Regulatory Alerts2026-07-15
Added · Updated
FSRPD Circular No. 3: Individual Deposit Limit
Finance companies operating in Bangladesh are permitted to accept individual deposits exceeding BDT 50 lakh per single name or BDT 1 crore per joint name if they maintained a classified loan ratio of 10% or below, a capital adequacy ratio of 10% or above in the preceding quarter, and did not avail any provision deferral facility. Existing deposits exceeding these limits collected prior to the Finance Company Act, 2023, may be held until maturity and renewed with written customer consent. These provisions do not apply to finance companies subject to deposit collection prohibitions or restrictions by Bangladesh Bank or a court.