Regulatory Alerts2025-11-20
Added · Updated
Circular on Directive (EU) 2023/2025 (CCD II) and Amendments to the Conduct of Business Rulebook for Credit Institutions
The Malta Financial Services Authority issued this circular to address the transposition of Directive (EU) 2023/2025 on Credit Agreements for Consumers and to implement relative amendments to the Conduct of Business Rulebook for Credit Institutions. The regulatory framework updates the rules governing credit institutions offering retail products to align with the new Consumer Credit Directive II requirements. These amendments become applicable as of 20 November 2026, ensuring compliance with the repealed Directive 2008/48/EC replacement.