Maximum per transaction limit and fees for JustPay transactions

f.ùï iy mshùï fomd¾;fïka;=j nfhLg;gdTfs;> jPh;g ;gdTfs; jpizf;fsk; Payments and Settlements Department 8 jk uy," wxl 30" ckdêm;s udj;" 8 Mk; khb> ,y. 30 rdhjpgjp khtj ;ij nfhOk;G 1 Level 8, No. 30, Janadhipathi Mawatha, Colombo 1 ;e ' fm ' 590" fld nfhOk;G 01> ,yq;if P . O. Box. 590, Colombo 01, Sri Lanka.  94 11 2477042 94 11 2387009  psd@cbsl.lk  www.cbsl.gov.lk Payment and Settlement Systems Circular No. 01 of 2026 20 January 2026 To: (i) Chief Executive Officers of Licensed Banks, Licensed Finance Companies and Licensed Operators of Mobile Phone Based e-Money Systems (ii) LankaPay (Pvt) Ltd Maximum per transaction limit and fees for JustPay transactions This Circular is issued in terms of Section 44 of the Payment and Settlement Systems Act, No. 28 of 2005 to revise customer limits and fees imposed on transactions effected through JustPay in order to promote and facilitate the adoption of digital transactions while safeguarding customer funds.
2. Maximum per Transaction Limit
2.1 The maximum per transaction limit for transactions effected through JustPay shall not
exceed Rs. 150,000/- per transaction.
3. Fees
3.1 The fee structure for transactions effected through JustPay is given in Table 01, below.
Table 01
Transaction Value
(X, Rs.)
Maximum
Customer Fee
(Rs.)
Maximum
Merchant Fee
(Rs.)
Interchange Fee
Acquirer pays
Issuer (Rs.)
Switching Fee
Acquirer pays
LPPL (Rs.)
8,000<X<=150,000 20.00 40.00 18.00 8.75
6,000<X<=8,000 16.00 34.00 15.00 8.75
4,000<X<=6,000 12.00 26.00 11.40 7.60
2,000<X<=4,000 8.00 18.00 7.80 5.20
1,000<X<=2,000 4.00 9.00 3.90 3.25
250<X<=1,000 1.00 5.00 1.80 1.50
100<X<=250 1.00 4.00 1.00 0.75
50<X<=100 1.00 2.25 0.75 0.50
X<=50 1.00 1.25 0.50 0.25
4. All Mobile Payment Application Providers shall implement adequate security controls and
procedures when registering customers and/or linking Current Accounts/Savings Accounts to any Mobile Payment Applications in order to enhance the safety of digital transactions.

5. This Circular shall come into operation with effect from 02 February 2026.
6. Definitions
   a) Mobile Payment Application Providers (MPAPs) – The party which provides the mobile phone-based payment application to facilitate transactions. This includes third￾party MPAPs utilising a service from a Transaction Acquirer. b) Mobile Payment Applications – Mobile applications that allow users to make transfer of funds and initiate payments for goods and services. K V K Alwis Director Payments and Settlements