Circular RUNOR 1-1863: Decree 953/24. Information Centers

"YEAR OF THE DEFENSE OF LIFE, LIBERTY AND PROPERTY" COMMUNICATION "A" 8141 12/02/2024 TO FINANCIAL ENTITIES, TO TRUSTEES OF FINANCIAL TRUSTS INCLUDED IN THE FINANCIAL ENTITIES LAW, TO RECIPROCAL GUARANTEE SOCIETIES, TO PUBLIC GUARANTEE FUNDS, TO NON-FINANCIAL CREDIT CARD ISSUERS, TO NON-FINANCIAL PURCHASE CARD ISSUERS, TO OTHER NON-FINANCIAL CREDIT PROVIDERS, TO PROVIDERS OF CREDIT SERVICES BETWEEN INDIVIDUALS THROUGH PLATFORMS:
Ref.: Circular RUNOR 1-1863: Decree 953/24. Information Centers.
___________________________________________________________________________ We address you in relation to the Rejected Checks Center and the Financial System Debtors Center, in accordance with Decree 953/24 which ordered the dissolution of the Federal Public Revenue Administration (AFIP) and the creation of the Revenue and Customs Control Agency (ARCA). Furthermore, an annex is included which contains the consultation mechanism through which the general public can access the information provided in the Databases corresponding to the aforementioned centers. In this regard, we send you the pages of the consolidated text on Information Centers that are to be replaced. Sincerely, CENTRAL BANK OF THE ARGENTINE REPUBLIC Gustavo O. Bricchi Estela M. del Pino Suárez Information Management Manager Deputy General Manager of Information Regime and Financial Services User Protection
ANNEX: 3 Pages

1. The information provided by each banking entity, as detailed in each case, will be disseminated.
1.1. Database.
The information will be provided monthly. It will reside on the secure site https://www3.bcra.gob.ar and will be available to the following subjects:
a. Financial entities. b. Trustees of financial trusts included in the Financial Entities Law.
c. Non-financial credit providers.
d. Administrators of credit portfolios of former financial entities. e. Reciprocal guarantee societies and public guarantee funds registered in the Registries enabled by the Central Bank of the Argentine Republic. f. Providers of credit services between individuals through platforms. Likewise, this consultation mechanism will be available to the general public by accessing through the ARCA key. Those who select this option must make a sworn declaration regarding their knowledge of the provisions and sanctions provided in the Personal Data Protection Law – including the duty of registration with the National Database Registry, where applicable.
1.1.1. The design of the Checks file is detailed below:
No. Field Name Type Length Observations
1 CUIT/CUIL/CDI Numeric 11 CUIT / CUIL or CDI No.
2 CHECK NO. Numeric 10 Check number
3 REJECTION DATE Date 8 Rejection Date. In YYYYMMDD Format 4 AMOUNT Numeric 15 Check amount. The last two positions correspond to decimals 5 REASON Numeric 1 Rejection Reason 1- For formal defects 2- Without funds 6 PAYMENT DATE Date 8 Check Payment Date. In YYYYMMDD Format 7 Law 25.326, Art. 16, Inc. 6 Character 1 E - Under review S - End of review 8 Law 25.326, Art. 38, Inc. 3 Character 1 J - In legal process F - End of legal process 9 CUIT Numeric 11 CUIT No. of the related legal entity. 10 Fine payment Character 15 UNPAID: No fine payment registered with the B.C.R.A. DD/MM/YYYY: Fine payment date. SUSPENDED: Law 24.452, Art. 64. B.C.R.A. INFORMATION CENTERS
Section 1. Rejected Checks Center.
Version: 5a COMMUNICATION "A" 8141 Effective: 12/03/2024 Page 1

4. Information will be disseminated per debtor, as detailed in each case, submitted by:

• Financial entities.
• Non-financial credit providers.
• Trustees of financial trusts.
• Administrators of credit portfolios of former financial entities.
• Reciprocal guarantee societies and public guarantee funds registered in the Registries enabled by the Central Bank of the Argentine Republic.
• Providers of credit services between individuals through platforms.
  Debtors covered by Article 16, paragraph 6 (relevant part) and/or Article 26, paragraph 4 and/or Article 38, paragraph 4 of Law 25.326 - Personal Data Protection will not be included. Likewise, debtors whose information is under review or in legal process, in accordance with the provisions of Article 16, paragraph 6 (relevant part) and/or Article 38, paragraph 3 of the aforementioned law, respectively, will be identified. It is noted that amounts are expressed in thousands of pesos with one decimal place.
  4.1. Database.
  The information will be provided monthly.
  It will reside on the secure site https://www3.bcra.gob.ar and will be available to the following subjects:
  a. Financial entities. b. Trustees of financial trusts included in the Financial Entities Law.
  c. Non-financial credit providers.
  d. Administrators of credit portfolios of former financial entities. e. Reciprocal guarantee societies and public guarantee funds registered in the Registries enabled by the Central Bank of the Argentine Republic. f. Providers of credit services between individuals through platforms. Likewise, this consultation mechanism will be available to the general public by accessing through the ARCA key. Those who select this option must make a sworn declaration regarding their knowledge of the provisions and sanctions provided in the Personal Data Protection Law – including the duty of registration with the National Database Registry, where applicable. B.C.R.A. INFORMATION CENTERS
  Section 4. Financial System Debtors Center.
  Version: 9a COMMUNICATION "A" 8141 Effective: 12/03/2024 Page 1

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The consultation mechanism through which the general public can access the information provided in the Databases corresponding to the Rejected Checks Center and the Financial System Debtors Center will be available by accessing through the ARCA tax key and following these steps:

• Access the ARCA website (www.arca.gob.ar) via Tax Key
• Go to Tax Key Relationship Manager (first time only)
• Adhere service
• Select the logo of the Central Bank of the Argentine Republic
• Interactive Services
• Download files related to checks and financial system debtors
• Confirm
• Exit / Log out
  Once subscribed to the check and debtor file download service, this option will appear in your enabled services menu each time you access with your tax key.
• Re-enter the ARCA website (www.arca.gob.ar) via Tax Key
• BCRA – Checks and Debtors
• Download and Acceptance of Terms and Conditions
  Finally, it is noted that those who select this option must make a sworn declaration regarding their knowledge of the provisions and sanctions provided in the Personal Data Protection Law – including the duty of registration with the National Database Registry, where applicable. B.C.R.A. Rejected Checks Center Financial System Debtors Center Annex I