RegAlert2026-09-25
Added
Insurance Code of the Republic of Bulgaria
The Insurance Code regulates insurance and reinsurance activities, distribution, intermediation, and supervision in Bulgaria, establishing the legal framework for market access, consumer protection, and financial stability. It defines the scope of application, excluding supplementary social security, export credit insurance by the state agency, specific travel assistance services, and state-backed reinsurance. The Code mandates that insurance and intermediation be voluntary, conducted in Bulgarian, and supervised by the Commission for Financial Supervision, while granting licensed entities access to the EU single market under Solvency II requirements.
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INSURANCE CODE
Pub. - State Gazette, No. 102 of 29.12.2015, in force from 01.01.2016; amended, No. 62 of 09.08.2016, in force from 09.08.2016; amended and supplemented, No. 95 of 29.11.2016; supplemented, No. 103 of 27.12.2016; supplemented, No. 8 of 24.01.2017; supplemented, No. 62 of 01.08.2017; amended and supplemented, No. 63 of 04.08.2017, in force from 04.08.2017; amended and supplemented, No. 85 of 24.10.2017; amended and supplemented, No. 92 of 17.11.2017; amended and supplemented, No. 95 of 28.11.2017, in force from 01.01.2018; amended, No. 103 of 28.12.2017, in force from 01.01.2018; amended, No. 7 of 19.01.2018; amended and supplemented, No. 15 of 16.02.2018, in force from 16.02.2018; amended, No. 24 of 16.03.2018; amended, No. 27 of 27.03.2018; supplemented, No. 77 of 18.09.2018, in force from 01.01.2019; amended and supplemented, No. 101 of 07.12.2018, in force from 07.12.2018; amended and supplemented, No. 17 of 26.02.2019; supplemented, No. 42 of 28.05.2019, in force from 28.05.2019; amended, No. 83 of 22.10.2019, in force from 22.10.2019; supplemented, No. 26 of 22.03.2020; affected by the Law on Measures and Actions during the State of Emergency, No. 28 of 24.03.2020, in force from 13.03.2020; supplemented, No. 34 of 09.04.2020, in force from 09.04.2020; affected by the Additional Amendment to the Health Act, No. 44 of 13.05.2020, in force from 14.05.2020; amended, No. 64 of 18.07.2020, in force from 18.07.2020; amended, No. 21 of 12.03.2021; amended and supplemented, No. 16 of 25.02.2022; amended and supplemented, No. 25 of 29.03.2022, in force from 29.03.2022; amended, No. 66 of 01.08.2023; supplemented, No. 68 of 08.08.2023; supplemented, No. 80 of 19.09.2023, in force from 19.09.2023; amended, No. 84 of 06.10.2023, as the amendments with the ZPK enter into force from 06.10.2023; amended and supplemented, No. 85 of 10.10.2023, in force from 10.10.2023; amended, No. 70 of 20.08.2024, in force from the date determined in the Decision of the Council of the European Union on the adoption of the euro by the Republic of Bulgaria, adopted in accordance with Article 140(2) TFEU, and the Regulation of the Council of the European Union, adopted in accordance with Article 140(3) TFEU; amended, No. 79 of 17.09.2024; amended and supplemented, No. 49 of 17.06.2025; amended and supplemented, No. 54 of 04.07.2025; amended and supplemented, No. 63 of 01.08.2025, in force from 01.08.2025; amended and supplemented, No. 64 of 05.08.2025, in force from 06.09.2025; amended and supplemented, No. 67 of 15.08.2025; supplemented, No. 16 of 10.02.2026; amended and supplemented, No. 25 of 10.03.2026; amended, No. 51 of 05.06.2026, in force from 05.06.2026; amended and supplemented, No. 67 of 24.07.2026; amended, No. 87 of 24.09.2026, in force from 24.09.2026
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Source: Financial Supervision Commission Bulgaria — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works