Regulatory Alerts2026-04-01
Added · Updated
CP26/12: Proposed amends to PRA Rulebook and FCA Guidance concerning the Loan to Income flow limit in mortgage lending
The Prudential Regulation Authority and the Financial Conduct Authority propose amendments to the PRA Rulebook and FCA general guidance to allow individual lenders to increase their share of high loan-to-income (LTI) lending, while ensuring the aggregate flow remains consistent with the 15% limit. These proposals apply to all PRA-authorised mortgage lenders and their subsidiaries, as well as all FCA-authorised mortgage lenders not owned by PRA-authorised firms. The consultation invites comments via email by 1 July 2026.
More like this from FCA
FCA published 1 document in the last 30 days. We email you each new one the day it's published.
Topics
Share