CMN Resolution No. 4,856 — Amends Resolution No. 4,782 of March 16, 2020, which establishes temporary criteria for the characterization of credit operation restructuring due to potential impacts of Covid-19 on the economy for credit risk management purposes

Resolution No. 4,856

CMN RESOLUTION NO. 4,856, OF SEPTEMBER 24, 2020

Amends Resolution No. 4,782, of March 16, 2020, which establishes, for a determined period, due to potential impacts of Covid-19 on the economy, temporary criteria for the characterization of credit operation restructuring, for credit risk management purposes.

The Central Bank of Brazil, in accordance with Art. 9 of Law No. 4,595, of December 31, 1964, makes public that the National Monetary Council, in a session held on September 24, 2020, based on Arts. 4, item VIII, of the aforementioned Law, 2, item VI, and 9 of Law No. 4,728, of July 14, 1965, 20, § 1, of Law No. 4,864, of November 29, 1965, 7 and 23, item “a”, of Law No. 6,099, of September 12, 1974, 1, item II, of Law No. 10,194, of February 14, 2001, 6 of Decree-Law No. 759, of August 12, 1969, and 1, § 1, of Complementary Law No. 130, of April 17, 2009,

RESOLVES:

Art. 1. Resolution No. 4,782, of March 16, 2020, shall be amended as follows:

“Art. 1. For credit risk management purposes, the restructuring of credit operations carried out until December 31, 2020, inclusive:

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Art. 2. This Resolution enters into force on the date of its publication.

Roberto de Oliveira Campos Neto
President of the Central Bank of Brazil