CMN Resolution No. 5,131 — Amends Resolution CMN No. 5,051 of November 25, 2022, Regarding the Organization and Operation of Credit Cooperatives

CMN Resolution No. 5,131 amends Resolution No. 5,051 to redefine credit cooperative categories, introduce specific activities for central credit cooperatives and confederations, and establish strict conditions for credit operations involving resource and risk sharing among cooperatives. It mandates governance reforms, including limits on board member tenure, the admission of independent non-affiliated board members, and the use of delegate assemblies, with key provisions effective from January 1, 2026. The resolution also authorizes temporary administration of distressed cooperatives by central entities under prudential risk conditions and updates rules on associate recruitment and surplus allocation.

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CMN RESOLUTION NO. 5,131, OF APRIL 25, 2024

Amends Resolution CMN No. 5,051, of November 25, 2022, which provides for the organization and operation of credit cooperatives.

The Central Bank of Brazil, in accordance with Article 9 of Law No. 4,595, of December 31, 1964, makes public that the National Monetary Council, in a session held on April 25, 2024, based on Article 4, item VIII, of the aforementioned law, and on Complementary Law No. 130, of April 17, 2009,

R E S O L V E D:

Art. 1. Resolution CMN No. 5,051, of November 25, 2022, shall enter into force with the following alterations:

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Lineage: Superseded

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Timeline

Amended 1 time · last 2025-11-03

2025-11-03BCBJoint Resolution No. 14 — Methodology for Calculating Minimum Paid-in Share Capital and Net Equity Limits for Financial Institutionssupersedes

This document amends: Resolution CMN No. 5,051 — Provisions on the Organization and Operation of Credit Cooperatives

Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works