Circular 14/2016: Information and Advice in the Sale of Life Insurance with Investment Options

The Norwegian Financial Supervisory Authority issued Circular 14/2016 to regulate information and advice requirements for life insurance products with investment options. The circular applies to life insurance companies, branches of foreign life insurers, pension funds, deposit pension companies, and insurance agents for foreign insurers. It mandates strict adherence to regulatory standards to ensure proper consumer protection during the sale of these financial products.

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Circular/Guidance

Circular 14/2016

Information and advice in the sale of life insurance with investment options (pdf)

Appendix: Overview of relevant legislation and previous statements by the Norwegian Financial Supervisory Authority (pdf)

The circular applies to

Life insurance companies
Branches of foreign life insurance companies (NUF) Pension funds Deposit pension companies Insurance agents for foreign insurance companies

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Circular 14/2016: Information and Advice in the Sale of Life Insurance with Investment Options

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