Circular on Directive (EU) 2023/2025 (CCD II) and Amendments to the Conduct of Business Rulebook for Credit Institutions

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Circular in Relation to Directive (EU) 2023/2025 of the European Parliament and of the Council of 18 October 2023 on Credit Agreements for Consumers and Repealing Directive 2008/48/EC (Consumer Credit Directive II) (CCD II) and Its Transposition and Relative Amendments to the Conduct of Business Rulebook for Credit Institutions Offering Retail Products (COBR)

NOVEMBER 20, 2025

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Conduct of Business Rulebook for Credit Institutions Offering Retail Products and Services – Applicable as from 20 November 2026

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