Circular SINAP 1-255: National Payments System – Transfers – Supplementary Rules. Update.

"2026 - YEAR OF ARGENTINE GREATNESS" COMMUNICATION “A” 8477 08/09/2026 TO FINANCIAL ENTITIES, TO ELECTRONIC FUND TRANSFER NETWORKS, TO ADMINISTRATORS OF ELECTRONIC FUND TRANSFER SCHEMES, TO PAYMENT SERVICE PROVIDERS OFFERING PAYMENT ACCOUNTS, TO PAYMENT SERVICE PROVIDERS PERFORMING THE INITIATION FUNCTION:
Ref.: Circular
SINAP 1-255:
Rules on the National Payments System – Transfers – Supplementary Rules. Update. ___________________________________________________________________________ We address ourselves to you in order to deliver the sheets that, in replacement of those previously provided, must be incorporated into the ordered text of the reference based on what is stipulated by Communication “C” 102183. Furthermore, we point out that this opportunity is used to introduce formal adjustments corresponding to points 2.9 and 2.10, which correct an error in the previous update. Finally, we remind you that on this Institution’s website www.bcra.gob.ar, by accessing “Financial System – LEGAL AND REGULATORY FRAMEWORK – Regulations and summaries – Ordered texts of general regulations”, you will find the modifications made with texts highlighted in special characters (strikethrough and bold). We salute you respectfully. CENTRAL BANK OF THE ARGENTINE REPUBLIC Irene T. Cano Jorge A. M. Golla Deputy General Manager of Payment Systems Development Manager of Payment Systems
ANNEX

The administrators of immediate transfer schemes will determine fines for these failures in their contracts.
2.10. The payment requests defined in point 3.1. may be used for immediate transfers without commercial purposes.
B.C.R.A.
NATIONAL PAYMENTS SYSTEM – TRANSFERS – SUPPLEMENTARY RULES
Section 2. Immediate transfers. Supplementary provisions
Version: 3rd. COMMUNICATION “A” 8477 Validity:
09/09/2026 Page 3

Norm point
UVA Concept
Approximate equivalence in pesos ($) 6.3.2.3.i) Daily minimum limit for immediate push transfers 15.000 30.870.000 6.3.2.3.ii) Daily minimum limit for immediate pull transfers 2.500 5.145.000 6.1.1. 6.2.1. 6.3.2.1. Free initial tranche – retail electronic fund transfers
7.500 15.435.000
6.3.1.1. Free initial tranche –
Payment with transfer 1.000 2.058.000 6.3.1.2. Medium commerce. Maximum monthly collection per calendar month and per category
500.000 1.029.000.000
6.3.1.2.
Small commerce.
Maximum monthly collection per calendar month and per category
100.000 205.800.000
UVA Value as of 31.07.26: $2.057,99 B.C.R.A. NATIONAL PAYMENTS SYSTEM – TRANSFERS – SUPPLEMENTARY RULES
Section 6. Electronic fund transfers: operational variables, prices and
exchange rates
Version: 9th. COMMUNICATION “A” 8477 Validity:
09/09/2026 Page 4

ORDERED TEXT SOURCE RULE
OBSERVATIONS Sec. Point Para. Com. Annex or
Chapter Point Para.
1.
1.1. “A” 7153 II
1.2. “A” 7153 II S/Com. “A” 8399.
1.2.4. “A” 7153 II S/Com. “A” 7367.
1.3. “A” 7153 II S/Com. “A” 7769.
1.3.2. “A” 7153 II S/Com. “A” 7367.
1.4. “A” 7153 II S/Com. “A” 7514 and 8399.
1.5. “A” 7153 II S/Com. “A” 7514 and 8399.
1.5.1.5. “A” 7409 3.
1.5.4.4. “A” 7409 3.
1.5.4.5. “A” 7514 S/Com. “A” 8399.
1.5.5.2. “A” 7153 II S/Com. “A” 7367.
1.5.5.9. “A” 7367 4.1.
1.5.5.10. “A” 7367 5.
1.5.5.12. “A” 7514 S/Com. “A” 8399.
1.6. “A” 7153 II
2.
2. “A” 7153 II
2.5. “A” 7153 II S/Com. “A” 8399.
2.6. “A” 7153 II S/Com. “A” 7409 and 7463.
2.9. “A” 7153 II S/Com. “A” 7485 and 8477.
2.10. “A” 7514 S/Com. “A” 8399 and 8477.
3.
3.1. “A” 7153 II S/Com. “A” 8399.
3.2. “A” 7153 II S/Com. “A” 7688, 7514 and 8399.
3.3. “A” 7153 II
3.4. “A” 7153 II S/Com. “A” 7514, 7996, 8030 and
8399.
4. 4. “A” 7153 II
5.
5.1. “A” 7153 II S/Com. “A” 7485.
5.2. “A” 7153 II
5.2.1. “A” 7153 II S/Com. “A” 7409.
5.2.3. “A” 7153 II S/Com. “A” 7409 and 8162.
5.2.5. “A” 7514 S/Com. “A” 8399.
5.3. “A” 7153 II
6.
6.1. “A” 7153 II S/Com. “A” 7485 and 8399.
6.2. “A” 7153 II S/Com. “A” 7485 and 8399.
6.3. “A” 7153 II S/Com. “A” 7361, 7485 and 8399.
6.3.1.2. “A” 7153 II S/Com. “A” 7409, 7485 and 8399.
6.3.2.3. “A” 7153 II S/Com. “A” 7485, 7841 and 8399.
6.4. “C” 89549 S/Com. “A” 7485, 8091, “C” 90569,
91493, 92309, 93254, 94117,
94948, 95913, 96725, 97950,
98545, 99475, 100114, 100884, 101314, 101699 and 102183. B.C.R.A. ORIGIN OF THE PROVISIONS CONTAINED IN THE ORDERED TEXT ON THE NATIONAL PAYMENTS SYSTEM – TRANSFERS – SUPPLEMENTARY RULES