Förordning (2004:329) om bank- och finansieringsrörelse (Banking and Financing Business Ordinance (2004:329))

English translation of the Swedish text from riksdagen.se (the Swedish text is the official one). Retrieved 2026-10-26.

Swedish Code of Statutes

The Swedish Code of Statutes (SFS) contains current laws and ordinances. If a statute is amended, the old text is replaced by the new one.

SFS no.:

2004:329 Ministry/authority:

Ministry of Finance FMA B Issued:

2004-05-19 Amended:

up to and including SFS 2026:1092 Other text:

Correction sheet 2005:566 has been observed.

Amendment register:

SFSR (Government Offices)

Source:

Full text (Government Offices)

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Contents:

• Chapter 1. Introductory provisions

• Chapter 1 a. Special provisions for European companies and European cooperative societies that conduct banking or financing operations

• Chapter 1 b. The chapter has been repealed by ordinance (2020:678).

• Chapter 2. Application for authorisation

• Chapter 3. Notification for registration

• Chapter 4. Bank register

• Chapter 5. Authorisations

• Transitional provisions

Chapter 1. Introductory provisions

Definitions

Section 1 In this ordinance the following terms mean

1. bank: such a banking company as is specified in Chapter 1, Section 5 of the Banking and Financing Business Act (2004:297),

2. credit market company: such a credit market company or such a credit market association as is specified in Chapter 1, Section 5 of the Banking and Financing Business Act,

3. credit institution: bank and credit market company,

4. foreign banking company: foreign company that in its home country has authorisation to conduct banking operations,

5. foreign credit company: foreign company that in its home country has authorisation to conduct financing operations, and

6. foreign credit institution: foreign banking company and foreign credit company. Ordinance (2026:1084).

Scope of application

Section 2 For registration of banking limited companies and credit market limited companies, the Companies Ordinance (2005:559) also applies, with the exception of

• Chapter 1, Section 41 b, first paragraph and Section 41 c, Chapters 2 and 3,

Sections 1-6 and 7 a in respect of banking limited companies, and

• Chapter 1, Section 41 b, first paragraph and Section 41 c in respect of credit market limited companies. Ordinance (2026:1084).Section 2 a For registration of member banks and credit market associations, the Ordinance (2018:759) on economic associations also applies, with the exception of Chapters 3 and 4 in respect of member banks. Ordinance (2026:1084).Section 3 /Ceases to apply U:2027-01-11/ For foreign credit institutions that conduct banking or financing operations from a branch under Chapter 4, Section 4 of the Banking and Financing Business Act (2004:297), the provisions in

• Sections 4-6, Chapter 3, Sections 5, 6, 8-10 and 24, Chapter 4, Sections 23 and 26 and Chapter 5, Section 2 of this ordinance,

• Chapter 1, Sections 3, 4 and 52 of the Companies Ordinance (2005:559), and

• Chapter 2, Sections 5-7 and 30 of the Ordinance (2018:759) on economic associations.The same applies to foreign credit institutions that conduct banking or financing operations from a branch under Chapter 4, Section 1 of the Banking and Financing Business Act, with the exception of Section 4 and Chapter 5, Section 2, item 1 of this ordinance. Ordinance (2020:678).Section 3 /Enters into force I:2027-01-11/ For foreign credit institutions that conduct banking or financing operations from a branch under Chapter 4, Section 1 of the Banking and Financing Business Act (2004:297), the provisions in

• Sections 5 and 6, Chapter 3, Sections 5, 6, 8-10 and 24, Chapter 4, Sections 23 and 26 and Chapter 5, Section 2, items 2-19 of this ordinance,

• Chapter 1, Sections 3, 4 and 52 of the Companies Ordinance (2005:559), and

• Chapter 2, Sections 5-7 and 30 of the Ordinance (2018:759) on economic associations. Ordinance (2026:1085).

Provisions on notification and application documents

Section 4 Applications under the Banking and Financing Business Act (2004:297) and the Savings Banks Act (1987:619) that are to be examined by the Financial Supervisory Authority shall be submitted to the Authority.

Ordinance (2020:678).Section 5 Copies submitted under this ordinance shall be certified.A document that under this ordinance is to be submitted in copy may also be submitted in original. Ordinance (2007:1468).Section 5 a If a certificate under this ordinance is drawn up in electronic form, it shall be signed with such an advanced electronic signature as referred to in Article 3 of Regulation (EU) No 910/2014 of the European Parliament and of the Council of 23 July 2014 on electronic identification and trust services for electronic transactions in the internal market and repealing Directive 1999/93/EC, in the original wording. Ordinance (2016:585).Section 6 A notification or an application made for a bank or a credit market company under this ordinance shall contain information on the company's organisation number under the Act (1974:174) on identity designation for legal persons etc.

The Financial Supervisory Authority's supervision and supervisory powers

Section 7 Provisions on the Financial Supervisory Authority's review and evaluation of credit institutions and examination of whether board members, the managing director and key persons meet the suitability requirements are found in Section 9 of the Ordinance (2014:993) on special supervision and capital buffers.If the Financial Supervisory Authority intends, pursuant to Chapter 15, Section 1 of the Banking and Financing Business Act (2004:297), to order a credit institution to provide extra and more frequent reporting, the conditions in Article 104.2 of Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC, as amended by Directive (EU) 2024/1619 of the European Parliament and of the Council (the Capital Requirements Directive), apply.

Ordinance (2026:1084).

Voluntary liquidation of credit institutions

Section 8 If a credit institution intends to decide on liquidation, the institution shall, as early as possible before the decision, consult the Financial Supervisory Authority on this. Ordinance (2007:339).

Notifications to European institutions

Section 9 The Financial Supervisory Authority shall notify the European Commission, the European Banking Authority and the European Banking Committee to the extent that follows from the Capital Requirements Directive.

Förordning (2020:1216). 9 a § Finansinspektionen shall, in accordance with Article 91.9 of the Capital Requirements Directive, collect information that a credit institution shall disclose about its diversity policy under Article 435.2 c of the European Parliament and Council Regulation

(EU) No 575/2013 of 26 June 2013 on prudential requirements for credit institutions and amending Regulation (EU) No 648/2012 and provide this information to the European Banking Authority.

Förordning (2026:1084). 9 b § Finansinspektionen shall notify the European Banking Authority to the extent that follows from Directive 2014/59/EU of the European Parliament and of the Council of 15 May 2014 establishing a framework for the recovery and resolution of credit institutions and investment firms and amending Council Directive 82/891/EEC and Directives 2001/24/EC, 2002/47/EC, 2004/25/EC, 2005/56/EC, 2007/36/EC, 2011/35/EU, 2012/30/EU and 2013/36/EU of the European Parliament and of the Council, as well as Regulations (EU) No 1093/2010 and (EU) No 648/2012 of the European Parliament and of the Council, in the original wording (the Crisis Management Directive).

Förordning (2015:1036).

Certain obligations for Finansinspektionen

10 § Finansinspektionen shall make available on its website the information that shall be disclosed under

1. Article 112 of the Crisis Management Directive, and

2. Articles 24 and 26 of Directive (EU) 2019/2162 of the European Parliament and of the Council of 27 November 2019 on the issue of covered bonds and covered bond public supervision and amending Directives 2009/65/EC and 2014/59/EU, in the original wording.

Förordning (2022:805). 11 § In the case of approval of agreements on intra-group financial support, Finansinspektionen shall, within four months from the day on which the authority or another coordinating supervisory authority received the application, seek to agree with the other competent authorities on whether the conditions of the proposed agreement are compatible with the conditions for financial support under Article 23 of the Crisis Management Directive. If an agreement under the first paragraph has not been reached within four months, Finansinspektionen shall, in its capacity as coordinating authority, decide whether the application shall be approved. If any of the competent authorities, within the time limit specified in the first paragraph, has referred the matter to the European Banking Authority in accordance with Article 19 of Regulation (EU) No 1093/2010 of 24 November 2010 establishing a European Supervisory Authority (European Banking Authority), amending Decision No 716/2009/EC and repealing Commission Decision 2009/78/EC, as amended by Regulation 806/2014/EU of the European Parliament and of the Council, the authority shall postpone its decision under the second paragraph for one month and await the decision that the European Banking Authority may take under Article 19.3 of the same Regulation. Finansinspektionen shall comply with a decision on the matter from the European Banking Authority. If the European Banking Authority has not taken a decision within one month, the authority may decide in accordance with the second paragraph.

Förordning (2015:1036).

Chapter 1 a. Special provisions for European companies and European cooperative societies conducting banking or financing operations

1 § Finansinspektionen shall attach a copy of the decision to a notification under Chapter 10, Section 40, fifth paragraph, or Chapter 12, Section 24, fifth paragraph, of the Banking and Financing Business Act (2004:297) concerning a final decision on authorisation to transfer the registered office. Förordning (2006:917). 2 § In the case of dualistically organised European companies and European cooperative societies conducting banking or financing operations, what is said about board members in Chapter 2, Section 1, first and second paragraphs, shall also apply to members of the supervisory body.

Förordning (2020:678). 3 § When the European Cooperative Society Ordinance (2006:922) is applied to European cooperative societies conducting banking operations,

• references to the companies register shall instead refer to the banking register, and

• the reference in Section 18 of that Ordinance to Chapter 3, Sections 1 and 2 of the Companies Ordinance (2005:559) shall instead refer to Chapter 4, Sections 29 and 30 of this Ordinance. Förordning (2020:678).

Chapter 1 b. The chapter has been repealed by Förordning (2020:678).

Chapter 2. Application for authorisation

Authorisation to conduct operations

1 § An application for authorisation to conduct banking or financing operations and approval of articles of association, rules or regulations under Chapter 3, Sections 2 and 3 of the Banking and Financing Business Act (2004:297) shall contain information on the full name, postal address and personal identity number or, if such is lacking, date of birth of all

1. founders or board members of a banking company, a savings bank or a credit market company, and

2. board members of a member bank or credit market association. For a founder or board member with a residence different from the postal address, the residence shall also be stated. An application in connection with a merger by combination shall contain corresponding information on all board members of the transferring credit institutions. The application document shall be signed by all founders or board members and contain an assurance that they are not bankrupt or subject to a business prohibition and that they also do not have an administrator under Chapter 11, Section 7 of the Parental Code.

Förordning (2020:678). 2 § Together with an application for authorisation to conduct banking or financing operations, the following documents shall be submitted:

1. a plan for the planned operations (business plan),

2. a proposal for articles of association, rules or regulations or for amendments to these, and

3. a description of the governance arrangements, processes and methods referred to in Article 74.1 of the Capital Requirements Directive. The business plan shall include information on the organisational structure and, where applicable, parent undertakings, financial holding companies and mixed financial holding companies at group level. Förordning (2020:1216). 3 § Finansinspektionen shall notify the Swedish Companies Registration Office

• when a limited liability company that is registered in the companies registration office or an economic association that is registered in the associations register has been granted permission to conduct banking business, and

• when a bank limited liability company's or a member bank's permission to conduct banking business has been revoked and the limited liability company or the economic association has instead been granted permission to conduct another permission-requiring financial business. The information in the bank register shall be entered in the companies or associations register. Together with a notification according to the first paragraph, the Swedish Financial Supervisory Authority shall submit the articles of association, statutes and general meeting and board minutes. Ordinance (2020:678). Section 4 A bank limited liability company, a member bank or a credit market company shall notify the Swedish Financial Supervisory Authority when the company intends to start conducting banking or financing business. Before the company starts conducting banking or financing business, it shall submit to the Swedish Financial Supervisory Authority a certificate that the company has such a large initial capital as stated in Chapter 3, Section 5 or 7 of the Act (2004:297) on banking and financing business. The certificate shall have been issued by an approved or authorized auditor. Ordinance (2020:678). Section 5 /Ceases to apply U:2027-01-11/ A foreign bank company or a foreign credit company that shall conduct business according to Chapter 4, Section 1 or 4 of the Act (2004:297) on banking and financing business shall notify the Swedish Financial Supervisory Authority when the company starts its business in Sweden. Section 5 /Enters into force I:2027-01-11/ A foreign bank company or a foreign credit company that shall conduct business according to Chapter 4, Section 1 of the Act (2004:297) on banking and financing business shall notify the Swedish Financial Supervisory Authority when the company starts its business in Sweden. Ordinance (2026:1085).

Permission to implement a conversion plan

Section 5 a Has been repealed by Ordinance (2026:1084). Section 5 b Has been repealed by Ordinance (2026:1084). Section 5 c Has been repealed by Ordinance (2026:1084). Section 5 d Has been repealed by Ordinance (2026:1084).

Permission to implement a merger, division or conversion plan

Section 5 e Together with an application for permission to implement a conversion plan according to Chapter 10, Section 30 h of the Act (2004:297) on banking and financing business, the following shall be submitted

1. a copy of the conversion plan with the documents attached to it,

2. a copy of the board's report according to Chapter 24 a, Section 6 of the Companies Act (2005:551) with any opinion from the employees or their representatives,

3. a copy of the minutes from the general meeting with the resolution on the intended conversion,

4. a copy of documents with views that the company's stakeholders have submitted due to a notice according to Chapter 24 a, Section 12 of the Companies Act, and

5. a document with information that a procedure according to the Act (2008:9) on employees' involvement in cross-border mergers, divisions and conversions has been initiated, provided that the Act is applicable.

Ordinance (2022:1860). Section 5 f The Swedish Financial Supervisory Authority shall notify the Swedish Companies Registration Office according to Chapter 10, Section 30 h of the Act (2004:297) on banking and financing business about decisions that have been issued due to an application for permission to implement a conversion plan when the decision has become final. Ordinance (2026:1084). Section 6 Has been repealed by Ordinance (2026:1084).

Permission to use a certain company name

Section 7 The Swedish Financial Supervisory Authority may grant permission to a bank limited liability company that has taken over a savings bank's business in a conversion according to Chapter 8 of the Savings Banks Act (1987:619) to use the word savings bank in its company name. An application for such permission shall contain an account of the distribution of voting rights in the bank limited liability company and, if the bank limited liability company is included as a subsidiary in a group, the parent company. Ordinance (2018:1828).

Processing of an application for permission to acquire shares or interests

Section 8 The provisions in Sections 9-12 shall be applied in the Swedish Financial Supervisory Authority's processing of applications for permission to acquire shares or interests according to Chapter 14, Section 1, first and second paragraphs of the Act (2004:297) on banking and financing business. Ordinance (2009:592). Section 9 The Swedish Financial Supervisory Authority shall in the written confirmation referred to in Chapter 14, Section 1, third paragraph of the Act (2004:297) on banking and financing business state the day on which the assessment period expires. Ordinance (2009:592). Section 10 If the Swedish Financial Supervisory Authority needs additional information to assess an application for permission to acquire as referred to in Chapter 14, Section 1, first and second paragraphs of the Act (2004:297) on banking and financing business, the authority may order the acquirer to supplement the application. The order shall be in writing and it shall clearly appear which additional information is required. An order for supplementation may not be made later than the fiftieth working day of the assessment period.

Ordinance (2009:592). Section 11 If the Swedish Financial Supervisory Authority requests supplementary information, the assessment period shall be extended by a time corresponding to the number of working days between the day on which the order was sent and the day on which the supplementary information was received by the authority. The extension may not exceed twenty working days unless otherwise follows from the second paragraph. The assessment period may be extended on at most one occasion. The Swedish Financial Supervisory Authority may extend the assessment period by at most thirty working days if

1. the acquirer does not have its residence within the European Economic Area (EEA), or

2. the acquirer is not

a) a credit institution, an electronic money institution, an insurance company, a securities institution, a stock exchange, a fund management company, a fund company or an AIF manager and is under supervision of the Swedish Financial Supervisory Authority, or

b) a foreign company within the EEA that in its home country is permitted to conduct activities corresponding to those of a company referred to in a and that is subject to supervision by an authority or another competent body. Finansinspektionen shall, no later than within ten working days from the receipt by the authority of the supplementary information, send a confirmation to the acquirer that the information has been received. The confirmation shall also state the day on which the assessment period expires. Ordinance (2026:1084). Section 12 Finansinspektionen's decision in a matter concerning authorisation for acquisition shall be in writing. The decision shall be announced within two working days from the time it was made. If an authority or another competent body in another country within the EEA that exercises supervision over the acquirer has submitted comments to Finansinspektionen, these comments shall be stated in the decision. Ordinance (2009:592).

Chapter 3. Notification for registration

Common provisions

Section 1 A notification for registration under the Savings Banks Act (1987:619) shall be made to the Swedish Companies Registration Office. Such a notification may be transmitted electronically to the Swedish Companies Registration Office. Ordinance (2020:678). Section 2 A notification for registration under the Savings Banks Act (1987:619) shall be signed by a board member or the managing director. A notification made by a savings bank in liquidation shall be signed by the liquidator or, if several liquidators have been appointed, one of the liquidators.

Ordinance (2020:678). Section 2 a A notification transmitted electronically to the Swedish Companies Registration Office shall be signed with an electronic signature.

Ordinance (2016:585). Section 2 b Documents that are to be attached to notifications that have been prepared electronically may be transmitted electronically to the Swedish Companies Registration Office. Ordinance (2007:1468). Section 2 c A declaration on honour and conscience in a notification may be signed with an electronic signature. Ordinance (2016:585).

Special provisions for bank limited companies, member banks and credit market companies

New formation

Section 3 A notification for registration of a bank limited company, a member bank or a credit market company under Chapter 1, Section 3 of the Companies Ordinance (2005:559) or Chapter 2, Section 5 of the Ordinance (2018:759) on economic associations shall also contain a declaration on honour and conscience that the auditors meet the eligibility requirements in Chapter 10, Section 9, first paragraph or Chapter 12, Section 9, second paragraph of the Act (2004:297) on banking and financing operations. Ordinance (2020:678).

Termination of liquidation of a member bank

Section 4 In addition to what is stated in Chapter 2, Section 26 of the Ordinance (2018:759) on economic associations, in the case of a member bank, a notification for registration under Chapter 17, Section 43, third paragraph of the Act (2018:672) on economic associations shall contain a declaration on honour and conscience that there is no ground for liquidation under the Act (2004:297) on banking and financing operations. Ordinance (2020:678).

Special provisions for savings banks

New formation

Section 5 A notification for registration of a newly formed savings bank shall contain information on

1. the bank's postal address,

2. full name, personal identity number or, if such is lacking, date of birth, postal address and, if the postal address differs from the residence, residence for the following persons:

a) board member,

b) deputy board member,

c) managing director,

d) deputy for managing director,

e) special authorised signatory,

f) special service recipient under Chapter 3, Section 14, fifth paragraph of the Savings Banks Act (1987:619),

g) auditor,

h) deputy auditor,

i) lay auditor, and

j) deputy for lay auditor, and

3. how the bank's firm is signed.

Ordinance (2020:678). Section 6 In addition to what is prescribed in Section 5, a notification for registration of a newly formed savings bank shall state

1. that all principals have been appointed, and

2. that the entire amount that the basic fund shall amount to according to the regulations has been paid in. Section 7 Has been repealed by Ordinance (2020:678). Section 8 A notification under Section 5 shall contain a declaration on honour and conscience

1. that the persons referred to in Section 5, item 2 are not bankrupt or subject to a business prohibition and also do not have an administrator under Chapter 11, Section 7 of the Parental Code or, in the case of the persons referred to in Section 5, item 2 f, only that he or she does not have an administrator under Chapter 11, Section 7 of the Parental Code,

2. that the bank's auditors and deputy auditors meet the eligibility requirements in Chapter 4 a, Section 3, second and third paragraphs and Section 4 of the Savings Banks Act (1987:619),

3. that the information in the notification on the election of the board chair, managing director, deputy managing director and authorised signatory, on special service recipient, and on how the bank's firm is signed corresponds with the decisions that the bank has made, and

4. that the persons who have been appointed as board members, deputy board members, managing director, deputy for managing director, authorised signatory, auditors, deputy auditors, lay auditors, deputies for lay auditors and special service recipient under Chapter 3, Section 14, fifth paragraph of the Savings Banks Act have accepted the assignments. Ordinance (2020:678). Section 9 If the person notified as board member, deputy board member, managing director, deputy managing director or authorised signatory is not registered in Sweden, a copy of a passport document or other identity document concerning the notified person shall be submitted at the same time. The Swedish Companies Registration Office may require additional documents if needed to ensure the identity of the notified person. Ordinance (2007:1468). Section 10 In a notification for registration of a newly formed savings bank, the following documents shall be submitted:

1. a copy of the approved regulations,

2. a copy of the minutes of the constituent meeting,

3. a copy of the subscription lists on which subscription of basic fund contributions has been made, and

4. a certificate by an authorised auditor that the amount that the basic fund according to the regulations shall amount to has been paid in.

Ordinance (2007:1468). Section 11 Has been repealed by Ordinance (2020:678).

The management of a savings bank

12 § When a notification for registration is made under Chapter 3, Section 17 of the Savings Banks Act (1987:619), Section 5(2) of this chapter applies. If the notification does not concern only a change of domicile or postal address, Sections 5(3) and 8(1), (3) and (4) apply. Ordinance (2020:678).

Savings Bank General Meeting

13 § Together with a notification for registration of a resolution to amend the articles of association under Chapter 4, Section 15 of the Savings Banks Act (1987:619), the following documents shall be submitted:

1. a copy of the minutes of the general meeting, and

2. a copy of the approved articles of association.

Ordinance (2020:678).

Auditors and Lay Auditors

14 § When a notification for registration of the company's auditor and lay auditor and deputies for these is made under Chapter 4 a, Section 22 or Chapter 4 b, Section 20 of the Savings Banks Act (1987:619), Section 5(2) of this chapter applies. If the notification does not concern only a change of domicile or postal address, Section 8(1), (2) and (4) applies. Ordinance (2020:678).

Liquidation and Dissolution of a Savings Bank

15 § A notification for registration of a liquidation resolution under Chapter 6, Section 5, first paragraph of the Savings Banks Act (1987:619) shall state the date of the liquidation if the resolution does not have immediate effect. Together with the notification, a copy of the minutes of the general meeting or the court's order shall be submitted. The Swedish Financial Supervisory Authority's notification under Chapter 6, Section 5, second paragraph of the Savings Banks Act shall contain information on the full name, personal identity number and postal address of the liquidator and deputy liquidator. If a liquidator's or deputy's postal address differs from their domicile, the domicile shall also be stated.

Ordinance (2020:678). 16 § Together with a notification for registration that the liquidators have presented a final account under Chapter 6,

Section 14 of the Savings Banks Act (1987:619), the following documents shall be submitted:

1. a copy of the minutes of the general meeting, and

2. a certificate stating the date on which the notice to unknown creditors was issued. Ordinance (2020:678). 17 § When a notification for registration that the liquidation shall continue under Chapter 6, Section 16 of the Savings Banks Act (1987:619) is made, Sections 5, 8 and 9 of this chapter apply. Ordinance (2020:678). 18 § A notification for registration of a resolution that the liquidation shall cease and the bank's operations resume under Chapter 6,

Section 17 of the Savings Banks Act (1987:619) shall contain a declaration on honour and conscience that

1. there is no ground for liquidation under that Act or the articles of association, and

2. the guarantee fund or basic fund has not been repaid. Together with the notification, a copy of the minutes of the general meeting and a copy of the auditors' opinion shall be submitted. Sections 5 and 8 apply to the notification. Ordinance (2020:678). 19 § Together with a notification for registration that a liquidation resolution has been revoked under Chapter 6, Section 17, fourth paragraph of the Savings Banks Act (1987:619), a copy of the court's judgment or decision with a certificate of finality shall be submitted. Ordinance (2020:678). 20 § Has been repealed by Ordinance (2026:1084). 21 § Has been repealed by Ordinance (2026:1084). 22 § Has been repealed by Ordinance (2026:1084).

Conversion into a Bank Limited Company

23 § Together with a notification for registration of a resolution on conversion under Chapter 8, Section 5 of the Savings Banks Act (1987:619), the following documents shall be submitted:

1. a copy of the minutes of the general meeting,

2. a copy of the documents that under Chapter 8, Section 2 of the Savings Banks Act have been presented at the general meeting, and

3. a declaration on honour and conscience from the banks' boards of directors or managing directors that the conversion has not been prohibited under the Competition Act (2008:579) or under Council Regulation (EC) No 139/2004 of 20 January 2004 on the control of concentrations between undertakings and that review of the conversion is not ongoing under the Competition Act or the said Regulation. Ordinance (2008:609). 24 § When a notification for registration is made under Chapter 8, Section 7 of the Savings Banks Act (1987:619) for a bank that has been formed upon conversion under Chapter 8, Section 1 of the Savings Banks Act, Chapter 1, Sections 3 and 4 of the Companies Ordinance (2005:559) shall apply.

Ordinance (2005:566). 25 § When a bank limited company is formed upon conversion of a savings bank under Chapter 8 of the Savings Banks Act (1987:619), the notification for registration shall, in addition to what is prescribed in Chapter 1, Section 4 of the Companies Ordinance (2005:559), contain the following documents:

1. a certificate by an authorised auditor that all non-cash property according to the resolution on conversion has been transferred to the bank limited company and that the bank limited company through the non-cash property has been provided with consideration to a value corresponding to at least the total amount of the shares that have been issued in exchange, and

2. two copies of the approved trust deed.

Ordinance (2005:566).

A Savings Bank's Special Company Name

26 § A notification for registration of a special company name under Chapter 10, Section 3 of the Savings Banks Act (1987:619) may be included in the notification of the bank's registration. Together with the notification, a copy of the board minutes certifying the notification shall be submitted.

Ordinance (2020:678).

Notifications

27 § When someone is registered as a board member, board deputy, managing director, deputy managing director, authorised signatory, special service recipient, auditor, auditor's deputy, lay auditor or deputy for lay auditor, the Swedish Companies Registration Office shall notify the registered person of the measure. When the Office removes such a registration from the register, the person affected by the measure shall be notified. If the registration concerns an audit firm, the auditor responsible shall be notified. The notification shall immediately after the registration or removal of the registration be sent to the person affected by the measure at his or her registered address or, if such address information is missing, to the address stated in the matter. The Swedish Companies Registration Office shall once every year notify the person who is registered as liquidator or deputy liquidator of the registration. The notification shall be sent to the address stated in the matter. The Swedish Companies Registration Office need not send any notification if it is obvious that such would serve no purpose.

Ordinance (2015:127).

Chapter 4. Bank Register

1 § At the Swedish Companies Registration Office, a bank register shall be kept for bank limited companies, savings banks, member banks and foreign banks with a branch in Sweden.2 § The bank register is kept with the aid of automated processing.

The register shall be kept available at the Swedish Companies Registration Office.3 § The bank register shall give publicity to the information included in the register.With regard to personal data, the register shall have the purpose of providing information for

1. the supervision that the Financial Supervisory Authority has over banks pursuant to the Act (2004:297) on Banking and Financing Operations,

2. business operations, credit granting or any other public or private activity where company-related information constitutes the basis for examinations or decisions,

3. acquisition, divestment or management of banks that are registered in the bank register,

4. updating, supplementing or checking of company-related information that is in customer or member registers or similar registers,

5. extraction of selections of personal data for direct marketing, however with the limitation that follows from Article 21.2 and 21.3 of the European Parliament and Council Regulation (EU) 2016/679 of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data and repealing Directive 95/46/EC (General Data Protection Regulation), here referred to as the EU Data Protection Regulation, or

6. activities for which the state or a municipality is responsible pursuant to law or other statute, and

a) that concern banks that are registered in the bank register,

b) that, in order to be carried out, require access to company-related information, or

c) that concern the fulfilment of a duty to notify.

Regulation (2018:334).4 § The Swedish Companies Registration Office is the controller of personal data for the bank register. Regulation (2018:334).5 § The Swedish Companies Registration Office shall ensure that no improper intrusion into the registered persons' personal privacy or any risks from a security point of view arise. For these purposes, the authority may in individual cases set conditions for the processing of personal data.6 § The Swedish Companies Registration Office may, for the purposes stated in 3 §, decide on direct access to the bank register. Regulation (2007:1468).7 § Has ceased to apply through Regulation (2018:334).8 § A personal data item in the bank register shall be corrected if the item contains any obvious inaccuracy as a result of a clerical error, calculation error or any other similar oversight by the Swedish Companies Registration Office or someone else. This applies instead of the right to rectification under Article 16 of the EU Data Protection Regulation. Regulation (2018:334).8 a § Has been repealed through Regulation (2018:334).9 § Has been repealed through Regulation (2018:334).10 § In the bank register, information is registered for each bank. The register shall contain information on the bank's company name and organisation number. Regulation (2018:1828).11 § An alphabetical list of the banks shall belong to the register. The list shall contain information on the organisation number of each bank.12 § Documents that concern notification or notice pursuant to the Companies Act (2005:551), the Savings Banks Act (1987:619) or the Act on Economic Associations (2018:672) shall be attached to the register. Such documents shall be assembled in files for each bank. Regulation (2020:678).13 § The Swedish Companies Registration Office shall, as soon as possible after registration has taken place, notify the Financial Supervisory Authority of the information that has been entered into or struck from the bank register so that the authority can fulfil its supervisory function. The notification may be provided on a medium for automated processing.The Financial Supervisory Authority shall, as soon as possible after an auditor has been appointed pursuant to Chapter 13, Section 9 of the Act (2004:297) on Banking and Financing Operations, notify the Swedish Companies Registration Office of this.

Notes in the bank register

14 § Notes in the bank register shall be numbered in consecutive order for each bank. For each note, this number shall be stated as well as the date of the note and its announcement in the Official Gazette.14 a § Changes to the information that is in the bank register and that concerns bank limited companies shall normally be noted within 21 days after a complete notification has been received by the Swedish Companies Registration Office.If a matter concerning registration of a bank limited company has been notified via the internet using such a template as referred to in Article 13h of the European Parliament and Council Directive

(EU) 2017/1132 of 14 June 2017 on certain aspects of company law, in the wording according to the European Parliament and Council Directive (EU) 2019/1151 of 20 June 2019, a decision shall be issued within ten working days after a complete notification was received by the Swedish Companies Registration Office. If the matter concerns a company that has been formed by only natural persons, the decision shall instead be issued within five working days. If the applicable time limit cannot be met, the Swedish Companies Registration Office shall notify the applicant of the reasons for this. Regulation (2022:1288).14 b § By the system for interconnection of registers is meant in this regulation the system for interconnection of registers established by Article 22 of the European Parliament and Council Directive (EU) 2017/1132 of 14 June 2017 on certain aspects of company law. Regulation (2022:1288).15 § /Ceases to apply U:2027-01-11/ When a bank is registered, the following shall be noted in the bank register:

1. the bank's organisation number,

2. the day of authorisation to conduct banking operations or, for such a foreign banking company as referred to in Chapter 4, Section 1 of the Act (2004:297) on Banking and Financing Operations, the day of notification, or, for such a foreign banking company as referred to in Chapter 4, Section 4 of the same Act, the day of authorisation to conduct banking operations from a branch in Sweden,

3. the day of the constituent meeting or, in the case of a bank limited company or member bank, the day of formation,

4. the bank's company name and its wording in a foreign language, if such a wording is stated in the articles of association, regulations or statutes,

5. the bank's special company name, if the board has adopted such,

6. the place in Sweden where the bank's board shall have its seat,

7. the manner of convening a meeting, and

8. the bank's postal address.If an auditor is appointed under Chapter 13, Section 9 of the Banking and Financing Business Act, this shall be recorded in the register. Ordinance (2018:1828).Section 15 /Enters into force I:2027-01-11/ When a bank is registered, the following shall be recorded in the bank register:

1. the bank's organisation number,

2. the date of the authorisation to conduct banking business or, for such a foreign banking undertaking as referred to in Chapter 4, Section 1 of the Act (2004:297) on Banking and Financing Business, the date of the notification,

3. the date of the constitutive general meeting or, in the case of a bank limited company or a member bank, the date of formation,

4. the bank's business name and its wording in a foreign language, if such wording is specified in the articles of association, regulations or statutes,

5. the bank's special business name, if the board has adopted such a name,

6. the place in Sweden where the bank's board shall have its seat,

7. the method of convening a general meeting, and

8. the bank's postal address.If an auditor is appointed pursuant to Chapter 13, Section 9 of the Act on Banking and Financing Business, this shall be noted in the register. Ordinance (2026:1085).Section 15 a At the request of a bank, the bank's e-mail address and telephone number shall be noted in the bank register. Act (2012:61).Section 16 For a bank limited company, in addition to what is prescribed in Section 15, the following shall be noted

1. the object of the company's business specified as to its type,

2. information pursuant to Chapter 8, Section 43, Chapter 9, Section 47 and Chapter 10, Section 19 of the Swedish Companies Act (2005:551) as well as information on the company category,

3. the share capital and, where applicable, the minimum capital and the maximum capital,

4. the number of shares and, where applicable, the lowest and highest number of shares,

5. the purpose of the bank limited company's business, if it has a purpose other than to provide profit to the shareholders, and

6. the company's European identifier code pursuant to point 8 of the annex to the Commission's implementing regulation (EU)

2020/2244 of 17 December 2020 laying down implementing rules for the European Parliament's and Council's Directive (EU) 2017/1132 as regards the technical specifications and procedures for the system for interconnection of registers and repealing Commission Implementing Regulation (EU) 2015/884.

Ordinance (2022:1288).Section 17 For savings banks, in addition to what is prescribed in Section 15, the following shall be noted

1. the lines of business that the bank intends to conduct,

2. information pursuant to Chapter 3, Section 17, first paragraph, Chapter 4 a, Section 22 and Chapter 4 b, Section 20 of the Savings Bank Act (1987:619),

3. the area of activity, and

4. the amount of the base fund.Section 18 For member banks, in addition to what is prescribed in Section 15, the following shall be noted

1. the lines of business that the bank intends to conduct, and

2. information pursuant to Chapter 7, Section 44 and Chapter 8, Section 51 of the Act (2018:672) on Economic Associations. Ordinance (2020:678).Section 19 For foreign bank branches, in addition to what is prescribed in Section 15, the following shall be noted

1. the foreign banking undertaking's business name, nationality and seat,

2. the articles of association or equivalent for the foreign banking undertaking,

3. the branch's address,

4. the name, citizenship, domicile and personal identity number or, if such is lacking, the date of birth of the branch's chief executive officer, deputy chief executive officer and auditor, and

5. a power of attorney for the branch's chief executive officer issued by the foreign banking undertaking. Ordinance (2018:1828).Section 20 It shall be noted in the bank register if the articles of association of a bank limited company contain

1. a reservation pursuant to Chapter 1, Section 10, Chapter 4, Sections 6, 8, 18 or 27 or Chapter 20, Section 31 of the Swedish Companies Act (2005:551),

2. a provision pursuant to Chapter 4, Section 2, Chapter 7, Section 8 or Section 40, second paragraph, second sentence or Chapter 7, Section 54 of the Swedish Companies Act, or

3. a provision that the company's business shall cease at a certain time or under certain conditions.In the case of a reservation pursuant to Chapter 1, Section 10 of the Swedish Companies Act, the securities centre that has registered the clearing company's shares shall also be noted and, where applicable, which securities centre is responsible for the share register.In the case of a provision pursuant to Chapter 4, Section 2 of the Swedish Companies Act, the amount at which shares of different kinds have been issued or shall be able to be issued shall also be noted. Ordinance (2016:75).Section 20 a The bank register shall contain for each bank limited company

1. the deed of foundation,

2. the articles of association, information on amendments to the articles of association, and the articles of association in their latest wording, and

3. annual and consolidated financial statements, audit and consolidated audit reports as well as interim reports pursuant to Chapter 8,

Sections 5 and 8 and Chapter 9, Section 2 of the Act (1995:1559) on Annual Financial Statements in Credit Institutions and Securities Companies.The bank register need not contain the documents referred to in the first paragraph if they have been received by the Companies Registration Office before 1 March 2008. This does not, however, apply if it has been requested that the documents shall be provided electronically and the Office has been obliged to provide them in electronic form pursuant to Chapter 13, Section 1, third paragraph of the Act (2004:297) on Banking and Financing Business. Ordinance (2007:1468).Section 21 It shall be noted in the bank register if the regulations of a savings bank contain

1. a reservation pursuant to Chapter 4, Section 18, second paragraph of the Savings Bank Act (1987:619), or

2. a provision pursuant to Chapter 4, Section 14, third paragraph, second sentence of the Savings Bank Act.Section 22 It shall be noted in the bank register if the statutes of a member bank contain a reservation pursuant to Chapter 6, Section 33, second paragraph or Section 51, first paragraph of the Act (2018:672) on Economic Associations. Ordinance (2020:678).Section 23 An entry in the bank register on the basis of a notification or information pursuant to the Swedish Companies Act (2005:551), the Savings Bank Act (1987:619) or the Act (2018:672) on Economic Associations shall be made on the bank's sheet. In the case of registration on the basis of a notification or information pursuant to Chapter 23, Sections 14 and 25 and Chapter 24, Sections 16 and 27 of the Swedish Companies Act, Chapter 7, Section 4 and Chapter 8, Section 5 of the Savings Bank Act or Chapter 16, Sections 12 and 24 of the Act on Economic Associations, an entry shall be made on both the transferring and the acquiring bank's sheet.An entry concerning a change of a bank's business name and concerning a bank's liquidation and dissolution shall also be made in the list specified in Section 11. Ordinance (2020:678).Section 24 If authorisation from a general court is required to carry out a decision on reduction of the share capital in a bank limited company, it shall, upon registration of the reduction decision pursuant to Chapter 20, Section 19 of the Swedish Companies Act (2005:551), be noted that the reduction has not been carried out.

Ordinance (2005:566).Section 25 It shall be noted in the bank register

1. if a matter concerning a reduction of share capital has lapsed pursuant to Chapter 22, Section 22 of the Swedish Companies Act (2005:551),

2. a decision to declare that a matter concerning a merger has lapsed pursuant to Chapter 23, Section 27 or 35 of the Swedish Companies Act, or

3. that a matter concerning a division has lapsed pursuant to Chapter 24, Section 29 of the Swedish Companies Act. The following decisions shall be entered in the register when they have become final and binding:

1. a decision to declare that a matter concerning a merger has lapsed pursuant to Chapter 7, Section 7, third paragraph of the Savings Bank Act (1987:619) or Chapter 16, Section 26 of the Act (2018:672) on Economic Associations, and

2. a decision to declare that a matter concerning a conversion has lapsed pursuant to Chapter 8, Section 8 of the Savings Bank Act. Ordinance (2020:678). 25 a § The Swedish Companies Registration Office shall, through the system for interconnection of registers, notify the registration authority where a branch of a bank limited company is registered of changes in the bank register concerning

1. the company's business name,

2. the company's registered office,

3. the company's corporate identity number, and

4. the company's form. Such notification shall also be made when the information referred to in Chapter 8, Section 43 of the Swedish Companies Act (2005:551) is entered and documents referred to in Section 20 a, first paragraph, item 3 are entered in the bank register. Ordinance (2022:1288). 25 b § When the Swedish Companies Registration Office has been notified through the system for interconnection of registers that a branch of a company registered in the bank register has been registered or deregistered, the Office shall enter that information in the bank register as soon as possible. The Swedish Companies Registration Office shall, through the system for interconnection of registers, confirm that the notification has been received. Ordinance (2022:1288). 25 c § The Swedish Companies Registration Office shall certify extracts from the bank register unless the applicant waives this. Ordinance (2022:1288).

Search for information and documents

25 d § When searching for information concerning a bank that has been dissolved, only the corporate identity number and business name may be used as search terms, if more than five years have passed since the bank's dissolution was registered. When searching for documents and information referred to in Sections 12 and 20 a, only the information referred to in Chapter 5, Section 2, first paragraph, items 1 and 2 of the Swedish Public Access to Information and Secrecy Act (2009:400) as well as the corporate identity number and business name may be used as search terms. Ordinance (2022:1288).

Notices, etc.

26 § In a notice pursuant to Chapter 27, Section 3 of the Swedish Companies Act (2005:551), Chapter 11, Section 1 of the Savings Bank Act (1987:619) or Chapter 19, Section 5 of the Act (2018:672) on Economic Associations, the bank's business name and corporate identity number shall be stated, as well as the seat of the board of directors or, if the bank is in liquidation, the district court handling the liquidation. Ordinance (2020:678). 27 § The Swedish Companies Registration Office shall notify the court handling a case concerning a permit for a bank limited company to execute a decision on reduction of share capital, the restricted premium fund or the reserve fund, a decision on profit distribution or a decision on merger or division if

1. an interim decision has been pronounced by another court in a pending action against a general meeting resolution, and

2. a judgment that has become final and that entails that a resolution of a general meeting has been annulled or amended.

Ordinance (2020:996). Section 28 Has been repealed by Ordinance (2011:988).

Registration fees etc.

Section 29 For registration, publication, processing and examination of matters under this Ordinance, a fee shall be paid. The fees shall be paid in the following amounts:

1. on application for registration of a newly formed bank, SEK 2,700, or, if such application is submitted electronically and signed with an electronic signature, SEK 2,400,

2. on application for change of company name or of special company name or of company name in its wording in a foreign language, SEK 2,400, or, if such application is submitted electronically and signed with an electronic signature, SEK 2,200,

3. on application under Chapter 25, Section 8 of the Companies Act (2005:551), Chapter 6, Section 5, first paragraph of the Savings Banks Act (1987:619) or Chapter 17, Section 9 of the Act (2018:672) on Economic Associations that a general meeting of a company, savings bank or association has resolved on liquidation, SEK 1,400,

4. on application under Chapter 25, Section 45, third paragraph of the Companies Act, Chapter 6, Section 17, third paragraph of the Savings Banks Act or Chapter 17, Section 43, third paragraph of the Act on Economic Associations, SEK 1,400,

5. on application for merger under Chapter 23, Section 25 or 48 of the Companies Act or Chapter 7, Section 7, first paragraph of the Savings Banks Act, application for division under Chapter 24, Section 27 or 52 of the Companies Act or application for conversion under Chapter 24 a, Section 30 of the same Act, SEK 1,600, and

6. on other application to the bank register, SEK 1,200, or, if such application is submitted electronically and signed with an electronic signature, SEK 1,000. Ordinance (2025:344). Section 30 If an application under Section 29 simultaneously covers registration or change of more than one company name, special company name or company name in its wording in a foreign language, a fee under the second paragraph, item 2 of that section shall be paid for each such company name. If it is requested that a registration be made in a language other than Swedish, a fee of SEK 800 shall be paid for each such language. No fee shall be paid for registration of

1. ändrad postadress,

2. own resignation from the assignment as auditor, deputy auditor, lay auditor or deputy lay auditor,

3. resolution on profit distribution under Chapter 18, Section 10 of the Companies Act (2005:551),

4. circumstances that a liquidator shall report, unless otherwise follows from Section 29, second paragraph, item 4 of this chapter,

5. a notification from a court or the Financial Supervisory Authority,

6. a notification from a competent foreign authority under Chapter 23, Section 47 of the Companies Act,

7. a decision under Chapter 7, Section 7, third paragraph or Chapter 8,

8 Section of the Savings Banks Act (1987:619) or Chapter 16, Section 26 of the Act (2018:672) on Economic Associations, or

8. a decision under Chapter 11, Section 5 of the Savings Banks Act or Chapter 20,

3 Section of the Act on Economic Associations to deregister a savings bank's or member bank's company name after a judgment on revocation of a registration of a company name.

Ordinance (2025:344).31 § For the handling and examination of an application under the Companies Act (2005:551), a fee shall be paid with the following amounts:

1. liquidation under Chapter 25, Section 11, SEK 1,400, and

2. permission under Chapter 28, Section 5 not to provide information about the bank limited company's company name on the company's websites, SEK 1,500. Ordinance (2025:344).32 § For the handling of matters concerning liquidation under Chapter 6,

2 Section of the Savings Banks Act (1987:619), Chapter 10 a, Section 5 of the Act (2004:297) on Banking and Financing Operations or Chapter 17, Section 11 of the Act (2018:672) on Economic Associations, a fee of SEK 1,400 shall be paid. For the handling of matters concerning liquidation under Chapter 10, Section 31 of the Act on Banking and Financing Operations, a fee of SEK 1,400 shall be paid. Ordinance (2025:344).32 a § A fee shall be paid when a registration notification or application is submitted. The fee is not refunded if the handling of a matter has begun. Ordinance (2020:678).32 b § The Swedish Companies Registration Office may issue detailed regulations on the manner in which the fee shall be paid. Ordinance (2022:1288).33 § The Swedish Companies Registration Office may issue regulations on fees for

1. such disclosure of information and documents that occurs in electronic form, and

2. providing a merger certificate under Chapter 23, Section 46 of the Companies Act (2005:551) or Chapter 16, Section 42 of the Act (2018:672) on Economic Associations, a division certificate under Chapter 24, Section 50 of the Companies Act or a conversion certificate under Chapter 24 a, Section 28 of the same Act in a language other than Swedish.

Ordinance (2022:1860).

Chapter 5. Authorizations

1 § Has been repealed by Ordinance (2005:566).2 § /Ceases to apply U:2030-01-10/ The Financial Supervisory Authority may issue regulations on

1. the content of such a business plan as referred to in Chapter 2,

2 Section of this ordinance,

2. what information a credit institution shall provide to its customers or to those to whom the institution offers its services,

3. the requirements that shall apply for participation in the management of a credit institution under Chapter 3, Section 2, first paragraph, items 4 and 5 and Chapter 14, Section 2, second paragraph, item 1 of the Act (2004:297) on Banking and Financing Operations and the requirements that shall apply for exercising significant influence over the operations of a credit institution under Chapter 3, Section 2, first paragraph, item 4 b of the same Act,

4. which items may be included in the start-up capital under Chapter 3, Sections 5-7 of the Act on Banking and Financing Operations,

5. which measures a credit institution shall take to meet the requirements on solvency and liquidity, risk management, transparency, systems for handling information on depositors and their deposits, soundness, not contributing to financial imbalances in the credit market when granting credit to non-financial companies, and guidelines and instructions referred to in Chapter 6, Sections 1, 2 and 2 b-5 of the Act on Banking and Financing Operations,

6. credit institutions' diversity policy when appointing the board and resources for introduction and training of board members,

7. implementation of control, security, confidentiality and training requirements and on the service provider's accounting when a service is provided by someone other than the credit institution under Chapter 6, Section 7 of the Act on Banking and Financing Operations,

8. what a recovery plan under Chapter 6 a, Section 1 and a group recovery plan under Chapter 6 a, Section 2 of the Act on Banking and Financing Operations shall contain, when the plans shall be prepared and how often they shall be updated,

9. what the decision made by the board of the providing company under Chapter 6 b, Section 8 of the Act on Banking and Financing Operations shall contain,

10. the publication of information under Chapter 6 b, Section 16 of the Act on Banking and Financing Operations,

11. reporting under Chapter 7, Section 8 of the Act on Banking and Financing Operations to the Authority of such property acquired to protect a claim,

12. which measures a credit institution shall take to meet the requirements on credit assessment, documentation and decision-making basis referred to in Chapter 8, Sections 1-4 of the Act on Banking and Financing Operations in respect of

• credits to others than consumers, and

• such credits to consumers that are housing credits,

13. provision of services to a circle of related parties as referred to in Chapter 8, Sections 5 and 6 of the Act on Banking and Financing Operations,

14. which restrictions apply when a bank limited company or a credit market company receives its own shares or shares in its parent company as collateral under Chapter 10, Section 12 of the Act on Banking and Financing Operations,

15. which credit institutions shall establish registers as referred to in Chapter 13, Section 8 a of the Act on Banking and Financing Operations, what the registers shall contain and when the credit institutions shall submit the registers for different types of agreements,

16. what information a credit institution or such a foreign credit institution that has established a branch in Sweden shall provide to the Authority and when and how it shall be provided,

17. that certain information that a credit institution or such a foreign credit institution that has established a branch in Sweden shall provide to the Authority shall instead be provided to Statistics Sweden,

18. a bank board's assignment to an individual board member or someone else to alone or jointly with someone else grant credit to certain employees and delegates according to Chapter 3, Section 7, fourth paragraph of the Savings Banks Act (1987:619), and

19. what information, beyond what appears from this ordinance, an application, notification or notice according to the Banking and Financing Business Act shall contain and which documents shall simultaneously be submitted to the Financial Supervisory Authority. Ordinance (2026:1084).Section 2 /Enters into force I:2030-01-10/ The Financial Supervisory Authority may issue regulations on

1. the content of such a business plan as referred to in Chapter 2,

Section 2 of this ordinance,

2. what information a credit institution shall provide to its customers or to those to whom the institution offers its services,

3. the requirements that shall apply for participation in the management of a credit institution according to Chapter 3, Section 2, first paragraph, items 4 and 5 and Chapter 14, Section 2, second paragraph, item 1 of the Act (2004:297) on Banking and Financing Business and the requirements that shall apply to be allowed to exercise significant influence over the operations of a credit institution according to Chapter 3, Section 2, first paragraph, item 4 b of the same Act,

4. which items may be included in the initial capital according to Chapter 3, Sections 5-7 of the Banking and Financing Business Act,

5. what measures a credit institution shall take to meet the requirements on solvency and liquidity, risk management, transparency, systems for handling information on depositors and their deposits, soundness, not contributing to financial imbalances in the credit market when granting credit to non-financial undertakings, as well as guidelines and instructions referred to in Chapter 6, Sections 1, 2 and 2 b-5 of the Banking and Financing Business Act,

6. credit institutions' diversity policy when appointing the board and resources for introduction and training of board members,

7. implementation of control, security, confidentiality and training requirements and on the service provider's reporting when a service is provided by someone other than the credit institution according to Chapter 6, Section 7 of the Banking and Financing Business Act,

8. what a recovery plan according to Chapter 6 a, Section 1 and a group recovery plan according to Chapter 6 a, Section 2 of the Banking and Financing Business Act shall contain, when the plans shall be prepared and how often they shall be updated,

9. what the decision made by the board of the supporting undertaking according to Chapter 6 b, Section 8 of the Banking and Financing Business Act shall contain,

10. the publication and provision of information according to Chapter 6 b, Section 16 of the Banking and Financing Business Act,

11. reporting according to Chapter 7, Section 8 of the Banking and Financing Business Act to the Authority of such property acquired to protect a claim,

12. what measures a credit institution shall take to meet the requirements on credit assessment, documentation and decision-making basis referred to in Chapter 8,

Sections 1-4 of the Banking and Financing Business Act in respect of

• credits to parties other than consumers, and

• such credits to consumers that are housing credits,

13. provision of services to a circle of related parties as referred to in Chapter 8, Sections 5 and 6 of the Banking and Financing Business Act,

14. what restrictions apply when a bank limited company or a credit market company receives its own shares or shares in its parent company as collateral according to Chapter 10, Section 12 of the Banking and Financing Business Act,

15. which credit institutions shall establish registers as referred to in Chapter 13, Section 8 a of the Banking and Financing Business Act, what the registers shall contain and when the credit institutions shall submit the registers for different types of agreements,

16. what information a credit institution or such a foreign credit institution that has established a branch in Sweden shall provide to the Authority and when and how it shall be provided,

17. that certain information that a credit institution or such a foreign credit institution that has established a branch in Sweden shall provide to the Authority shall instead be provided to Statistics Sweden,

18. a bank board's assignment to an individual board member or someone else to alone or jointly with someone else grant credit to certain employees and delegates according to Chapter 3, Section 7, fourth paragraph of the Savings Banks Act (1987:619), and

19. what information, beyond what appears from this ordinance, an application, notification or notice according to the Banking and Financing Business Act shall contain and which documents shall simultaneously be submitted to the Financial Supervisory Authority. Ordinance (2026:1092).Section 2 a Before the Financial Supervisory Authority, pursuant to Section 2, item 5, decides regulations on requirements for credit institutions not to contribute to financial imbalances in the credit market when granting credit to non-financial undertakings, the Government's consent to decide the regulations shall be obtained.The Government shall, before its decision, receive

1. the proposal for regulations, and

2. the impact assessment that forms the basis for the proposal. Ordinance (2026:219).Section 2 b Before the Financial Supervisory Authority issues regulations pursuant to Section 2, item 17, the Authority shall give the Riksbank and Statistics Sweden an opportunity to comment. Ordinance (2026:219).Section 3 The Swedish Companies Registration Office may issue regulations on

1. electronic transmission to the Swedish Companies Registration Office of a notification for registration or an application that shall be handled by the Swedish Companies Registration Office,

2. what requirements shall be imposed on the electronic signature according to Chapter 3, Section 2 a,

3. electronic transmission to the Swedish Companies Registration Office of documents that shall be submitted together with a notification or an application that has been prepared electronically,

4. certification that an electronic copy corresponds to the original,

5. which electronic signatures may be used when a document shall be allowed to be submitted as an electronic original, and

6. how a declaration on honour and conscience according to this ordinance may be signed with an electronic signature.

Ordinance (2016:585).Section 4 The Police Authority may issue regulations on how information according to Chapter 1, Section 10 b, first paragraph and Section 11 of the Act (2004:297) on Banking and Financing Business shall be provided.

Ordinance (2025:194).

Transitional provisions

2004:329

1. This Regulation enters into force on 1 July 2004.

2. By this Regulation, (a) the Banking Business Ordinance (1987:647) is repealed, and (b) the Ordinance (1993:1586) on Financing Operations is repealed.

3. In respect of notifications or applications received by the Financial Supervisory Authority before 1 July 2004, the older provisions shall apply.2005:566

1. This Regulation enters into force on 1 January 2006.

2. Older provisions apply in respect of

a) registration of limited liability companies formed before 1 January 2006,

b) registration of decisions made before 1 January 2006, and

c) notifications and applications received by the Swedish Companies Registration Office before 1 January 2006.2008:23This Regulation enters into force on 15 February 2008. However, older provisions apply in respect of mergers where a merger agreement has been drawn up before the entry into force.2008:609

1. This Regulation enters into force on 1 November 2008.

2. Such a declaration as referred to in Chapter 2, Section 5 a, Chapter 3, Sections 20(3) and 23 shall be deemed to also include a declaration that the merger or conversion, respectively, has not been prohibited under the Competition Act (1993:20) or that review of the merger or conversion, respectively, is not ongoing under that Act.2009:717

1. This Regulation enters into force on 15 July 2009.

2. Older provisions apply in respect of mergers where a merger plan or merger agreement has been drawn up before the entry into force. Older provisions also apply in respect of the transfer of the registered office of a European Cooperative Society where the general meeting's decision on the transfer has been made before the entry into force.2020:678

1. This Regulation enters into force on 1 January 2021.

2. However, older provisions still apply in respect of member banks registered in the bank register on 31 December 2020 for the financial year ending closest after that date.

Swedish Code of Statutes

The Swedish Code of Statutes (SFS) contains current laws and regulations. If a statute is amended, the old text is replaced by the new one.