Final Order Denying Petition for Waiver or Variance from Rule 69V-40.00112

The Office of Financial Regulation denied Jason Halstead’s petition for a permanent waiver or variance from Rule 69V-40.00112, Florida Administrative Code, which mandates a 20-year disqualification period for licensure as a mortgage loan originator due to multiple criminal convictions. The petitioner sought relief from the mandatory waiting period triggered by a 1998 Class B crime and a 2014 Class D crime, arguing substantial hardship and rehabilitation. The Office concluded that the rule implements a statutory 15-year disqualification for felonies involving moral turpitude and that the agency cannot grant a waiver that would nullify its duties under the law. Consequently, the petitioner remains ineligible for licensure until the expiration of the required disqualifying period.

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Index: OFR 2026 - 465
STATE OF FLORIDA
OFFICE OF FINANCIAL REGULATION
In Re:
JASON HALSTEAD, Petition for Waiver or Variance from Rule 69V-40.00112, Florida Administrative Code, Petitioner. FINAL ORDER OCJ<tT£0 • { 9/24/2026 \ LEGAL BH Case Number: 139638 The Office of Financial Regulation ("Office"), having considered the Petition for Waiver or Variance from Rule 69V-40.00112, Florida Administrative Code ("Petition"), filed by Jason Halstead ("Petitioner"), hereby states the following:
Section 120.542(8), Florida Statutes, provides that an order granting or denying a petition for
waiver or variance "shall contain a statement of the relevant facts and reasons supporting the agency's action." Having considered all relevant facts and pertinent law, and pursuant to section 120.569(2)(1), Florida Statutes, which provides that a "final order in a proceeding which affects substantial interests must be in writing and include findings of fact, if any, and conclusions of law separately stated," the Office enters this Final Order DENYING Petitioner's request waiver or variance from Rule 69V-40.00112, Florida Administrative Code. FINDINGS OF FACT

Petitioner submitted a petition for permanent waiver or variance from Rule 69V40.00112, Florida Administrative Code (the "Petition"), dated March 26, 2026, which was received
by the Office on June 29, 2026. (Exhibit A)
The Office considered all the information Petitioner provided in the Petition and,
pursuant to Rule 28-104, Florida Administrative Code, has taken such information as fact for the

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Source: Florida Office of Financial Regulation — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works