Instructions for the Terms and Conditions of the Traffic Accident Database 2024

CENTRAL BANK OF JORDAN
CENTRAL BANK OF JORDAN

Reference No.: 3/17 / 4161
Date: 30 Jumaada al-Thani 1446 AH
Corresponding to: 31 December 2024 AD

Dear Insurance Companies,
Dear Jordanian Union of Insurance Companies,

Subject: Instructions for the Terms and Conditions of the Traffic Accident Database for the Year 2024

Greetings,

Based on the provisions of paragraph (b) of Article (109) and Article (100) of the Insurance Activities Regulation Law No. (12) of 2021, and paragraph (a) of Article (6) of the Unified Office for Compulsory Motor Insurance System No. (51) of 2024, we attach to you "Instructions for the Terms and Conditions of the Traffic Accident Database No. (19) of 2024," issued pursuant to the Board of Directors' Decision of the Central Bank No. (2024/253) dated 24/12/2024.

Please accept our highest regards,

Governor
Dr. Adel Al-Sharkas

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CENTRAL BANK OF JORDAN
CENTRAL BANK OF JORDAN

Instructions for the Terms and Conditions of the Traffic Accident Database No. (19) of 2024

Issued pursuant to the Board of Directors' Decision of the Central Bank No. (2024/253) dated 24/12/2024

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Article No.	Page
Article (1):	1
Article (2):	1
Article (3):	2
Article (4):	2
Article (5):	2
Article (6):	2
Article (7):	3

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Instruction No. (19) of 2024
Instructions for the Terms and Conditions of the Traffic Accident Database for the Year 2024

Issued pursuant to the provisions of paragraph (b) of Article (109) and Article (100) of the Insurance Activities Regulation Law No. (12) of 2021, and paragraph (a) of Article (6) of the Unified Office for Compulsory Motor Insurance System No. (51) of 2024

Article (1):
These Instructions shall be known as the "Instructions for the Terms and Conditions of the Traffic Accident Database for the Year 2024," and are issued based on the provisions of paragraph (b) of Article (109) and Article (100) of the Insurance Activities Regulation Law No. (12) of 2021, and paragraph (a) of Article (6) of the Unified Office for Compulsory Motor Insurance System No. (51) of 2024. They shall be effective as of 1/1/2025.

Article (2):
A- The following words, wherever they appear in these Instructions, shall have the meanings assigned to them below, unless the context indicates otherwise:
Law: The Insurance Activities Regulation Law No. (12) of 2021.
System: The Unified Office for Compulsory Motor Insurance System No. (51) of 2024.
Union: The Jordanian Union of Insurance Companies.
Unified Office: The Unified Office for Compulsory Motor Insurance established pursuant to the provisions of Article (94) of the Law.
Company: An insurance company licensed to practice the branch of motor vehicle liability insurance.

B- The definitions contained in the Law and the System shall be adopted wherever referenced in these Instructions, unless the context or situation indicates otherwise.

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Article (3):
In implementation of the provisions of Article (6) of the System:
A- The Union shall be committed to the following:

1. Enabling the Company to enter all data related to traffic accidents caused by vehicles insured by the Company and traffic accidents caused by vehicles insured within the complexes and the orange card, via electronic linkage to the Traffic Accident Database.
2. Conducting an electronic link between the Traffic Accident Database and the system for issuing electronic diagrams to provide the data contained in the electronic diagrams to the Traffic Accident Database.

B- The Company shall be committed to entering traffic accident data specified by a decision of the Governor into the Traffic Accident Database, regarding all accidents registered on vehicles insured by it.

C- The Company shall be committed to entering traffic accident data registered on vehicles insured by it into the database immediately upon registering a claim with it, and it must update and enter any new data as it arises on a first-come, first-served basis.

Article (4):
The Company shall be committed to registering the deductible amount (excess amount) on the Traffic Accident Database when the affected party visits the Company and a claim is opened.

Article (5):
The Union shall provide the Central Bank with a detailed quarterly statement including all traffic accidents for which a traffic accident diagram (sketch) was issued, but the concerned Company has not entered the relevant data into the database prepared for this purpose.

Article (6):
The Union shall be committed, regarding the Traffic Accident Database, to all instructions, decisions, or circulars issued by the Central Bank concerning information security and cybersecurity.

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Article (7):
The Governor shall issue the necessary decisions to implement the provisions of these Instructions.

Chairman of the Board of Directors of the Central Bank ---