Circular to Banks No. 2025-11 of October 7, 2025

Tunis, October 7, 2025
CIRCULAR TO BANKS NO. 2025-11
OBJECT: Revision of the rates and deadlines for arboriculture and vegetable crop loans.

The Governor of the Central Bank of Tunisia, Having regard to Law No. 2016-35 of April 25, 2016, establishing the status of the Central Bank of Tunisia; Having regard to Law No. 2016-48 of July 11, 2016, relating to banks and financial institutions; Having regard to Circular No. 87-47 of December 23, 1987, relating to the procedures for granting, monitoring, and refinancing loans, as amended by subsequent texts; Having regard to the opinion of the Compliance Control Committee No. 2025-11 dated September 30, 2025, as provided for in Article 42 of the aforementioned Law No. 2016-35.

Decides:
Article 1: Paragraphs "c", "d" and "e" concerning the rates and deadlines for arboriculture and vegetable crop loans, set out in Annex I to Circular No. 87-47 mentioned above, are hereby repealed and replaced by the following:

c/ Arboriculture

Speculation	Unit	Intervention Rate (dinars) *	Deadline / Campaign Duration
Table Grape Intensive (Pergola)	Ha	13,980	November 15
Wine Grape	Ha	3,110 / 6,045	October 15
Citrus	Ha	14,665	April 30
Date Palms	Ha	13,150	December 31
Almonds (North)	Ha	2,835 / 6,295	August 31
Almonds (Center and South)	Ha	1,865 / 6,295	August 31
Apricots (350 trees)	Ha	6,780	July 15
Apricots (600 trees)	Ha	11,690	July 15
Pistachios	Ha	2,575 / 4,955	September 15
Peaches	Ha	8,695	October 31
Apple-Pear Trees	Ha	8,825	October 31
Plums	Ha	4,845	August 15
Pomegranates	Ha	5,885	November 30
Olive Trees (North)	Ha	1,615 / 7,615	March 31
Olive Trees (Center)	Ha	1,490 / 7,615	March 31
Olive Trees (South)	Ha	985 / 7,615	March 31
Table Olives	Ha	5,900	December 31

d/ Field Vegetable Crops

Speculation	Unit	Intervention Rate (dinars) *	Deadline / Campaign Duration
Seasonal Tomato	Ha	12,640	July 31
Off-season and Late Tomato	Ha	10,805	December 31
Peppers (Chili)	Ha	12,900	November 30
Seasonal Potatoes	Ha	15,175	June 30
Early Potatoes	Ha	12,710	February 28
Off-season Potatoes	Ha	9,195	February 28
5th Season Potatoes	Ha	12,650	November 30
Winter Onions	Ha	6,375	February 28
Summer Onions	Ha	10,085	August 31
Artichokes (1st year)	Ha	9,610	March 31
Artichokes (2nd year)	Ha	8,295	March 31
Watermelon	Ha	9,225	June 30
Melon	Ha	9,805	June 30
Garlic	Ha	12,990	July 31
Strawberries	Ha	44,710	May 31
Cucumbers	Ha	5,315	September 30
Peas (Petit pois)	Ha	4,740	April 30
Fava Beans (Fève)	Ha	3,695	May 31
Parsley	Ha	7,245	-

e/ Greenhouse Vegetable Crops

Speculation	Unit	Intervention Rate (dinars) *	Deadline / Campaign Duration
Continuous Tomato	Greenhouse (8 m)	2,740	June 30
Off-season Tomato	Greenhouse (8 m)	1,955	May 31
Early Tomato	Greenhouse (8 m)	2,115	July 15
Off-season Peppers (Chili)	Greenhouse (8 m)	1,575	July 15
Early Peppers (Chili)	Greenhouse (8 m)	1,630	May 31
Geothermal Tomato	Greenhouse (8 m)	3,280	June 30
Greenhouse Melon	Greenhouse (8 m)	1,720	April 30
Greenhouse Cucumbers	Greenhouse (8 m)	1,490	April 30

• This rate constitutes a ceiling. The loan amount disbursed by the bank must be adjusted according to the size of the farm, the expenses incurred, and the yields achieved during recent campaigns.

Article 2: This circular takes effect from the date of its publication.
The Governor,
Fethi Zouhaier Nouri