Circular No. 3789 — Establishes technical parameters to be observed in the document digitization process under Resolution No. 4,474 of March 31, 2016

The Collegiate Board of the Central Bank of Brazil, in a session held on May 4, 2016, based on Art. 9 of Law No. 4,595 of December 31, 1964, and Art. 15 of Resolution No. 4,474 of March 31, 2016,

R E S O L V E:

Art. 1 This Circular establishes the technical requirements to be observed by financial institutions and other institutions authorized to operate by the Central Bank of Brazil in the process of digitizing documents as provided for in Resolution No. 4,474 of March 31, 2016.

Art. 2 The institutions mentioned in Art. 1 must observe, for the production of the digitized document and the backup copy of the digitized document, the following minimum technical standards:

I - minimum image resolution of 300 dots per inch (dpi):

a) in grayscale for documents with photos and compensable documents, such as checks; and

b) in black and white for other documents; and

II - file format:

a) PDF/A – ISO 19005-1:2005 or later; b) TIFF – ISO 12639:2004 or later; or c) PNG – ISO/IEC 15948:2003 or later.

Art. 3 The compression of digitized documents and backup copies of digitized documents must use a data-lossless compression algorithm.

Art. 4 The indexing of digitized documents and backup copies of digitized documents must contain at least the following elements:

I - identification of the natural or legal person responsible for creating/drafting the document;

II - identification of the client(s), account holder(s), or non-account holders linked to the document;

III - subject matter of the document;

IV - identification of the document content;

V - date of the source document; and

VI - date of digitization.

Art. 5 This Circular enters into force on the date of its publication.

Otávio Ribeiro Damaso Anthero de Moraes Meirelles Director of Regulation Director of Administration, substitute