DMD Circular Letter No. 09: Regarding the continuation of the savings certificate sales service

50119

Bangladesh Bank
(Central Bank of Bangladesh)
Head Office
Motijheel, Dhaka-1000
Bangladesh.

Department of Monetary Management

10 Asharh 1433
Date: -------------------
24 June 2026

DMD Circular Letter No. 09/2026

Managing Director/Chief Executive Officer
All Scheduled Banks operating in Bangladesh

Dear Sir,

Regarding the continuation of the savings certificate sales service.

Recently, complaints have been received from customers at various levels stating that although scheduled banks are listed for the sale of savings certificates, they are discouraging customers from investing in savings certificates through various processes.

2. In accordance with the instructions of Section 3 of the Sanchayapatra Rules, 1977, you are advised to provide maximum assistance in the sale of savings certificates to investors as the Issuing Office of savings certificates, and to regularly monitor the savings certificate-related activities of branches to ensure service quality. You are also advised to display the process for accepting immediate customer complaints in visible places at branches and to take prompt action regarding complaints.

Yours faithfully,

(Inteqmal Hossain)
Director (DMD)
Phone: 9530131
E-mail: istequemal.hussain@bb.org.bd

Enclosure: As described (02 pages).

Phone: 88-02-9550448, 9554896, IP: 88-02-55665001-6, Fax: 88-02-9530479, Web: www.bb.org.bd

*

Published in the Bangladesh Gazette Extraordinary Dated, 29th December, 1977

NOTIFICATION
SANCHAYAPATRA RULES, 1977
(Amended up to 30 June, 2015)

Government of the People’s Republic of Bangladesh

Ministry of Finance
Internal Resources Division

Page. No. 2

*

[Published in the Bangladesh Gazette Extraordinary Dated, 29th December, 1977]

Government of the People’s Republic of Bangladesh Ministry of Finance (Budget Wing)

NOTIFICATION
Dhaka, the 20th December, 1977

No. MF/Bud-II(10)/Savings-51/77/178- The government of the People’s Republic of Bangladesh is pleased to make the following Rules namely :

SANCHAYAPATRA RULES, 1977
(Amended up to 30 June, 2015)

1. SCOPE

1. Short title, application and commencement.- (1) These Rules may be called “the Sanchayapatra Rules, 1977(Amended up to 30 June, 2015)”:
(2) These Rules shall apply to the 5 year Bangladesh Sanchayapatra. Tin Mash Antar Munafavittik 3 year Sanchayapatra and any other Sanchayapatra introduced in future. And a person who buys the Sanchayapatras shall be bound by these Rules. (3) These Rules shall come into force at once.

2. Definition.- For the purpose of these Rules the word “Certificate” or “Sanchayapatra” shall mean the 5 year Bangladesh Sanchayapatra. Tin Mash Antar Munafavittik 3 year Sanchayapatra and any other Sanchayapatra introduced in future.

3. Office of Issue, etc.- A certificate may be issued by the Bangladesh Bank, the Schedule Banks, the Post Office and the National Savings Bureau each one of which shall be called “Issuing Authority” and each of their offices shall be called “Office of Issue”.

Page. No. 3