JPRM-2022-020-M — Monetary System Regulations

ANNEX 1: TARIFFS FOR PUBLIC AND PRIVATE FINANCIAL ENTITIES

TARIFFS WITH MAXIMUM CHARGES

BASIC TARIFFS

Money Withdrawals

• Money withdrawal at the counter of the own entity
• Money withdrawal at ATM for own entity clients (with or without card)

National Consumption Services with Cards

• National consumptions made by clients with credit, debit, or prepaid cards *

Interbank SPI Transfers Received

• Crediting to account for electronic money transfers

Transfers within the same entity

• Transfers, physical means (counter)
• Transfers, electronic means (ATM, internet, telephone, cell phone, and others)

TARIFFS FOR ESTABLISHMENTS FOR CONSUMPTIONS PAID WITH CARDS

• Charges to commercial establishments for consumptions with current/revolving credit cards (% )*
• Charges to commercial establishments (education) for consumptions with current/revolving credit cards (% )*
• Charges to commercial establishments for debit/prepaid card consumptions (% )*
• Charges to commercial establishments (health and related) for consumptions with current/revolving credit cards (% )*

TARIFFS FOR CONSUMPTIONS WITH CARDS ABROAD

• Charges to clients for consumptions abroad made with credit, debit, or prepaid cards

TARIFFS RELATED TO THE MOBILE PAYMENTS PLATFORM WITH MAXIMUM CHARGES

Mobile Payment Platforms

• Payments*
• ATM withdrawal for partners/clients
• Cash withdrawal at solidarity correspondents of the own entity

TARIFFS WITH MAXIMUM CHARGE

Transfers

• Interbank SPI transfers sent, internet
• Interbank SPI transfers sent, office
• Interbank SCI transfers received
• Interbank SCI transfers sent, internet
• Interbank SCI transfers sent, office
• National transfers to other entities, office
• Transfers sent abroad for amounts less than or equal to $1,000.00
• Transfers sent abroad for amounts greater than $1,000.00 and less than or equal to $5,000.00
• Transfers sent abroad for amounts greater than $5,000.00 and less than or equal to $10,000.00
• Transfers sent abroad for amounts greater than $10,000.00

Mobile Payment Platforms

• Enrollment
• Balance or transaction inquiries
• Blocking, cancellation, or annulment of user account
• Failed transactions
• Password change

Withdrawals with Mobile Payments Platform

• Consists of cashing out the resource through an update code per transaction at an ATM, via the mobile payments platform. Applies at own and other entities' ATMs.

Orderer of interbank payment through mobile payments platform

• Interbank payment services via mobile payments platform / money sending

NOTES:

• The service applies to consumption transactions made by cardholders through the available channels of the financial entity. The service does not include consumptions at gas stations in the country made with cards.
  It is prohibited to transfer these charges or the collection of these charges to cardholders or users of credit, debit, and prepaid cards.
• Includes interconnection services between participants. Auxiliary payment systems cannot charge twice for the same service, nor for services already paid; they cannot charge for services not previously and expressly accepted by the user; and they cannot add additional values to charges for financial services except in cases permitted by law.
• To the charges described in this resolution, the corresponding value for VAT will be added.

[Table Data]
No. | Name | Tariff
1 | National consumption services with cards | USD 0.20 2 | Interbank SPI transfers received | USD 0.25 3 | | USD 1.72 4 | | USD 49.54 5 | | USD 66.36 6 | | USD 85.18 7 | | USD 100.00 8 | | USD 8.93 9 | | USD 1.79 10 | National consumption services | USD 0.20 11 | | 4.02% 12 | | 4.02% 13 | | 4.02% 14 | | 2.00% 15 | Services with cards abroad | | 16 | Consumption services | | 17 | Charges to clients for consumptions abroad made with credit, debit, or prepaid cards, for amounts greater than $100 | USD 1.70 18 | | USD 0.09 19 | | USD 0.45 20 | | USD 0.31

NOTES:

• The service applies to consumption transactions made by cardholders through the available channels of the financial entity. The service does not include consumptions at gas stations in the country made with cards.
• To the charges described in this resolution, the corresponding value for VAT will be added, only when these financial services are provided to clients or users.
  It is prohibited to transfer these charges or the collection of these charges to cardholders or users of credit, debit, and prepaid cards.
• Includes interconnection services between participants. Auxiliary payment systems cannot charge twice for the same service, nor for services already paid, nor for services not previously and expressly accepted by the user; and they cannot add additional values to charges for financial services except in cases permitted by Law.
• To the charges described in this resolution, the corresponding value for VAT will be added, only when these financial services are provided to clients or users.
  The charges apply to consumptions made through channels enabled for the use of the entity's cards. For consumptions less than or equal to $100, no charge will be collected except for values established by law.

ANNEX 2: TARIFFS FOR ENTITIES OF THE POPULAR AND SOLIDARITY FINANCE SECTOR

BASIC TARIFFS

Money Withdrawals

• Money withdrawal at the counter of the own entity
• Money withdrawal at ATM for partners/clients of the own entity
• Crediting to account for electronic money transfers

APPLIES FOR

• National consumptions made by clients with credit, debit, or prepaid cards *

APPLIES FOR

• Transfers, physical means (counter)
• Transfers, electronic means (ATM, internet, telephone, cell phone, and others)

BASIC TARIFFS RELATED TO THE MOBILE PAYMENTS PLATFORM

Mobile Payment Platforms

• Enrollment
• Balance or transaction inquiries
• Blocking, cancellation, or annulment of user account
• Failed transactions
• Password change