracted maturity term (partial or final), combined with another type of contractual adjustment, examples of which are: alteration of interest rate; alteration of installment amount; and alteration of the number of installments; IV - status SOR04: debt renegotiation without the generation of a new operation; V - status SOR05: assumption, composition or partial renegotiation of debt with the generation of a new operation; VI - status SOR06: assumption, composition or total renegotiation of debt with the generation of a new operation; VII - status SOR06: novation of debt with the generation of a new operation; VIII - status SOR06: settlement of debt through the granting or contracting of a new operation; m) Rural Credit Debt Renegotiation: Any contractual alteration carried out before or after the contracted maturity (partial or final). An operation renegotiated, due to the conditions admitted for Sicor, must be classified with the status SOR03, SOR04, SOR05 or SOR06, as verified at the time of such formalization. An operation renegotiated that meets exclusively the concept of extended must be classified with the status SOR03; n) Initial Classification of an Operation: The initial classification with the status SOR01 will be performed automatically by Sicor at the time of registration of the operation in that system; o) Final Classification of an Operation: The status SOR06, SOR07, SOR08, SOR09, SOR10 or SOR11 will be used mandatorily, but in an exclusive manner, to define the end of the useful life of the operation and indicate the last occurrence of the operation within the scope of Sicor; p) Alteration of status SOR01 to SOR10: The classification with the status SOR10 will be performed automatically by Sicor upon receipt of the exclusion message COR0002. DYNAMIC FIELDS 50 TO 55 Content and Guidance 50 - Average Daily Balance Business Days Month: provide the value of the average daily balance of the business days of the month, referring to matured and maturing installments of the operation with the indication of the respective date, observing the formatting accepted for sending messages. Note: The balance referred to here must represent the
value of the average of the business days of the month, comprising all matured and maturing installments, plus contractual financial charges (interest rate and complement, if any). 51 - Average Daily Balance Maturing Business Days Month: provide the value of the average daily balance of the business days of the month, referring only to maturing installments of the operation with the indication of the respective date, observing the formatting accepted for sending messages. Note: The balance referred to here must represent the value of the average of the business days of the month, comprising only the maturing installments, plus contractual financial charges (interest rate and complement, if any). 52 - Balance Last Day Month: provide the value of the balance on the last day of the month, referring to matured and maturing installments of the operation with the indication of the respective date, observing the formatting accepted for sending messages. Note: The balance referred to here must represent the value on the last day of the month, comprising all matured and maturing installments, plus contractual financial charges (interest rate and complement, if any), determined on the last day of the month. 53 - Principal Balance Last Day Month: provide the value of the principal balance on the last day of the month, referring to matured and maturing installments of the operation with the indication of the respective date, observing the formatting accepted for sending messages. Note: The balance referred to here must represent only the value of the principal on the last day of the month, comprising all matured and maturing installments of the principal only, but without financial charges. 54 - Maturing Balance Last Day Month: provide the value of the balance on the last day of the month, referring only to maturing installments of the operation with the indication of the respective date, observing the formatting accepted for sending messages. Note: The balance referred to here must represent the value on the last day of the month, comprising all maturing installments, plus contractual financial charges (interest rate and complement, if any). 55 - Principal Maturing Balance Last Day Month: provide the value of the principal balance on the last day of the month, referring only to maturing installments of the operation with the indication of the respective date, observing the formatting accepted for sending messages. Note: The balance referred to here must represent the value of the principal on the last day of the month, comprising only the maturing installments, but without financial charges. II.3 - COMPLEMENTARY FIELDS – EXCLUSION, RENEGOTIATION, CONSULTATION AND RSFN MESSAGES FROM 56 TO 66 Content and Guidance 56 - Operation Exclusion Reason: provide the code corresponding to the reason that generated the exclusion of the rural credit instrument (operation) already registered in Sicor (COR0002), according to the Sicor Table. Note: It is recommended to
examine the Operation Status (field 49). 57 - Renegotiation Bacen Ref Number: provide the Bacen Ref of each rural credit instrument (operation) that gave rise to the new operation resulting from the renegotiation. Notes: a) examination of the Operation Status established in field 49 of this Document 5-A is recommended; b) the Ref Bacen must be informed only upon inclusion of the new operation in Sicor. 58 - Renegotiation Value: inform the value (partial or total) corresponding to each rural credit instrument (operation) that gave rise to the new operation resulting from the renegotiation. Notes: a) examination of the Operation Status established in field 49 of this Document 5-A is recommended; b) the value must be informed only upon inclusion of the new operation in Sicor. 59 - Query Start Date Period: inform the date on which the period subject to the query requested by the financial institution begins, by CPF or by CNPJ. 60 - Query End Date Period: inform the date on which the period subject to the query requested by the financial institution ends, by CPF or by CNPJ. 61 - Query Quantity Credit Instrument: Sicor automatically informs the quantity of rural credit instruments (operations) associated with a CPF or a CNPJ, resulting from the query requested by the financial institution to Sicor (COR0003R1). Notes: a) when the query identifies up to 50 Ref Bacen associated with a CPF or a CNPJ, Sicor will inform the quantity and the respective operations contained in result page No. 1 (field 62); b) when the query identifies more than 50 Ref Bacen associated with a CPF or a CNPJ, Sicor will inform the total quantity of operations and will make available: I - automatically, only result page No. 1 (field 62), containing the first 50 operations identified; II - as requested by the financial institution (COR0003), a complementary batch of up to 50 operations, according to the number of the result page indicated in each request (field 62). 62 - Query Remaining Page: inform the number of the remaining result page that the financial institution wishes to examine. Notes: a) each remaining result page contains up to 50 operations, which are displayed in descending order of issuance date, that is, from the newest operation to the oldest operation; b) this field should only be filled in the case of a query whose result indicates the existence of more than 50 operations associated with the same CPF or the same CNPJ; c) example of a query result: 3 pages with 147 operations, distributed as follows: I - result page No. 1: operations 1 to 50; II - result page No. 2: operations 51 to 100; III - result page No. 3: operations 101 to 147. 63 - Message Code: Inform: a) COR0001: for inclusion or alteration of Rural Credit Instrument in Sicor; b) COR0002: for exclusion of Rural Credit Instrument already registered in Sicor; c) COR0003: for query of Rural Credit Instrument already registered in Sicor. 64 - Message IF Control Number: inform a number created by the financial
institution itself to identify the message sent to Sicor. Notes: a) any and all responses sent by Sicor to the financial institution are identified by the IF Control Number; b) the creation of the IF Control Number is at the discretion of each financial institution, and the use of a formation rule is recommended to avoid repetition of this number. 65 - Message Movement Date: inform the date of sending any message to Sicor. 66 - Message Bacen Date Time: Sicor automatically informs the date and time of processing of messages through COR0001R1, COR0002R1, COR0003R1.