Circular RUNOR 1-1938 Information Regime for Payment Service Providers Offering Payment Accounts (R.I. - P.S.P). Adjustments

"Year of the Reconstruction of the Argentine Nation" COMMUNICATION “A” 8382 23/12/2025 TO PAYMENT SERVICE PROVIDERS OFFERING PAYMENT ACCOUNTS:
Ref.: Circular RUNOR 1-1938:
Information Regime for Payment Service Providers Offering Payment Accounts (R.I. - P.S.P). Adjustments ___________________________________________________________________________ We address you to provide the attached sheets that should replace those in section 69 of “Information Submission to the Central Bank”, applicable for information corresponding to the February 2026 period, with a due date of March 23, 2026. Regarding this, the following modifications are detailed:

• Clarification in point 6.1.2.2.
• Point 69.1.6.: adjustment of controls 8, 15, and 17 and incorporation of control 18.
• Point 69.2.5.: adjustment of control 12 and incorporation of control 16.
  We respectfully greet you.
  CENTRAL BANK OF THE ARGENTINE REPUBLIC
  Mariana A. Díaz Estela M. del Pino Suárez Signature 2 Manager of the Information Regime Deputy General Manager of the Information Regime and User Protection for Financial Services Functional Position

ANNEX

69.1. Information for Supervision.
69.1.1. General Instructions.
69.1.1.1. The information to be submitted monthly will be saved in two variable-length files named “CUENTASCLIENTES.TXT” and “DATOSFONDOS.TXT”, containing data according to the record designs inserted in point 69.1.4., taking into account what is provided in point 1.2.3.1. of Section 1 of “Information Submission to the Central Bank”.
69.1.1.2. The information to be submitted quarterly will be saved in the file named “INFESPECIAL.PDF”, which must comply with point 1.2.3.3. of Section 1 of “Information Submission to the Central Bank”, and will be sent together with the monthly information corresponding to the periods January, April, July, and October of each year. It is highlighted that this requirement will not allow the “OPERA=FALSE” option in the “DETALLE.XML” file.
69.1.1.3. For the identification of this regime, 100 will be used for the regime code and, for the requirement code, the following table shall be considered:

File	Description	Requirement Code	Frequency
TXT “CUENTASCLIENTES.TXT”	1	Monthly
TXT “DATOSFONDOS.TXT”	1	Monthly
PDF “INFESPECIAL.PDF	2	Quarterly

B.C.R.A. INFORMATION SUBMISSION TO THE CENTRAL BANK
Section 69. Payment Service Providers Offering Payment Accounts
Version: 5th COMMUNICATION “A” 8382 Validity: 01/02/2026 Page 1

69.1.2. Specific Instructions.
69.1.2.1. The information required in the information model inserted in point II.2 of Section A of the NP, will be saved in a file named “CUENTASCLIENTES.TXT”, and the data for common money funds provided in point II.1.b.3 will be saved in a file named “DATOSFONDOS.TXT”.
69.1.2.2. For each day of the reporting month -business and non-business days- the items from the information model in point II.2 of the NP will be saved, integrating the non-shaded fields, even if they are zero values.
Item 50000dd will only accept zero values in the first information period and only for days prior to the first day with a non-zero account quantity.
The shaded fields will be reported with a null value (“;;”).
69.1.2.3. For each “Money Fund No.” reported in the “CUENTASCLIENTES.TXT” file, a record will be reported in the “DATOSFONDOS.TXT” file for each involved agent.
69.1.2.4. PSPCPs that do not offer investments in common money funds will only save items 30000dd and 40000dd corresponding to the last day of the month with a null value (“;;”) in all fields and will not save the “DATOSFONDOS.TXT” file.
69.1.3. Information Validation.
The lists corresponding to the validation process results will be available on the secure site https://www3.bcra.gob.ar.
69.1.4. Record Design.

B.C.R.A. INFORMATION SUBMISSION TO THE CENTRAL BANK
Section 69. Payment Service Providers Offering Payment Accounts
Version: 4th COMMUNICATION “A” 8382 Validity: 01/02/2026 Page 2

Code	Legend	Cause
08	INCONSISTENCY BETWEEN FILES “DATOSFONDOS.TXT” AND “CUENTAS CLIENTES.TXT”	− Having reported a common money fund code in the “CUENTASCLIENTES.TXT” file (item 40000dd), the “DATOSFONDOS.TXT” file was omitted for that code, or<br>− A common money fund code was reported in the “DATOSFONDOS.TXT” file but not in the “CUENTASCLIENTES.TXT” file (item 40000dd), or<br>− Having reported for the last day of the month in the “CUENTASCLIENTES.TXT” file, items 30000dd and 40000dd with a null value (“;;”) in all fields, the “DATOSFONDOS.TXT” file was saved, or<br>− The “DATOSFONDOS.TXT” file was saved empty.
09	MONEY FUND NO. XXXX - MISSING AGENT TYPE INFORMATION	For the reference fund number, one or more agent types were omitted.
10	DUPLICATE NOVELTY - “CUENTASCLIENTES.TXT” Design / - “DATOSFONDOS.TXT” Design	More than one record with the same combination of fields 1 and 4 was reported.<br>More than one record with the same combination of fields 1, 3 and 5 was reported.
11	INFORMATION ALREADY SUBMITTED AND ACCEPTED	Information corresponding to a validated period was submitted.
12	INCORRECTLY REPORTED RECTIFICATION	Rectifying information corresponding to a non-validated period was submitted.
13	INCONSISTENCY FOR DAYDD BETWEEN ITEMS 10000, 50000 AND 60000	− For the specified day, the value reported in the “Quantity” field for item 10000 is greater than the integrated value in that field for item 50000, or<br>− For the specified day, the value reported in the “Quantity” field for item 60000 is greater than the integrated value in that field for item 50000.
14	ITEM XXXXXdd INCORRECTLY REPORTED (APPLICABLE TO “CUENTASCLIENTES.TXT” FILE)	The term “dd” reported in item XXXXXdd does not correspond to an existing day in the reported period.

B.C.R.A. INFORMATION SUBMISSION TO THE CENTRAL BANK
Section 69. Payment Service Providers Offering Payment Accounts
Version: 3rd COMMUNICATION “A” 8382 Validity: 01/02/2026 Page 8

Code	Legend	Cause
15	FIELD “CBU / MONEY FUND NO.” INCORRECTLY REPORTED (APPLICABLE TO “CUENTASCLIENTES.TXT” FILE)	− Having reported item 20000dd with a balance different from “0”, the CBU is invalid, or<br>− Having reported item 40000dd with a balance different from “0”, the FCI code is invalid.
16	INCONSISTENCY BETWEEN “BALANCE” AND “QUANTITY” FIELDS -ITEMS 10000dd AND 30000dd- (APPLICABLE TO “CUENTASCLIENTES.TXT” FILE)	− Having reported item 10000dd with a “Balance” field different from “0”, the “Quantity” field was reported with a value of “0”, or vice versa, or<br>− Having reported item 30000dd with a “Balance” field different from “0”, the “Quantity” field was reported with a value of “0”, or vice versa.
17	ITEM 50000dd INCORRECTLY REPORTED (APPLICABLE TO “CUENTASCLIENTES.TXT” FILE)	For the indicated item, the “Quantity” field was integrated with “0” on a non-exempt day as provided in point 69.1.2.2. of these instructions.
18	ITEM 30000dd OR 40000dd INCORRECTLY REPORTED (Where “dd”= last day of the month)	For the indicated item/s, what is provided in point 69.1.2.4. of these instructions was not respected.

B.C.R.A. INFORMATION SUBMISSION TO THE CENTRAL BANK
Section 69. Payment Service Providers Offering Payment Accounts
Version: 2nd COMMUNICATION “A” 8382 Validity: 01/02/2026 Page 9

Code	Legend	Cause
07	DUPLICATE NOVELTY	More than one record with the same combination of fields 1 to 3 was reported.
08	INFORMATION ALREADY SUBMITTED AND ACCEPTED	Information corresponding to a validated period was submitted.
09	INCORRECTLY REPORTED RECTIFICATION	Rectifying information corresponding to a non-validated period was submitted.
10	INCONSISTENCY IN TRANSFER ITEMS (ITEMS 500X000, 10XXXXX, 20X0XXX)	The amount reported in item 500X000 (transfers) does not match the sum of the amounts reported in the credit/debit payment items according to the following detail:<br>Transfer Item	Credit/Debit Items "Total Amount"	"Payment Scheme"<br>5001000 Ʃ 20XXXXX 7<br>5002000 Ʃ 10XXXXX 7<br>5003000 Ʃ 10XXXXX 8<br>5004000 Ʃ 20XXXXX 8

B.C.R.A. INFORMATION SUBMISSION TO THE CENTRAL BANK
Section 69. Payment Service Providers Offering Payment Accounts
Version: 4th COMMUNICATION “A” 8382 Validity: 01/02/2026 Page 5

Code	Legend	Cause
11	INCONSISTENCY BETWEEN CLIENTS INVOLVED IN TRANSACTIONS AND TRANSFERS	The sum of items 60130XX and 60140XX (clients involved in transfers) is greater than the sum of items 60110XX and 60120XX (clients involved in transactions).
12	INCONSISTENCY BETWEEN PAYMENT ACCOUNTS INVOLVED IN TRANSFERS AND TRANSACTIONS	The sum of items 60230XX and 60240XX (payment accounts involved in transfers) is greater than the sum of items 60210XX and 60220XX (payment accounts involved in transactions).
13	MISSING INFORMATION FOR CLIENT AND ACCOUNT ITEMS (60310XX OR 60320XX OR 60410XX OR 60420XX)	For the indicated concept (XX):<br>- Having reported at least one item 601X0XX, items 60310XX or 60320XX were not reported, or<br>- Having reported at least one item 602X0XX, items 60410XX or 60420XX were not reported.

B.C.R.A. INFORMATION SUBMISSION TO THE CENTRAL BANK
Section 69. Payment Service Providers Offering Payment Accounts
Version: 3rd COMMUNICATION “A” 8382 Validity: 01/02/2026 Page 6

Code	Legend	Cause
14	INCORRECTLY REPORTED PAYMENT METHOD	- Having reported item/s 10108XX, 10109XX, 10208XX or 10209XX (credits) and 2050100 or 2050200 (debits), the “Payment Method” field was reported with a code different from 5, or<br>- Having reported items other than 10108XX, 10109XX, 10208XX, 10209XX, 2050100 or 2050200, the “Payment Method” field was reported with code 5, or<br>- Having reported item/s 20XXXXX, the “Payment Method” field was reported with codes 1 and/or 2.
15	MISSING INFORMATION FOR TOTAL CLIENTS / PAYMENT ACCOUNTS ITEM	- At least one item 603X0XX or 604X0XX was not reported, or<br>- Having reported item 60310XX, its corresponding 60410XX was not saved, or vice versa, or<br>- Having reported item 60320XX, its corresponding 60420XX was not saved, or vice versa.
16	INCONSISTENCY BETWEEN TOTAL PAYMENT ACCOUNTS REPORTED IN SECTION B AND TOTAL QUANTITY OF CLIENT PAYMENT ACCOUNTS REPORTED IN SECTION A	For the last day of the month, the sum of items 60410XX (total commercial payment accounts) and 60420XX (total personal/non-commercial payment accounts) does not match what is reported in item 50000dd of section A (total quantity of client payment accounts).