2025-09-14

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Ministerial Order of 4 September 2025 setting the maximum reference interest rate for long-term life insurance operations

The Minister of the Economy sets the maximum technical interest rate for long-term life insurance contracts at 3.75%, effective 1 January 2026. This adjustment ensures the rate remains higher than the 2.5% minimum yield guarantee for supplementary pensions, thereby maintaining employer incentives to offer group pension schemes and preserving the solvency margin for insurance undertakings.

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National Bank of Belgium

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