Issuance of Guidlines on the Operations of Automated Teller Machines (ATMs) in Nigeria

The Central Bank of Nigeria has issued new Guidelines for the operations of Automated Teller Machines (ATMs) in Nigeria, effective March 13, 2026, directing all banks, other financial institutions, and payment service providers to comply. These Guidelines establish minimum standards for ATM deployment, operation, and maintenance, aiming to enhance security protocols and consumer protection. Furthermore, the new regulations are designed to improve ATM service accessibility in both urban and rural areas while aligning operational practices with global best standards and regulatory expectations.

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Central Bank of Nigeria

Payments System Policy Department

Central Business District,
Cadastral Zone,
P.M.B 0187, Abuja-Nigeria.
E-mail: PSPD@cbn.gov.ng
Phone :09 462 35000

PSP/DIR/PUB/CIR/001/003
March 13, 2026

CIRCULAR TO ALL BANKS, OTHER FINANCIAL INSTITUTIONS AND PAYMENTS SERVICE PROVIDERS

Subject: ISSUANCE OF GUIDELINES ON THE OPERATIONS OF AUTOMATED TELLER MACHINES (ATMs) IN NIGERIA

The Central Bank of Nigeria (CBN), in line with its mandate to promote a sound financial system and efficient payments system, has reviewed the current operations of Automated Teller Machines (ATMs) in Nigeria and hereby issues Guidelines on the Operations of Automated Teller Machines (ATMs) in Nigeria.

The Guidelines have been developed to establish minimum standards for ATM deployment, operations, and maintenance, promote improved access to ATM services in urban and rural areas, strengthen security protocols and enhance consumer protection and align ATM operations with global best practices and regulatory expectations.

All stakeholders are expected to comply with the Guidelines.

Please be guided accordingly.

Musa I. Jimon
Director, Payments System Policy Department

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Source: Central Bank of Nigeria — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works