CMN Resolution No. 5251 — Amends Resolution No. 4,790 of March 26, 2020 Regarding Procedures for Authorization and Cancellation of Debit Authorizations in Deposit and Salary Accounts

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CMN RESOLUTION NO.
5,251, OF SEPTEMBER 25, 2025

Amends Resolution No. 4,790 of March 26, 2020, which provides for procedures for authorization and cancellation of authorization of debits in deposit accounts and salary accounts.

The Central Bank of Brazil, under the terms of Art. 9 of Law No. 4,595 of December 31, 1964, makes public that the National Monetary Council, in a session held on September 25, 2025, based on Art. 4, caput, item VIII, of the aforementioned Law,

R E S O L V E D:

Art. 1 The Resolution No. 4,790 of March 26, 2020, published in the Official Gazette of the Union on March 30, 2020, shall enter into force with the following alterations:

“Art. 1 This Resolution establishes procedures for authorization and cancellation of authorization of debits in deposit accounts and salary accounts.” (NR)

“Art. 2-A The authorization and cancellation of authorization of debits in the accounts mentioned in Art. 1, where the final user receiving the resources related to the debit authorization is a legal entity or an entity not authorized to operate by the Central Bank of Brazil, must observe, exclusively, the specific regulation that governs Pix Automático.

§ 1 The provisions of the caput do not apply to cases where the debit authorization involves a depository institution that is also the recipient of the resources; in such cases, the provisions of this Resolution must be observed.

§ 2 Depository and recipient institutions must adapt existing contracts and debit authorizations that fall under the provisions of the caput and implement the other necessary measures to comply with the duties provided for in this article by January 1, 2026.” (NR)

Art. 2 This Resolution enters into force on October 13, 2025.

GABRIEL MURICCA GALÍPOLO
President of the Central Bank of Brazil