General Superintendent Resolution No. 055-2026-SMV/11.1

PERU Ministry of Economy and Finance

SMV
Securities Market
Superintendence
"Decade of Equal Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 1 Electronic document digitally signed under Law No. 27269, Law on Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml General Superintendent Resolution SMV No. 055-2026-SMV/11.1 Lima, September 29, 2026 The General Superintendent of Conduct Supervision Seen:
The file No. 2026038693, as well as the Internal Report No. 1525-2026-SMV/11.1 of the General Superintendent of Conduct Supervision of the Adjunct Superintendence of Market Conduct Supervision.
Considering:
That, by means of a document presented on August 26, 2026, Empresa de Créditos Santander Consumo Perú S.A. requested the Securities Market Superintendence – SMV, through the Single Window system, the exclusion of the securities named "First Program of Santander Consumer Corporate Bonds – First Issuance", "First Program of Santander Consumer Corporate Bonds – Second Issuance" and "First Program of Santander Consumer Corporate Bonds – Third Issuance", which were registered under the "First Program of Santander Consumer Corporate Bonds", in the Public Registry of the Securities Market and in the Securities Registry of the Lima Stock Exchange; That, by means of General Superintendent Resolution SMV No. 025-2020-SMV/11.1 of May 4, 2020, within the framework of an advance procedure, the issuance program named "First Program of Santander Consumer Corporate Bonds" was registered, up to a maximum outstanding amount of S/ 400,000,000.00 (Four Hundred Million and 00/100 Soles) or its equivalent in United States Dollars, and the corresponding Master Prospectus was registered in the Public Registry of the Securities Market; That, within the framework of the aforementioned issuance program, under an automatic approval procedure, on August 18, 2021, the securities named "First Program of Santander Consumer Corporate Bonds – Second Issuance" were registered, up to a maximum amount of S/ 100,000,000.00 (One Hundred Million and 00/100 Soles), and the respective Complement to the Master Prospectus was registered in the Public Registry of the Securities Market and, subsequently, in the Securities Registry of the Lima Stock Exchange; That, subsequently, within the framework of the "First Program of Santander Consumer Corporate Bonds", on July 6, 2022, by means of General Superintendent Resolution SMV No. 045-2022-SMV/11.1 and General Superintendent Resolution SMV No. 046-2022-SMV/11.1, the securities named "First Program of Santander Consumer Corporate Bonds – First Issuance" and "First Program of Santander Consumer Corporate Bonds – Third Issuance" were registered, respectively, up to a maximum amount of S/ 200,000,000.00 (Two Hundred Million and 00/100 Soles) each, and the respective Complements to the Master Prospectus were registered in the Public Registry of the Securities Market and in the Securities Registry of the Lima Stock Exchange; That, from the documentation presented by Empresa de Créditos Santander Consumo Perú S.A. and from the information contained in the Public Registry of the Securities Market, it has been noted that the securities "First Program of Santander Consumer Corporate Bonds – First Issuance", "First Program of Santander Consumer Corporate Bonds – Second Issuance" and "First Program of Santander Consumer Corporate Bonds – Third Issuance", registered under the "First Program of Santander Consumer Corporate Bonds", were not placed, as well as that the placement period for them has expired; having occurred the cessation of public interest
regarding them, in accordance with Article 23 of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, approved by SMV Resolution No. 031-2012-SMV/01 and its modifying norms, which provides that the exclusion of the security shall proceed at the request of the issuer when the placement period has expired without the securities having been placed, and must be accompanied by a sworn statement signed by the general manager stating that the securities have not been issued or placed; That, Empresa de Créditos Santander Consumo Perú S.A. has presented the information and documentation required by the Single Text of the Law of the Securities Market, approved by Supreme Decree No. 020-2023-EF; as well as by the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, for the purposes of the exclusion of the securities named "First Program of Santander Consumer Corporate Bonds – First Issuance", "First Program of Santander Consumer Corporate Bonds – Second Issuance" and "First Program of Santander Consumer Corporate Bonds – Third Issuance"; That, Article 39, letters a) and d), of the Single Text of the Law of the Securities Market; as well as Articles 20 and 23 of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, establish that the exclusion of a security from the Public Registry of the Securities Market takes place by a reasoned resolution of the SMV at the request of the issuer, when the registration of the securities originated by its own will and when the cessation of public interest on the security operates; That, regarding the obligation to carry out a Public Offer for Exclusion – OPC when a security is excluded from the Public Registry of the Securities Market, established in Article 41 of the Single Text of the Law of the Securities Market and in Article 32 of the Regulations on Public Offer for Acquisition and Purchase of Securities by Exclusion, approved by CONASEV Resolution No. 009-2006-EF/94.10 and its modifying norms, it must be noted that the exclusion of the securities named "First Program of Santander Consumer Corporate Bonds – First Issuance", "First Program of Santander Consumer Corporate Bonds – Second Issuance" and "First Program of Santander Consumer Corporate Bonds – Third Issuance" falls within the exception cause for not carrying out an OPC, contemplated both in Article 23 of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, as well as in Article

PERU Ministry of Economy and Finance

SMV
Securities Market
Superintendence
"Decade of Equal Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 2 Electronic document digitally signed under Law No. 27269, Law on Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml First Issuance" and "First Program of Santander Consumer Corporate Bonds – Third Issuance", respectively, up to a maximum amount of S/ 200,000,000.00 (Two Hundred Million and 00/100 Soles) each, and the respective Complements to the Master Prospectus were registered in the Public Registry of the Securities Market and in the Securities Registry of the Lima Stock Exchange; That, from the documentation presented by Empresa de Créditos Santander Consumo Perú S.A. and from the information contained in the Public Registry of the Securities Market, it has been noted that the securities "First Program of Santander Consumer Corporate Bonds – First Issuance", "First Program of Santander Consumer Corporate Bonds – Second Issuance" and "First Program of Santander Consumer Corporate Bonds – Third Issuance", registered under the "First Program of Santander Consumer Corporate Bonds", were not placed, as well as that the placement period for them has expired; having occurred the cessation of public interest regarding them, in accordance with Article 23 of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, approved by SMV Resolution No. 031-2012-SMV/01 and its modifying norms, which provides that the exclusion of the security shall proceed at the request of the issuer when the placement period has expired without the securities having been placed, and must be accompanied by a sworn statement signed by the general manager stating that the securities have not been issued or placed; That, Empresa de Créditos Santander Consumo Perú S.A. has presented the information and documentation required by the Single Text of the Law of the Securities Market, approved by Supreme Decree No. 020-2023-EF; as well as by the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, for the purposes of the exclusion of the securities named "First Program of Santander Consumer Corporate Bonds – First Issuance", "First Program of Santander Consumer Corporate Bonds – Second Issuance" and "First Program of Santander Consumer Corporate Bonds – Third Issuance"; That, Article 39, letters a) and d), of the Single Text of the Law of the Securities Market; as well as Articles 20 and 23 of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, establish that the exclusion of a security from the Public Registry of the Securities Market takes place by a reasoned resolution of the SMV
at the request of the issuer, when the registration of the securities originated by its own will and when the cessation of public interest on the security operates; That, regarding the obligation to carry out a Public Offer for Exclusion – OPC when a security is excluded from the Public Registry of the Securities Market, established in Article 41 of the Single Text of the Law of the Securities Market and in Article 32 of the Regulations on Public Offer for Acquisition and Purchase of Securities by Exclusion, approved by CONASEV Resolution No. 009-2006-EF/94.10 and its modifying norms, it must be noted that the exclusion of the securities named "First Program of Santander Consumer Corporate Bonds – First Issuance", "First Program of Santander Consumer Corporate Bonds – Second Issuance" and "First Program of Santander Consumer Corporate Bonds – Third Issuance" falls within the exception cause for not carrying out an OPC, contemplated both in Article 23 of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel, as well as in Article

PERU Ministry of Economy and Finance

SMV
Securities Market
Superintendence
"Decade of Equal Opportunities for Women and Men" "Year of Hope and Strengthening of Democracy" 3 Electronic document digitally signed under Law No. 27269, Law on Digital Signatures and Certificates, its regulations and amendments. The integrity of the document and the authorship of the signature(s) can be verified at https://apps.firmaperu.gob.pe/web/validador.xhtml 37, letter a), of the Regulations on Public Offer for Acquisition and Purchase of Securities by Exclusion; That, Article 7, numeral 6, of the Policy on Dissemination of Normative Projects, General Character Legal Norms, Early Agenda and Other Administrative Acts of the SMV, approved by SMV Resolution No. 014-2014-SMV/01 and its modifying norms, establishes that the decisions contained in administrative resolutions that resolve the exclusion of securities from the Public Registry of the Securities Market must be subject to dissemination through the Institutional Page of the SMV on the Single Digital Platform of the Peruvian State for Citizen Orientation (www.gob.pe/smv); and, Being in accordance with the provisions of Article 39, letters a) and d), of the Single Text of the Law of the Securities Market; Articles 19, 20, 21 and 23 of the Regulations on Registration and Exclusion of Securities in the Public Registry of the Securities Market and in the Stock Exchange Wheel; as well as Article 46, numeral 6, of the Regulations on Organization and Functions of the Securities Market Superintendence, approved by Supreme Decree No. 216-2011-EF and its amendments, which empowers the General Superintendent of Conduct Supervision to order the exclusion of securities from the Public Registry of the Securities Market. Resolves:
Article 1.- Order the exclusion of the securities named "First Program of Santander Consumer Corporate Bonds
– First Issuance", "First Program of Santander Consumer Corporate Bonds – Second Issuance" and "First Program of Santander Consumer Corporate Bonds – Third Issuance", corresponding to the "First Program of Santander Consumer Corporate Bonds", from the Public Registry of the Securities Market.
Article 2.- Rule in favor of the exclusion of the securities indicated in the preceding article, from the Securities Registry of the Lima Stock Exchange.
Article 3.- Disseminate this resolution on the Institutional Page of the Securities Market Superintendence on the Single Digital Platform of the Peruvian State for Citizen Orientation (www.gob.pe/smv).
Article 4.- Transcribe this resolution to Empresa de Créditos Santander Consumo Perú S.A., in its capacity as issuer; to Banco Interamericano de Finanzas, in its capacity as Bondholders' Representative; to CAVALI S.A. I.C.L.V.; and to the Lima Stock Exchange S.A.
Register, communicate and disseminate.
Alix Godos
General Superintendent
General Superintendent of Conduct Supervision