2015-10-20

Added 2026-08-10 · Updated 2026-08-14

DFIM Circular No. 10: Prohibition on Renewing Revolving Loans Without Adjusting Overdue Amounts

Financial Institutions in Bangladesh are prohibited from renewing any revolving loan account without first adjusting its overdue amount. This directive addresses the practice of classifying non-performing loans as regular by rolling over outstanding balances, which obscured true loan classification status and increased credit risk. The circular explicitly voids DFIM Circular No. 02 dated July 02, 2014, and its instructions take effect immediately.

Bangladesh

Bangladesh Bank

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