2025-10-10

Added · Updated

Cross-boundary Credit Referencing

The regulator issued this circular to establish a framework for the cross-boundary flow of personal credit data through Credit Reference Agencies. It mandates the use of a specific Standard Contract for such transfers and references pilot programs designed to test these mechanisms. The guidance applies to all Authorized Institutions and aligns with broader supervisory policies on the sharing of consumer and commercial credit data.

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Hong Kong Monetary Authority

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