Currency Transaction Report (CTR) under Anti-Money Laundering Act, 2010

BPRD Circular Letter No. 24 — November 12, 2026

The Presidents/ Chief Executives
SBP Regulated Entities

Dear Sir/ Madam,

Currency Transaction Report (CTR) under Anti-Money Laundering Act, 2010

Please refer to BPRD Circular Letter No. 04 of 2015 dated January 28, 2015 on the subject.

2.   In this regard, please find enclosed Ministry of Finance, Government of Pakistan’s Notification No. 3(40) AML/2025-P-002-0001 dated November 11, 2026, wherein the Currency Transaction Report (CTR) threshold has been increased to ***rupees three million*** as the minimum amount for reporting CTR to the Financial Monitoring Unit (FMU)with immediate effect.
   

3.    Accordingly, the compliance of requirement set out in the notification must be ensured.
   

4.   Please acknowledge receipt.
   

Enclosed:

• Ministry of Finance Notification

Yours sincerely,

Bushra Shafiq
Head of Department

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Islamabad, the 11 November , 2026
GOVERNMENT OF PAKISTAN
MINISTRY OF FINANCE

No.3(40)AML/2025-P-002-0001
NOTIFICATION
TO BE PUBLISHED IN THE GAZETTE OF PAKISTAN - EXTRAORDINARY (PART-II) S.R.O. ________(I)/2026.— In modification of the Finance Division’s S.R.O. 73(I)/2015 dated 21 January 2015, and in exercise of the powers conferred under section 2(xi) of the Anti-Money Laundering Act, 2010 (VII of 2010), the National Executive Committee on AML/CFT is pleased to notify Rupees Three Million (PKR 3,000,000) as the minimum amount for reporting Currency Transaction Reports (CTRs) to the Financial Monitoring Unit (FMU), with immediate effect. ________________________________________________________________________________________ Finance Division's F.No. 3(40)AML/2025 Muhammad Saeed Ahmed Chaudhry SO-(AML-II) (Muhammad Suleman), Manager PCP, No 36 G-7/4 Islamabad ICT Waris Shah Rd G-7/4 Islamabad Islamabad Copy for information to:- 1- Muhammad Asif Hargan, SA-(FM), MOF, Islamabad 2- Aqeel Ashraf Rana, Principal Staff Officer, SBPKhi, Karachi 3- Muhammad Javaid Ismail, Director General-(FMU), FMU, Karachi Muhammad Saeed Ahmed Chaudhry SO-(AML-II) th st Faisal Mansoor Deputy Director-II-(Analysis) 11 November , 2026, 04:58:43 PM