Directive No. 04/DSB/DRO/2021

GOVERNOR
DIRECTIVE NO. 04/DSB/DRO/2021
ORIGIN: Banking Supervision Department (DSB)
Financial System Regulation and Organization Department (DRO) DATE: 21/05/2021 SUBJECT: FINANCIAL SYSTEM

• Reporting Deadlines for Information via the Financial Institutions Portal (FIP)

Whereas it is necessary to align the reporting deadlines for information that Financial Institutions must submit to the National Bank of Angola (NBA); Pursuant to the combined provisions of Article 21 of Law No. 16/10, dated July 15, the National Bank Act, and Article 235 of Law No. 14/21, dated May 19, the General Regime for Financial Institutions Act, and in exercise of the competence conferred upon me by Article 51 of Law No. 16/10, dated July 15, the National Bank Act. This Directive serves to establish the following:

1. Financial Institutions subject to the supervision of the National Bank of Angola must, within the deadlines set out below, submit accounting, statistical, and management information electronically via the Financial Institutions Portal (FIP), strictly observing the models defined for this purpose.
2. The documents referred to in the preceding paragraph must be submitted in XML format via the FIP.
3. For the purposes of the preceding paragraph, whenever the FIP is unavailable for sending and receiving information under this Directive, Institutions must submit it in Excel format.
4. The information submitted by Financial Institutions, previously validated by the respective systems, must be:
   a) Final, not allowing provisional data; and b) In case of error, it will notify the Institution of detected irregularities for correction purposes, without exempting it from complying with the established deadlines.
5. Financial Institutions must submit the information referred to in Article 1 of this Directive within the following deadlines:
   a) Daily, by 08:30 on the following day; b) Weekly, by 08:30 on the Monday of the following week; c) Biweekly, within 48 hours after the end of each fortnight; d) Monthly, by the 8th day of the following month; e) Quarterly, within 30 days after the end of each quarter; f) Semi-annual, within 45 days after the end of each semester; and g) Annual, by April 30 of the following year.
6. Without prejudice to the preceding paragraph, Financial Institutions must report monthly:
   a) The regulatory own funds, regulatory capital requirements, and large exposure limits statements, by the 12th (twelve) day of the following month; b) The number of cards and system attack information statements, by the 7th (seven) day of the following month.
7. The information to be submitted must reflect the Institution's actual accounting status and comply with banking best practice principles and procedures.
8. Non-compliance with the provisions of this Directive constitutes an offense provided for and punishable under Law No. 14/21, dated May 19, the General Regime for Financial Institutions Act.
9. Directive No. 11/DSB/DRO/2019, dated December 18, on Reporting Deadlines for Information via the Financial Institutions Portal (FIP), and Directive No. 03/DSB/DRO/2020, dated May 28, on the Temporary Amendment of Reporting Deadlines for Information via the Financial Institutions Portal (FIP), are hereby repealed.
10. This Directive enters into force on the date of its publication.

Luanda, May 21, 2021.
BANKING SUPERVISION DEPARTMENT
Elavoko do Rosário Chaves João -Director-

FINANCIAL SYSTEM REGULATION AND ORGANIZATION DEPARTMENT Carla Marisa Rodrigues Madeira Gomes -Director-

ANNEX
Information Reporting Schedule

Code / Report Type	Base Info Type	Analysis Department	Periodicity	System
Annual Balance Sheet	Individual	Annual Balance Sheet	DSB	Annual	SSIF
Quarterly Balance Sheet	Consolidated	Quarterly Balance Sheet	DSB	Quarterly	SSIF
Monthly Balance Sheet	Individual	Monthly Balance Sheet	DSB	Monthly	SSIF
Daily Balance Sheet	Individual	Daily Balance Sheet	DSB/DMA	Daily	SSIF
Liquidity Risk in All Currencies (Individual)	All Currencies Liquidity Risk	DSB	Monthly	SSIF
Liquidity Risk in Significant Foreign Currency (Individual)	Significant Foreign Currency Liquidity Risk	DSB	Biweekly	SSIF
Liquidity Risk in National Currency (Individual)	National Currency Liquidity Risk	DSB	Biweekly	SSIF
Regulatory Own Funds Statement (Individual/Consolidated)	Regulatory Own Funds	DSB	Monthly/Quarterly	SSIF
CRF Requirements for Credit and Counterparty Credit Risk (Individual/Consolidated)	CRF Requirements for Credit and Counterparty Credit Risk	DSB	Monthly/Quarterly	SSIF
CRF Requirements for Market Risk and Counterparty Credit Risk in Trading Book (Individual/Consolidated)	CRF Requirements for Market Risk and Counterparty Credit Risk in Trading Book	DSB	Monthly/Quarterly	SSIF
CRF Requirements for Operational Risk (Individual/Consolidated)	CRF Requirements for Operational Risk	DSB	Monthly/Quarterly	SSIF
Interest Rate Risk in Banking Book Statement (Individual/Consolidated)	Interest Rate Risk in Banking Book	DSB	Semi-annual	SSIF
Prudential Limits for Large Exposures Statement (Individual/Consolidated)	Prudential Limits for Large Exposures	DSB	Monthly/Quarterly	SSIF
Sensitivity Analyses (Individual/Consolidated)	Sensitivity Analyses	DSB	Semi-annual	SSIF
Scenario Analyses (Individual/Consolidated)	Scenario Analyses	DSB	Annual	SSIF
Reverse Stress Tests (Individual/Consolidated)	Reverse Stress Tests	DSB	Annual	SSIF
Credit Granting to the Real Economy Sector Statement (Individual)	Credit Granting to the Real Economy Sector	GAC	Monthly	CIRC
Related Party Credit Reporting (Statement on Amount of Credit to Related Parties)	Related Party Credit Reporting	DSB	Monthly	SSIF
Identification Data Reporting for Natural and Legal Persons (Individual)	Identification Data Reporting for Natural and Legal Persons	GAC	Monthly	CIRC
Credit and Financing Reporting (Individual)	Credit and Financing Reporting	GAC	Monthly	CIRC
Returned Checks for Insufficient Funds Reporting (Individual)	Returned Checks for Insufficient Funds Reporting	GAC	Monthly	CIRC
Impairment Reporting (Individual)	Impairment Reporting	GAC	Monthly	CIRC
Guarantees Reporting (Individual)	Guarantees Reporting	GAC	Monthly	CIRC
Contracts Reporting (Individual)	Contracts Reporting	GAC	Monthly	CIRC
Operations Reporting (Individual)	Operations Reporting	GAC	Monthly	CIRC
Largest Depositors Statement (Individual)	Largest Depositors Statement	DSB	Monthly	SSIF
Number of Clients, Deposit Accounts and Credit Operations	Number of Clients, Deposit Accounts and Credit Operations	DIF/DCF	Quarterly	SSIF
Liquidity Risk Statements	Liquidity Risk Statements	-	-	SSIF
Regulatory Capital Requirements Statements	Regulatory Capital Requirements Statements	-	-	SSIF
Stress Test Results Statement	Stress Test Results Statement	-	-	SSIF
Clients' Credit Operations	Clients' Credit Operations	-	-	SSIF
Submitted and Executed Operations (Submitted and Executed in Foreign Exchange)	Submitted and Executed Operations in Foreign Exchange	DCC	Daily	SSIF
Card Tariffs (costs)	Card Tariff Data	DCF	Monthly	SSIF
Number of Cards (Number of Cards Statement)	Number of Cards Statement	DSP	Monthly	SSIF
Credit Cards (Cards with Credit Function)	Cards with Credit Function	DCF	Monthly	SSIF
System Attack (System Attack Information Statement)	System Attack Information Statement	DSP	Monthly	SSIF
Account Quantities (Bank Accounts Quantity Statement)	Bank Accounts Quantity Statement	DIF	Quarterly	SSIF
Defaulting Entities Statement (Defaulting Entities Statement)	Defaulting Entities Statement	DCC	Biweekly	SSIF
Exchange Rates (Announced Exchange Rates)	Announced Exchange Rates	DES/DSB/DSN/DCC	Daily	SSIF
Foreign Exchange and Travel Checks Import/Export Statement (Foreign Exchange and Travel Checks Import/Export)	Foreign Exchange and Travel Checks Import/Export	DCC /DES/ DSB	Weekly	SSIF
Foreign Currency Requirement (Foreign Currency Requirement)	Foreign Currency Requirement	DMA/DCC	Daily	SSIF
Liquidity Borrowing and Lending (Liquidity Borrowing and Lending)	Liquidity Borrowing and Lending	DMA/DCC	Daily	SSIF
Foreign Currency Purchase and Sale (Foreign Currency Purchase and Sale)	Foreign Currency Purchase and Sale	DMA/DCC	Daily	SSIF
Foreign Currency Purchase, Sale and Conversion (Foreign Currency Purchase, Sale and Conversion)	Foreign Currency Purchase, Sale and Conversion	DMA/DCC	Daily	SSIF
Daily Position (Daily Deposit Portfolio Position Statement)	Daily Deposit Portfolio Position Statement	DES	Daily	SSIF
Interest Rate (Interest Rate)	Interest Rate	DES	Daily/Monthly	SSIF
Monthly Credit Report by Economic Activity Subsection (Individual)	Monthly Credit Report by Economic Activity Subsection	DES	Monthly	SSIF
Monthly Deposit Report by Market Segment (Individual)	Monthly Deposit Report by Market Segment	DES	Monthly	SSIF
Exchange Position Statement (Exchange Position)	Exchange Position	DMA/DSB	Daily	SSIF
Credit Card Tariffs (Interest Rates, Commissions and Expenses)	Interest Rates, Commissions and Expenses	DCF	Monthly	SSIF
International Brand Prepaid Card Tariffs (Commissions/Expenses)	Commissions/Expenses	DCF	Monthly	SSIF
International Brand Debit Card Tariffs (Commissions/Expenses)	Commissions/Expenses	DCF	Monthly	SSIF
Updated Information on Agency Network (Operating and Closed Agencies)	Operating and Closed Agencies	DRO/DCF	Annual	SSIF
Dormant Accounts (Accounts without Activity for over One Year)	Accounts without Activity for over One Year	DCF	Annual	SSIF
Closed Accounts (Number of Closed Accounts throughout the Year)	Number of Closed Accounts throughout the Year	DCF	Annual	SSIF
Quarterly Balance Sheet / NFIBs (Individual)	Quarterly Balance Sheet	DSN	Quarterly	SSIF
Annual Balance Sheet / NFIBs (Individual)	Annual Balance Sheet	DSN	Annual	SSIF
Foreign Exchange Operations (Foreign Exchange Operations Statement)	Foreign Exchange Operations Statement	DSN	Monthly	SSIF
Value Transfer Operations (Value Transfer Operations Statement)	Value Transfer Operations Statement	DSN	Daily	SSIF
Non-Performing and Restructured Exposures and Assets Foreclosed in Payment-in-Kind (Non-Performing Exposures Statement_NPL)	Non-Performing Exposures Statement_NPL	DSB	Quarterly	SSIF
Additional Information on New Credits and Deposits (SSIF)	-	SSIF	-	SSIF

SSIF - Financial Institutions Supervision System CIRC - Credit Risk Information Center IFNBs - Non-Banking Financial Institutions