Deposits, Cheques and Transfers and Payment Orders to the Public Sector

Intermediary Circular No. 763 to Banks

We enclose a copy of Intermediary Decision No. 13817 dated May 8, 2026, concerning the amendment of Basic Decision No. 6895 dated February 14, 1998, regarding deposits, cheques, transfers and payment orders for the benefit of the public sector, attached to Basic Circular No. 38.

Beirut, May 8, 2026

Governor of the Central Bank of Lebanon
Karim Saeed

Intermediary Decision No. 13817
Amending Basic Decision No. 6895 dated February 14, 1998

The Governor of the Central Bank of Lebanon, pursuant to the Monetary and Exchange Law, particularly Article 174 thereof, and pursuant to the provisions of paragraph (a) of Article 85 of the Monetary and Exchange Law, based on Basic Decision No. 6895 dated February 14, 1998 and its amendments regarding deposits, cheques, transfers and payment orders for the benefit of the public sector, based on a decision by the Central Bank Council taken in its session held on May 6, 2026, hereby decides as follows:

Article One: The title of Basic Decision No. 6895 dated February 14, 1998 is repealed and replaced with the following text:
"Deposits, cheques, transfers and payment orders for public sector persons and the loans granted to them."

Article Two: The text of Article One of Basic Decision No. 6895 dated February 14, 1998 is repealed and replaced with the following text:
"All banks are requested, except for explicit exceptional cases stipulated in legal texts, to refrain from:

• accepting deposits from the public sector either directly under the name of the public person or in the name of one of its officials and employees.
• accepting any cheques, transfers or payment orders for the benefit of any person from public sector persons to collect their value and deposit it in their account held with the bank, under penalty of return when presented to clearing houses.
• granting facilities (loans) to public sector persons."

Article Three: The text of Article Two of Basic Decision No. 6895 dated February 14, 1998 is repealed and replaced with the following text:
"All banks are requested to provide, monthly, the Data Management and Economic Analysis Unit at the Central Bank of Lebanon with details of public sector deposits held by them and/or loans granted to the public sector, in accordance with the following guidelines:
First: The term 'public sector' includes general administrations, public institutions including those with a commercial character, municipalities, independent services, the National Social Security Fund, independent funds, and cash collection agents, all falling under the Ministry of Finance. Second: The 'public sector deposits' section in the monthly balance sheet, bearing code (20900) of Form 2010, must encompass all accounts of depositors from the public sector identified in item one above. Third: The required information according to Form (-01PSDL) attached to this decision is prepared and sent with the monthly balance sheets via the project for electronic transmission of statistical reports (eSTR) within the SEBIL system. This form is sent even if there are no public sector deposits or loans at the concerned bank. Fourth: Attention must be drawn to the necessity of matching:

• The total of the public sector item with the balance of the specific automated sorting code (20900) plus various creditors (public sector 21220) in Form 2010.
• The total of the public sector loans item with the specific automated sorting code (11600) in Form 2010."

Article Four: The form attached to Basic Decision No. 6895 dated February 14, 1998 is repealed and replaced with Form (-01PSDL) attached to this decision.

Article Five: This decision takes effect as of the suspended position dated May 31, 2026.

Article Six: This decision is published in the Official Gazette.
Beirut, May 8, 2026
Governor of the Central Bank of Lebanon
Karim Saeed

Form -01PSDL
Details of Public Sector Deposits and Loans Amounts in thousands of Lebanese Lira

Account Code	Item Name	Deposits (LBP)	Deposits (FCY equiv. LBP)	Loans (LBP)	Loans (FCY equiv. LBP)
1000+1200+1300+1400+1500+1600+1900	1000 Ministries and General Administrations
1100	Ministry of Finance
1200	Ministry of Telecommunications
1300	Ministry of Public Works
1400	Ministry of Health
1500	Ministry of Energy
1600	Ministry of Interior
1900	Other Ministries
2000	Municipalities
3000	National Social Security Fund
4100+4200	4000 Non-financial Public Institutions
4100	Investment Institutions (Commercial Character)
4101+4102+4103+4104+4105+4106+4107+4108+4109+4110+4111+4112+4113+4114+4115+4116+4117+4118+4119+4120+4190	4101 Electricity Establishment (EDL) / 4102 Tea & Tobacco Monopoly Administration / 4103 Railways & Public Transport / 4104 Lebanon TV / 4105 National Investment Guarantee Fund / 4106 Public Institution for Investment Projects in Beirut Airport Zone / 4107 National Employment Guarantee Fund / 4108 Beirut Port Authority / 4109 National Litani River Service / 4110 Sour Port Investment Service / 4111 Tripoli Port Investment Service / 4112 Sidon Port Investment Service / 4113 Internal Fund for Vocational Education Directorate / 4114 Industrial Centers Authority / 4115 National Drug Office / 4116 National Center for Research and Development / 4117 Aéroports du Liban (AOML) Authority / 4118 Public Institution for Southern Suburb Planning (Al-Yassar) / 4119 National Music Institute / 4120 Water Services / 4190 Other Non-financial Public Institutions
4200	Administrative Institutions (Non-Commercial)
4201+4202+4203+4204+4205+4206+4207+4208+4209+4210+4211+4212+4213+4214+4215+4216+4217+4218+4219+4220+4221+4222+4223+4224+4225+4226+4227+4228+4229+4290	4201 Public Institution for Alternative Crops / 4202 Public Institution for Investment Promotion / 4203 Public Institution for Popular Markets & Consumer Protection / 4204 National Employment Fund / 4205 National Archives Institution / 4206 Lebanese Standards & Specifications Institution / 4207 Development Council / 4208 South Council / 4209 National Scientific Research Council / 4210 Beirut City Major Projects Execution Council / 4211 Construction Projects Execution Council / 4212 National Tourism Development Council / 4213 Independent Housing Fund / 4214 Central Fund for Displaced Persons / 4215 Independent Municipal Fund / 4216 Agricultural Research Service / 4217 Tripoli International Fair Service / 4218 Sports City Service / 4219 Silk Office / 4220 Lebanese University / 4221 Green Project / 4222 State Employees Cooperative / 4223 Civil Aviation Safety Center / 4224 Cooperative Center / 4225 National Real Estate Credit Union / 4226 Supreme Relief Authority / 4227 Al-Zahrani Oil Facilities / 4228 National Institution for Government Hospitals Management / 4229 Government Hospitals / 4290 Other Administrative Institutions
1000+2000+3000+4000	4999 Total

Notes:

1. The Central Bank of Lebanon, the Housing Fund, and the Beirut Stock Exchange are classified within the financial sector and do not fall under the public sector.
2. The term 'public sector' includes: general administrations, public institutions including those with a commercial character, municipalities, and independent services.
3. Attention is drawn to the necessity of matching the total of the public sector item with the balance of the specific automated sorting code (20900) plus various creditors (public sector 21220) in Form 2010.
4. Attention is drawn to the necessity of matching the total of the public sector loans item with the specific automated sorting code (11600) in Form 2010.