Regulatory Alerts2025-11-04 | 53/1Added · Updated
Decision No. 53/1 of 4 November 2025 Approving Recommendations for Insurance Companies on the Compliant Application of Civil Law Provisions in Insurance
The National Commission for Financial Markets (CNPF) of Moldova issued Decision No. 53/1 to approve binding recommendations for insurance companies regarding the compliant application of civil law provisions. The document mandates the removal of discriminatory clauses based on sex, pregnancy, and maternity, as well as the correction of precautionary measure clauses that improperly exclude liability for simple negligence. It further requires insurers to align notification deadlines, payment terms, and proportional indemnity calculations with the Civil Code to ensure consumer protection and legal compliance.