RegAlert
2026-09-18

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Multiple Banking Capitalization Index as of July 2026

The National Banking and Securities Commission (CNBV) reports that the Multiple Banking Capitalization Index (ICAP) stood at 20.77% as of July 31, 2026, with a Basic Capital Coefficient (CCB) of 18.69% and a Fundamental Capital Coefficient (CCF) of 17.18%. All institutions in the system were classified in Category I of the early warning system, indicating sufficient capital to withstand unexpected loss scenarios without requiring immediate supervisory action. The document lists specific capitalization ratios for 58 individual institutions and confirms that those designated as Local Systemically Important Institutions complied with Basel III systemic risk capital supplements.

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Mexico City, September 18, 2026
Communication No. 20
Multiple Banking Capitalization Index as of July 2026

  • As of July 2026, the ICAP of multiple banking was at 20.77%, with a Basic Capital Coefficient (CCB) of 18.69% and a Fundamental Capital Coefficient (CCF) of 17.18%.

With the objective of keeping the citizenry informed about the solvency of multiple banking institutions, the National Banking and Securities Commission (CNBV) periodically publishes on its website information regarding the Capitalization Index (ICAP = Net Capital / Total Risk-Weighted Assets), the classification of institutions into degrees of systemic importance, and their location within the early warning scheme.

As of July 2026, all institutions in the system were located in Category I of early warnings, which indicates that they have sufficient capital to face unexpected loss scenarios, without requiring immediate supervisory actions in terms of solvency.

Additionally, the institutions designated by the Governing Board of the CNBV as of Local Systemic Importance complied with the capital supplement for systemic risk, in accordance with the international standards established in Basel III.

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Capitalization Indicators
Figures as of July 31, 2026
1/
1/ Made known to this Commission by the Bank of Mexico on September 10, 2026, based on information provided by the Institutions, in accordance with what is stipulated in article 2 Bis and 2 Bis 4 of the General Provisions applicable to credit institutions (Provisions). 2/ CCB (Basic Capital Coefficient) = (Fundamental Capital + Non-Fundamental Capital) / Total Risk-Weighted Assets. 3/ CCF (Fundamental Capital Coefficient) = Fundamental Capital / Total Risk-Weighted Assets. 4/ ICAP (Capitalization Index) = Net Capital / Total Risk-Weighted Assets. 5/ Early Warning Categories determined based on article 220 of the General Provisions Applicable to Credit Institutions.

Institution CCB 2/ % CCF 3/ % ICAP 4/ % Category 5/ Banco Bineo 270.76 I Credit Suisse 251.69 I Banco S3 174.88 I Revolut Bank 134.20 I Pagatodo 119.52 I Mizuho Bank 80.83 I Banfeliz 72.21 I BNP Paribas México 68.88 I MUFG Bank 53.89 I J.P. Morgan 47.51 I KEB Hana México 43.31 43.31 43.34 I Openbank 40.37 I Shinhan 38.98 I Bank of China 36.01 36.01 36.04 I Compartamos 32.24 I Volkswagen Bank 29.86 I Bansí 26.51 26.51 26.52 I ICBC 26.41 19.65 26.41 I Ualá 26.04 I Citi México 25.89 I Intercam Banco 25.02 I Dondé Banco 24.95 I Banamex 21.09 18.78 24.37 I Inbursa 23.22 I Banco Base 22.38 I Barclays 22.36 I Banorte 21.28 12.66 21.70 I Banca Mifel 21.45 16.48 21.52 I Scotiabank 21.26 18.63 21.27 I Banco Plata 21.21 I BBVA México 16.70 16.70 20.25 I HSBC 13.04 13.04 19.35 I Santander 15.11 13.83 19.30 I Monex 19.05 I Bank of America 18.69 I BIAfirme 12.73 12.73 18.55 I Actinver 17.30 I Afirme 11.89 10.82 16.04 I Invex 15.94 I Banregio 15.88 I Inmobiliario Mexicano 12.32 12.32 15.56 I Ve por Más 15.46 I Multiva 12.72 12.72 15.40 I BanCoppel 15.05 I Banco del Bajío 15.00 I Sabadell 14.47 14.47 14.56 I Covalto 14.18 I Hey Banco 14.13 I Banco Azteca 13.63 13.63 14.08 I Consubanco 13.65 10.09 13.65 I Bancrea 10.69 10.14 13.12 I Kapital 12.63 I Bankaool 11.76 I Total Multiple Banking 18.69 17.18 20.77

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Consult more information:
Capitalization Index and Early Warnings CNBV Website Information Portfolio Interactive Consultation

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Source: Comision Nacional Bancaria y de Valores — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

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