Rule · BCB · 18 Dec 2025 · Resolução CMN 5276
Financial institutions may extend credit lines to eligible rural borrowers for debt liquidation or amortization. Eligible borrowers include compliant operations contracted by June 30, 2024, with maturities between September 5, 2025, and December 31, 2027, and delinquent working capital operations or CPRs contracted between July 1, 2024, and June 30, 2025, as of December 15, 2025. Borrowers with delinquent operations must pay all due financial charges before contracting the new operation. This resolution amends Resolution CMN No. 5,247 and takes effect upon publication.
Resolution No. 5,276
RESOLUTION
CMN No. 5,276, OF DECEMBER 18, 2025
Amends Resolution CMN No. 5,247, of September 19, 2025, which creates a rural credit line with resources from sources supervised by the Ministry of Finance or free from financial institutions to liquidate or amortize rural credit operations and Rural Product Certificates – CPR of rural producers whose activities were harmed by adverse events.
The Central Bank of Brazil, in accordance with Article 9 of Law No. 4,595, of December 31, 1964, makes public that the National Monetary Council, in a session held on December 18, 2025, considering the provisions of Article 4, caput, item VI, of Law No. 4,595, of December 31, 1964, and Article 2, § 5, of Provisional Measure No. 1,314, of September 5, 2025,
R E S O L V E D:
Art. 1º Resolution CMN No. 5,247, of September 19, 2025, published in the Official Gazette of the Union on September 22, 2025, shall now be in effect with the following alterations:
“Art. 1º ...................................................................................................................................
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§ 1º Only the following may be liquidated or amortized with the credit line provided for in this article:
I - rural credit operations for working capital and investment and CPRs originally contracted or issued until June 30, 2024, which were in a compliant status on June 30, 2024, and that:
a) were in a delinquent status on December 15, 2025; or
b) have been renegotiated or extended with a maturity date for the installment or operation scheduled for the period from September 5, 2025, to December 31, 2027, and are in a compliant status on the date of contracting the operation for its amortization or liquidation;
II - rural credit operations for working capital contracted in the period from July 1, 2024, to June 30, 2025, which are in a delinquent status on December 15, 2025;
III - rural credit operations for working capital contracted in the period from July 1, 2024, to June 30, 2025, which have already been subject to renegotiation or extension, with the renegotiated or extended operation being in a compliant status or in a delinquent status on December 15, 2025; and
IV - CPRs registered and issued by rural producers in favor of financial institutions, originally contracted or issued in the period from July 1, 2024, to June 30, 2025, which were in a delinquent status on December 15, 2025.
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§ 6º To have access to the credit line provided for in this article, in the case of operations in a delinquent status on December 15, 2025, the borrower must pay, until the date of contracting the new operation, the financial charges due regarding the operations to be liquidated or amortized with this credit line.
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Art. 2º This Resolution enters into force on the date of its publication.
GABRIEL MURICCA GALÍPOLO
President of the Central Bank of Brazil
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“Amends Resolution CMN No. 5,247, of September 19, 2025, which creates a rural credit line...”
“Amends Resolution CMN No. 5,247, of September 19, 2025, which creates a rural credit line...”
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