2021-04-13

Added

Guidelines on Country Risk Management (GCRM) for Banks

All scheduled banks in Bangladesh must implement country risk management policies, including internal rating systems, exposure limits, and provisioning, effective January 2022. Banks are required to maintain general provisions on net funded country exposures ranging from 0% for insignificant risk to 20% for high risk, with specific obligations applying only where net funded exposure reaches 2% or more of total assets. The guidelines mandate annual board reviews, stress testing, and disclosures of risk category-wise exposures and aggregate provisions in the Notes on Accounts.

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