Regulatory Alerts2025-07-01
Added
DMD Circular Letter No. 11: Regarding Profit Rate Refixation in National Savings Schemes
The document notifies the refixation of profit rates for National Savings Schemes for the July-December 2025 period, effective July 1, 2025. Rates are determined in two tiers based on cumulative investment: 7.50 lakh BDT and below, and above 7.50 lakh BDT. Specific rates are prescribed for five-year maturity Bangladesh Savings Certificates, three-monthly profit-based savings certificates, pensioner savings certificates, family savings certificates, and post office savings bank fixed deposits, while rates for wage earner development bonds, US dollar premium bonds, US dollar investment bonds, and post office savings bank general accounts remain unchanged. Investors retain the rate prevailing at issuance for the full tenure unless they reinvest, in which case the new rate applies from the reinvestment date.