CMN Resolution No. 5,278 — Amends Resolution No. 4,790 Regarding Authorization and Cancellation of Debit Authorizations for Deposit and Salary Accounts

Resolution No. 5,278

CMN RESOLUTION NO. 5,278, OF DECEMBER 24, 2025

Amends Resolution No. 4,790, of March 26, 2020, which establishes procedures for the authorization and cancellation of authorization of debits in deposit accounts and salary accounts.

The Central Bank of Brazil, in accordance with Article 9 of Law No. 4,595, of December 31, 1964, makes it public that the National Monetary Council, in an extraordinary session held on December 24, 2025, based on Article 4, main paragraph, item VIII, of the aforementioned Law,

RESOLVES:

Art. 1º Resolution No. 4,790, of March 26, 2020, published in the Official Gazette of the Union on March 30, 2020, shall enter into force with the following alterations:

“Art. 2º-A
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§ 2º Depository institutions and recipients must adapt the contracts and debit authorizations, both existing and new, that fall under the provisions of the main paragraph and implement the other necessary measures to comply with the duties provided for in this article by January 1, 2026, with the exception of contracts and debit authorizations related to the payment of taxes, public service provision agreements, and health plans, whose adaptation must be implemented by January 1, 2027.” (NR)

Art. 2º This Resolution enters into force on the date of its publication.

GABRIEL
MURICCA GALÍPOLO

President of the Central Bank of Brazil