Regulatory Alerts2025-10-28 | 51/4Added · Updated
Decision No. 51/4 of 28 October 2025 Regarding the Preliminary Request for Partial Annulment of CNPF Decision No. 44/1 of 12 September 2025 Concerning OCN EASY CREDIT SRL
The National Bank of Moldova's National Financial Market Commission (CNPF) issued Decision No. 51/4 to reject the preliminary request filed by OCN EASY CREDIT SRL seeking partial annulment of its prior Decision No. 44/1, which had found certain credit contract clauses abusive. The CNPF upheld its original findings that the creditor violated consumer protection laws by using non-standard terminology and imposing disproportionate penalty clauses. The Commission affirmed that the administrative procedure was conducted objectively and impartially, noting that the final determination of clause nullity remains the exclusive prerogative of the civil courts.