Instruction Normative BCB No. 562 of December 12, 2024

INSTRUCTION NORMATIVE
BCB NO. 562,
OF DECEMBER
12
2024

Amends
Instruction Normative BCB No. 512, of August 30, 2024, which provides for value limits for transactions within the scope of Pix, to include a provision related to the value limit that must be observed for initiating transactions through the sharing of the non-redirected payment initiation service.

The Head of the Department of Competition and Financial Market Structure (Decem), in the exercise of the authority conferred upon him by Art. 23, item I, letter “a”, of the Internal Regulations of the Central Bank of Brazil, annexed to BCB Resolution No. 340, of September 21, 2023, based on Art. 94, item IX, of the aforementioned Regulations, and taking into account the provisions of Art. 37 of the Regulation annexed to BCB Resolution No. 1, of August 12, 2020,

R E S O L V E S:

Art. 1º Instruction Normative BCB No. 512, of August 30, 2024, shall be amended as follows:

“Art.
16. ....................................................................................................................

§
1º The provisions of the caput shall not apply to the initiation of transactions through the sharing of the non-redirected payment initiation service referred to in BCB Resolution No. 406, of August 2, 2024, whose maximum limit:

I

• per
  transaction is R$500.00, without prejudice to the limits set forth in Art. 3º; and

II

• per
  day may be established by the payer user, in accordance with the Open Finance Customer Experience Manual*, respecting the provisions of item I.

.........................................................................................................................” (NR)

Art. 2º This
Instruction Normative enters into force on the date of its publication.

RICARDO TEIXEIRA
LEITE MOURÃO

NOTE

Decree No. 10.411, of June 30, 2020, provides for the mandatory implementation of a regulatory impact analysis (AIR) for the issuance of normative acts of general interest produced by the bodies and entities of the direct and indirect federal public administration.

However, as defined in paragraph 8 of Vote 280/2021–BCB, of November 10, 2021, the Pix Regulation, including other documents that integrate, detail, or complement it, do not constitute regulatory acts of coercive force, but rather have an eminently contractual nature. Thus, modifications made to the aforementioned regulation and to the other documents that integrate, detail, or complement it are not subject to the prior production of an AIR.

RICARDO TEIXEIRA
LEITE MOURÃO