Regulatory Alerts2025-10-10
Added · Updated
Cross-boundary Credit Referencing
The regulator issued this circular to establish a framework for the cross-boundary flow of personal credit data through Credit Reference Agencies. It mandates the use of a specific Standard Contract for such transfers and references pilot programs designed to test these mechanisms. The guidance applies to all Authorized Institutions and aligns with broader supervisory policies on the sharing of consumer and commercial credit data.
CIR
Current
Issue Date:
10 Oct 2025
20251009-2-EN.pdf (165.1 KB)
Topic:
Banking Conduct & Enforcement - Credit Data Sharing
Group:
All Authorized Institutions
Directly related Document
Cross referenced Document
Version History
Superseded Document
Directly related Document
SPM-SGL
Current
12 Jun 2026
IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies
CIR
Current
28 Jun 2024
Pilots on Cross-boundary Credit Referencing
CIR
Current
28 Jun 2024
Standard Contract for Cross-boundary Flow of Personal Information involving Transfer of Credit Data through Credit Reference Agencies
SPM-SGL
Current
30 Dec 2022
IC-7 The Sharing and Use of Commercial Credit Data through a Commercial Credit Reference Agency
Directly related Document
SPM-SGL
Current
12 Jun 2026
IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies
CIR
Current
28 Jun 2024
Pilots on Cross-boundary Credit Referencing
CIR
Current
28 Jun 2024
Standard Contract for Cross-boundary Flow of Personal Information involving Transfer of Credit Data through Credit Reference Agencies
SPM-SGL
Current
30 Dec 2022
IC-7 The Sharing and Use of Commercial Credit Data through a Commercial Credit Reference Agency
Version History
Superseded Document
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