Regulatory Alerts2026-07-17
Added · Updated
Final Report on Draft RTS and ITS for Material Acquisitions, Transfers, Mergers, and Divisions
The European Banking Authority establishes Regulatory Technical Standards requiring credit institutions, financial holding companies, and mixed financial holding companies to submit detailed notifications and undergo prudential assessments for material acquisitions, transfers, mergers, and divisions. Materiality thresholds are set at 15% of total eligible capital for acquisitions and 10% or 15% of total assets or liabilities for transfers, depending on whether the transaction occurs within or outside the group. The Implementing Technical Standards define common procedures and templates for consultation between competent authorities, including requirements for joint decisions when assessments occur at both individual and consolidated levels. Proportionality principles allow for reduced information submissions for intra-group operations and small entities with low complexity, particularly where merger impact ratios are below 15%.
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