Regulatory Alerts2018-02-20
Added · Updated
DOS Circular No. 02: Regarding Advance-Deposit Ratio (ADR)/Investment-Deposit Ratio (IDR)
The Department of Off-Site Supervision extends the compliance deadline for reducing the Advance-Deposit Ratio (ADR) and Investment-Deposit Ratio (IDR) to specified maximum limits from June 30, 2018, to December 31, 2018. This extension applies to scheduled banks in Bangladesh, allowing temporary increases in these ratios resulting from the conversion of customer-friendly investment products into loans before the new deadline without constituting a violation. The circular mandates that all banks must ensure their ADR and IDR are brought down to the prescribed limits by December 31, 2018.
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