Instruction No. 2014-I-12 of August 22, 2014 on Own Funds Requirements Applicable to Electronic Money Institutions (Consolidated Version)

The Autorité de Contrôle Prudentiel et de Résolution (ACPR) issued Instruction No. 2014-I-12 to establish the own funds requirements applicable to electronic money institutions in France. This consolidated version incorporates subsequent modifications, including those from Instructions No. 2021-I-22 and No. 2025-I-05, to ensure regulatory compliance. The document serves as the definitive reference for capital adequacy rules governing electronic money institutions as of its last update on June 23, 2025.

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Instruction No. 2014-I-12 of August 22, 2014 on Own Funds Requirements Applicable to Electronic Money Institutions [...] (PDF - 89.59 Ko)

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Annex 1 - Instruction No. 2014-I-12 (PDF - 190.05 Ko)

Annex 2 - Instruction No. 2014-I-12 (DOC - 71.5 Ko)

History of Instruction No. 2014-I-12

Events

Instructions

Instruction No. 2014-I-12 Modified by Instructions No.:

2021-I-22

2025-I-05

Updated on June 23, 2025

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Lineage: Amended

amendssupersedesissued underrefers toproposed or not in RegAlertarrows run from the older text to the one that changes it

Timeline

Amended 1 time · last 2025-05-22

2025-05-22ACPRInstruction No. 2025-I-05 of May 22, 2025, amending multiple ACPR instructions regarding reporting formatsamends

Instruction No. 2014-I-12 of August 22, 2014 on Own Funds Requirements Applicable to Electronic Money Institutions (Consolidated Version)

Lineage: Amended

Timeline

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