Circular REMON 1-1140: Minimum Cash. Update.

"Year of the Reconstruction of the Argentine Nation" COMMUNICATION “A” 8301 13/08/2025 TO FINANCIAL ENTITIES:
Ref.: Circular REMON 1-1140: Minimum Cash. Update.
___________________________________________________________________________ We address you to deliver the attached sheets, which replace those previously provided and must be incorporated into the consolidated text on Minimum Cash based on the provisions issued by Communication A 8299. Please note that on this Institution's website www.bcra.gob.ar, under “Financial System – LEGAL AND REGULATORY FRAMEWORK – Consolidation and summaries – Consolidated texts of general regulations”, you will find the modifications made with text highlighted in special characters (strikethrough and bold). Respectfully, CENTRAL BANK OF THE ARGENTINE REPUBLIC María N. Prieto Mazzucco Darío C. Stefanelli Deputy General Manager of Monetary Regulations and Active Operations Chief Manager of Issuance and Regulatory Applications
ANNEX

Concept | Rates in % | Group A and G-SIB not included in that group | Remaining entities
1.3.1. Current account deposits and sight accounts opened in cooperative credit unions.
1.3.1.1. In pesos. | 45 | 20
1.3.1.2. In foreign currency (current account). | 25 | 25
1.3.2. Savings deposits, salary/social security accounts and special accounts –excluding deposits covered in points 1.3.7., 1.3.10. and 1.3.15.–, other deposits and sight obligations, pension benefits credited by ANSES pending verification, and immobilized balances corresponding to obligations covered in these regulations.
1.3.2.1. In pesos. | 45 | 20
1.3.2.2. In foreign currency. | 25 | 25
1.3.3. Unused balances of formalized current account advances.
1.3.3.1. In pesos. | 45 | 20
1.3.3.2. In foreign currency. | 25 | 25
1.3.4. Deposits in current accounts of non-bank financial entities, calculable for the integration of their minimum cash. | 100 | 100
1.3.5. Time deposits, obligations from “acceptances” –including liabilities from the sale or assignment of credits to parties other than financial entities–, constant-term investments with early redemption option –excluded from point 1.3.12.– or fixed-term renewal –with variable remuneration, and other term obligations excluding deposits covered in points 1.3.7. to 1.3.9. and 1.3.11.–, and debt securities (including debentures), according to their remaining term:
Version: 51st. COMMUNICATION “A” 8301 Validity: 08/08/2025 Page 4 B.C.R.A. MINIMUM CASH Section 1. Requirement.

Concept | Rates in % | Group “A” and G-SIB not included in that group | Remaining entities
1.3.5.1. In pesos.
i) Up to 29 days. | 25 | 11 ii) From 30 to 59 days. | 14 | 7 iii) From 60 to 89 days. | 4 | 2 iv) 90 days or more. | 0 | 0
1.3.5.2. In foreign currency.
i) Up to 29 days. | 23 | 23 ii) From 30 to 59 days. | 17 | 17 iii) From 60 to 89 days. | 11 | 11 iv) From 90 to 179 days. | 5 | 5 v) From 180 to 365 days. | 2 | 2 vi) Over 365 days. | 0 | 0
1.3.6. Obligations from foreign financial lines. | 0 | 0
Excludes those instrumented through:
1.3.6.1. Time deposits made by residents abroad linked to the entity in accordance with point 1.2.2 of the Consolidated Text on Large Credit Risk Exposures, according to their remaining term, to which the following apply:
i) Up to 29 days. | 23 | 23 ii) From 30 to 59 days. | 17 | 17 iii) From 60 to 89 days. | 11 | 11 iv) From 90 to 179 days. | 5 | 5 v) From 180 to 365 days. | 2 | 2 vi) Over 365 days. | 0 | 0
1.3.6.2. Instrumented through time deposits –except those provided in point 1.3.6.1.– or the acquisition of debt securities: subject to the requirement provided in point 1.3.5.

B.C.R.A. MINIMUM CASH Section 1. Requirement.
Version: 42nd. COMMUNICATION “A” 8301 Validity: 08/08/2025 Page 5

CONSOLIDATED TEXT | ORIGIN OF PROVISIONS | OBSERVATIONS Sec. | Punto | Párr. | Com. | Anexo | Sec. | Punto | Párr.

1. | 1.1. | “A” 3274 | II | 1. | 1.1.
   1.1.1. | “A” 3274 | II | 1. | 1.1.1. | According to Com. “A” 3498.
   1.1.2. | “A” 3274 | II | 1. | 1.1.2. | According to Com. “A” 3597, 4815, 6634 (includes interpretative clarification), 6706, 6719, 6745, 7318, 7683, 8000, 8124 and “B” 9186.
   1.1.3. | “A” 3274 | II | 1. | 1.1.3. | According to Com. “A” 3498, 3905, 4473, 5945 and 6069.
   1.2. | “A” 3274 | II | 1. | 1.2. | According to Com. “A” 3304, 3498, 3597, 4449, 4716 (includes interpretative clarification), 4815, 5471, 6288, 6327, 6349, 6719, 7046, 7515, 7545 and “B” 9186.
   1.3. | “A” 3274 | II | 1. | 1.3. | According to Com. “A” 5356, 5980, 6209, 6616 and 7019.
   1.3.1. | “A” 3274 | II | 1. | 1.3.1. | According to Com. “A” 3338, 3417, 3498, 3597, 3917, 3967, 4032, 4051, 4147, 4276, 4449, 4473, 4509, 4549, 4602, 4712, 5108, 5356, 5980, 6195, 6526, 6532, 6616, 8299 and 8301.
   1.3.2. | “A” 3274 | II | 1. | 1.3.2., 1.3.3. and 1.3.4. | According to Com. “A” 3338, 3399, 3417, 3498, 3597, 3824, 3917, 3967, 4032, 4051, 4147, 4179, 4276, 4449, 4473, 4509, 4549, 4602, 4754, 4809, 4851, 5007, 5091, 5164, 5234, 5356, 5534, 5555, 5569, 5873, 5893, 5980, 6148, 6195, 6341, 6526, 6532, 6616, and 7573.
   1.3.3. | “A” 3274 | II | 1. | 1.3.5. | According to Com. “A” 3338, 3417, 3498, 3597, 3917, 3967, 4032, 4051, 4147, 4276, 4449, 4509, 4549, 5356, 5980, 6195, 6526, 6532, 6616, 8299 and 8301.
   1.3.4. | “A” 3274 | II | 1. | 1.3.7. | According to Com. “A” 5356, 6616, 6350 and 7824.
   1.3.5. | “A” 3498 único | 1. | 1.3.8. and 1.3.12. | According to Com. “A” 3506 (pt. 2.), 3549, 3732, 3824, 3905, 3917, 3925, 3967, 4032, 4140, 4179, 4276, 4360 (pt. 3.), 4449, 4549, 4602, 4754, 4851, 5356, 5534, 5555, 5569, 5873, 5893, 5945, 5980, 6195, 6519, 6526, 6532, 6616, 6728, 6978, 7536, 8189 and 8286.
   1.3.6. | “A” 3498 único | 1. | 1.3.11. | According to Com. “A” 3597, 3732, 4032, 5356, 6595, 6616 and 6776.

B.C.R.A. ORIGIN OF THE PROVISIONS CONTAINED IN THE CONSOLIDATED TEXT ON MINIMUM CASH