Regulatory Alerts2017-06-07
Circular dated May 7, 2017 regarding locally systemically important banks
The data is already presented in the form of weighted indices for four main indicators. These include the bank's overall rating, the deposit money ratio, lending interest rates, and loan interest rates. Here is the breakdown of these indices as mentioned in the provided table: | Weight | Index | | |--------|----------------------|--------------------------| | | Bank Overall Rating | | | | Deposit Money Ratio | | | | Lending Interest Rate | | | | Loan Interest Rate | | The deposit money ratio is at a low weight of 20%, while lending and loan interest rates each have a weight of 40%. The overall bank rating has the highest weight of 25%. There are also secondary, equally weighted indices for each of these main indicators. Here is the table illustrating this: | Weight | Secondary Index | | |--------|----------------------------|--------------------------| | | Deposit Money Subindex | | | | Lending Interest Rate Sub | | | | Loan Interest Rate Sub | | | | Bank's Capital Adequacy Ratio | | The weighted average of these sub-indices for the overall bank rating is not directly provided in the table. However, you can calculate it using the following formula: ``` Weighted Average = (Subindex Value / Total Values) * (Total Values / SubIndex Minimum Value) أ- حساب قيمة الفرعي قيمة الفرعي = قيمة الفرعي للبنك قيمة المؤشر إجمالي ب- حساب متوسط بأس ج- حساب متوسط محدد للمؤشر الرئي"